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Step 1 Do you qualify, O2 X% c( m' h. } g
To qualify for the survivor’s pension, you must:) f# e1 Z Z7 T+ n* Z
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be legally married to a deceased CPP contributor
: b6 J$ v4 Q s3 T- U" e) I6 abe the common-law partner of a deceased CPP contributor. |: ^8 \6 n0 J, L
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
8 A3 V7 a+ @7 @$ ]how much, and for how long, the deceased contributor has paid into the CPP. O b5 D& `$ F* \- B
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.4 V% a& L# K' Y# K9 O7 e
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If you are age 65 or older
& r8 [+ A8 @) |4 bYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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. \6 P$ K6 r% k1 `1 i+ yIf you are under age 65. f: m1 S- Q/ n5 E8 W
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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