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Step 1 Do you qualify3 l; E3 p* H* p: |0 Z
To qualify for the survivor’s pension, you must:
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?. D. k0 M3 c: Y B! @0 xbe legally married to a deceased CPP contributor
. C" h Q' `& g; t3 J2 [& C; y+ }be the common-law partner of a deceased CPP contributor6 Z& T% S. v3 z3 F2 b3 B
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The amount you receive as a surviving spouse or common-law partner will depend on:2 i) @) {* ?+ D6 g1 ]+ ]( ^! z
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whether you are younger or older than age 65) `. y( X( m/ Q9 t/ F" G
how much, and for how long, the deceased contributor has paid into the CPP1 n" B; a( w+ F; p
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.- ^8 E" O. O" S+ C# A
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If you are age 65 or older: H. A& F6 k( w6 b( x# I- }. \4 R+ Z
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.+ q4 ?' @7 e, D0 g# I
- i8 b! R1 }& C! T( }If you are under age 65! V! @& P9 z" l9 h
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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