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 What to do if you are in a car accident
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+ j D0 [ v! f+ G! P. ^9 cStep1. If possible, stop your car in a safe and visible place. If a car * N5 q& K" N) L. Z) T- e: o
cannot be moved, turn on the hazard lights. Turn off the
, _2 T6 k1 {. }3 w% O7 t ignition. Be careful when exiting your car.1 |) R, a# z$ |$ q' I0 p
% z0 q+ m0 @) r) ^+ AStep2. Determine if anyone is injured. Do not move an injured person.: m" S S) \, J6 p* @& e
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Step3. Call 911 for the police and ambulance (if needed) immediately.
1 t: N* h8 T+ o# Q( l) b" a9 N7 g Report any injuries.4 t4 g7 |7 V7 K+ y, V
, Y4 k' L" r/ `Step4. If another vehicle is involved, get the car’s year, make, model + r9 m3 q* q/ s" x6 h- v* l
and license plate number; the driver’s name, address and license; k7 i7 H3 o" `4 I7 R9 F; X; a
number; and the name of his or her insurance company. If the 4 ~% A5 s/ J" l# D. `3 {: v5 `
driver does not own the car, get the name of the car’s owner.
. x& [1 n8 z/ o Write down names and addresses of other passengers or + j2 I9 d5 D7 ?" f+ | c; j4 P
witnesses. If you have a camera take pictures of the accident
0 G6 P0 W+ t f/ e scene.
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Step5. The police officer will give you a copy of the collision report.
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5 ^/ @3 q3 _: d: ]' }, T2 k B7 d8 p/ Y/ FStep6. Cooperate with the police, but do not admit guilt for the - h7 }6 d0 ^% v9 `( H2 P2 c
accident in any way. You may be required to show proof of # Z# f. K- i& n1 {
insurance, but do not reveal how much coverage you have.
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+ w* m v! A; b0 lStep7. Do not accept any money the other driver may offer. By
4 V# W* e& c& q. C; J ^! S( d/ o accepting money, you may give up your right to file a claim
( ^ k$ L- V% k8 w: G against the other driver, even if the damages turn out to be! Z4 h, h# j6 A7 f
more extensive than you first thought.! j) A" j7 z8 M6 e3 n2 {, [
9 w& ?! W5 I2 V" GStep8. Do not agree to forget about a minor accident. You may see
0 s8 b3 C" [! g$ U! _ later that there were hidden damages or injuries. The other3 g! S1 `, m. k
person may even file a lawsuit against you., `$ _ H ?. G* c/ e/ f
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Step9. Write an account of what happened: time of day, weather, : s5 A. ^# T; J* n# J) q. C
hazards, road conditions and driving speed. Draw a picture of 5 }1 J6 V! _0 v3 a
the site, showing stop signs, signal lights, etc. Try to measure ' i" g6 M+ I7 E6 _* ^$ ~/ a
skid marks and determine the point of impact. Note any damage
8 J' `& i6 z) v already on other cars involved. If a camera is available, take " N& x$ } f; ]4 ~; H$ f# a3 u
pictures of the accident.& m% {4 F( @* G7 n4 b7 N& g
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Step10. Report the accident to your insurance agent or insurance
+ _& N2 Q5 p/ x; P$ K- c company as soon as possible. Call a lawyer Bruce King, to discuss$ H+ `2 ^( D, \& m
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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