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Let's make an easy example.
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Suppose one person bought a house worth 100,000 last year. It's a two bedroom style.
1 U t8 t& a; H1 iAfter one year, he or she decided to sell it out.
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% J$ C+ ]9 Z# f2 l [# t; ~* L& BCost (expense):
! c6 r& h& W5 S- v* B+ `Business tax: 5%*100,000=5000 (please verify)
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9 ?9 V" U$ p/ N( M g; z" j4 ]* vMortgage interest: 5%*100,000=5000 (not only the loan interest you pay the bank, but the interest of inital payment of house should also be accrued). j, S2 Q& i6 F( _
3 F T6 w5 |. p* UEstate agent fee: 1%*100,000=1000 (this part is neglected in previous statement)
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1 q2 a: Z6 M4 s/ v' k9 v0 Q4 iReal estate management fee: 250*12=30005 s' F- @! C( I
Total cost: 14000, P0 g* \8 P, U6 M4 N' @8 ]
4 C8 l/ t, `: [7 U6 c7 hBenefit:) B4 z7 {- B w
The saved rental: 350*12=4200
) N; @& ^% M7 {: b: L8 M eThe rental income from tenant: 350*12=4200
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Value increase: 100,000*6%=6000
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& c3 G @( |* m: ?5 V0 oTotal benefits: 14400
, C7 z& I7 j. @So if both purchasing and selling transactions are conducted in one year, just slight gain could be achived. So the edmonton estate market is not worthwhile for short term investment3 K( V1 l5 K! e3 H
7 R6 R& B9 f# P* d2 C( _0 J[ Last edited by knptmug on 2005-3-8 at 07:45 PM ] |
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