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 What to do if you are in a car accident5 o2 z8 a5 t1 ?! G _/ G; `! I
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Step1. If possible, stop your car in a safe and visible place. If a car 1 ]6 ~9 ^" }+ w! t3 P; v
cannot be moved, turn on the hazard lights. Turn off the+ C4 y* N; g. t0 h* k) x
ignition. Be careful when exiting your car.
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9 x& e: a! s. q* Z: ?+ r) mStep2. Determine if anyone is injured. Do not move an injured person.7 S m1 H5 r5 G4 \
4 {4 H$ P( H1 z4 uStep3. Call 911 for the police and ambulance (if needed) immediately.
* k9 w! s/ R' I" h0 y Report any injuries.* W' d( f1 k, j. M9 E% p/ d% ?, l
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Step4. If another vehicle is involved, get the car’s year, make, model 6 P$ ?& n7 J& [6 i; ]& g; D5 @
and license plate number; the driver’s name, address and license
& @; K/ r' P: a. {1 Y number; and the name of his or her insurance company. If the + L# p8 a. ?2 j/ l
driver does not own the car, get the name of the car’s owner. 6 \; k8 G7 @7 v
Write down names and addresses of other passengers or # X5 E4 a3 j& i$ U, Y7 W
witnesses. If you have a camera take pictures of the accident * o. j0 x0 U: W y
scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 2 J+ P Q& r: T6 p3 |4 d
accident in any way. You may be required to show proof of
) l1 r" _5 E! m; `* `. K( r insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By- j& I% V/ F. Y
accepting money, you may give up your right to file a claim 3 b2 E ^: F3 t& Q9 O
against the other driver, even if the damages turn out to be
7 ?7 \/ {6 L8 m$ H more extensive than you first thought./ ~* i- j& Q9 J
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Step8. Do not agree to forget about a minor accident. You may see
, u @6 z( f- f6 C$ R1 p later that there were hidden damages or injuries. The other4 y& v) Y0 ? ~8 M5 T
person may even file a lawsuit against you.' x3 }) N, A4 [- t. B) }
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Step9. Write an account of what happened: time of day, weather,
f- F, t7 l3 S* P! @ hazards, road conditions and driving speed. Draw a picture of
7 D# H- ?; U: M the site, showing stop signs, signal lights, etc. Try to measure ! n/ G, ?+ m- B0 ?( t' \4 Z
skid marks and determine the point of impact. Note any damage: p+ s' `" u& b& Y3 a$ z+ b5 V9 J
already on other cars involved. If a camera is available, take
" k- n% Z8 u) [% G pictures of the accident.% K6 C0 ]- ^4 ~8 {
+ P# H( j# f! Z. iStep10. Report the accident to your insurance agent or insurance $ _; H* A# e+ S+ U1 j' ^
company as soon as possible. Call a lawyer Bruce King, to discuss" N: X/ Y9 @" D8 ?! P
your accident.
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! o, W, P- f, H- O, L6 o$ R: {5 d4 c[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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