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 What to do if you are in a car accident
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+ ]3 u6 { X8 s B& `( AStep1. If possible, stop your car in a safe and visible place. If a car
) ]1 |8 C: d3 m" s+ Y* n6 d cannot be moved, turn on the hazard lights. Turn off the
5 P) w: ^$ A: W ignition. Be careful when exiting your car.8 ~! R; X! F1 h5 K+ {$ Z2 I: T
3 B! p8 Q9 U+ A7 IStep2. Determine if anyone is injured. Do not move an injured person., |8 Y$ L i- ]" Y1 U. W+ |( V
5 N& l% T' B" G# U0 m0 Y. }6 uStep3. Call 911 for the police and ambulance (if needed) immediately.
8 | \' y% n. I6 K+ S/ ~ Report any injuries.1 ]* Z; I; M; v0 R) r
3 m6 x! D4 @" E. _2 X, j: BStep4. If another vehicle is involved, get the car’s year, make, model
8 T& `4 n! z& Y* t6 `- i8 }& f and license plate number; the driver’s name, address and license
7 _1 z1 S1 U" \+ y& E* l9 O number; and the name of his or her insurance company. If the
2 K: G( [- v! Q W) a8 x driver does not own the car, get the name of the car’s owner. ( G% }# n& S! w8 J( t+ [( N0 ~
Write down names and addresses of other passengers or , E5 {, t+ Z2 k0 v% b2 `
witnesses. If you have a camera take pictures of the accident - u! g- X) _4 T; ^
scene.
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1 H" C1 n* L! _, X2 EStep5. The police officer will give you a copy of the collision report.( K; }( h, q* T. ^1 r) d b
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Step6. Cooperate with the police, but do not admit guilt for the
9 K9 U$ k+ y. ?& j accident in any way. You may be required to show proof of
+ P, G3 i! ~& Z6 U+ z& u insurance, but do not reveal how much coverage you have. e; ]9 L9 H9 q/ g" p1 a# {$ |
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Step7. Do not accept any money the other driver may offer. By8 @. o* s, s# s* q
accepting money, you may give up your right to file a claim 7 t$ }6 u. V0 u6 H
against the other driver, even if the damages turn out to be
7 ~7 W n0 j# z+ u; e0 g5 ^: D more extensive than you first thought.
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* \2 x U6 H: b2 q' T3 ~Step8. Do not agree to forget about a minor accident. You may see
; i( a$ Q6 N( `) @. M1 f& u later that there were hidden damages or injuries. The other( t& A5 \: U% J; J
person may even file a lawsuit against you.* G) D7 C& i* `2 `- F5 a* \2 s
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Step9. Write an account of what happened: time of day, weather,
1 F' {, \7 |# }+ j3 e9 M hazards, road conditions and driving speed. Draw a picture of ~* d, Q/ f9 k! |6 M
the site, showing stop signs, signal lights, etc. Try to measure
* H: @/ ]) U. L' @# z skid marks and determine the point of impact. Note any damage
* v( w# D m0 r/ v* z already on other cars involved. If a camera is available, take
2 f5 P8 S9 x1 T pictures of the accident.
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* f0 A, ~8 |% E9 a" j' JStep10. Report the accident to your insurance agent or insurance 4 }6 t1 n( V# P" ^0 w! U" b
company as soon as possible. Call a lawyer Bruce King, to discuss* V& u, A( u3 H$ O
your accident.
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# ^. W5 H5 G2 m- `) W& \[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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