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Step 1 Do you qualify$ o S0 B) X! K1 U* ]$ Q+ r2 Q3 J1 C
To qualify for the survivor’s pension, you must:5 \+ I5 B5 M+ P. K1 M* p. w; K% ]
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be legally married to a deceased CPP contributor
( H9 d( s) e" ybe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:% @- |6 D- [/ ?) D; }: I
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whether you are younger or older than age 65
* G. p: p) K# v. u2 Jhow much, and for how long, the deceased contributor has paid into the CPP) X: C* |& a1 y8 W2 `8 h9 l
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.# T0 [, B& B' \5 d# ]- j0 h
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If you are age 65 or older
2 N* y1 L0 X- J. _" xYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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6 ^& G, W# s- R% F2 d4 |If you are under age 656 N' i, E- @+ r c( e# p
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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