if you know everything, you don't need to book an appointment with 销售代表. just go there.$ c" g0 H! Y# ~8 I' Z {8 I
no charge for service in TD, there is a service charge in CIBC and Scotia Bank.
RESP's for education& K3 u3 P. m$ v. ?1 V7 r' N" @+ Z
my dad got mine with RBC& m( l2 J5 U% ], K b) W% F
pretty good1 A; _4 u+ L- T+ a0 S& F
maybe you can go check it out