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Step 1 Do you qualify
2 B, E# u/ u3 w9 RTo qualify for the survivor’s pension, you must:) V, K# l& |) e% E
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be legally married to a deceased CPP contributor
$ h8 z6 E- q% J5 t9 Ybe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
" A% ?* @% {4 G( E' ~" uhow much, and for how long, the deceased contributor has paid into the CPP- T3 m6 {4 i) R& z# w7 i N
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.7 @5 f K; L3 \0 |. V) V) Y5 p6 I& Y
- C) L! z# L1 D3 EIf you are age 65 or older
8 i# l( {* D7 }# E+ ?( BYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.+ A& Z7 q( ?' x2 _: ?
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If you are under age 65. e$ x. K# r( B' Y
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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