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Step1. If possible, stop your car in a safe and visible place. If a car
7 B, B6 L5 e2 g" ?% F3 _, C$ N cannot be moved, turn on the hazard lights. Turn off the
5 ]( w/ q. W0 A) T% {* t ignition. Be careful when exiting your car.
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. \) ~5 h& Q8 h+ oStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. + s! C" N4 T3 b
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
2 T4 W( m3 d! D; C5 q) U and license plate number; the driver’s name, address and license: h& O J- |: A: H
number; and the name of his or her insurance company. If the
9 v: d2 i1 |4 n$ R, p0 o- C, j driver does not own the car, get the name of the car’s owner.
5 G: B. D" J3 K% j9 S Write down names and addresses of other passengers or $ O6 O' ?6 _) t. R) g
witnesses. If you have a camera take pictures of the accident 7 b% ^* W+ e$ R7 A- V# K
scene.
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Step5. The police officer will give you a copy of the collision report.
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, z7 ] d& x4 |* TStep6. Cooperate with the police, but do not admit guilt for the
% v1 M' _$ _% x/ y7 R. M# {; Z0 T accident in any way. You may be required to show proof of
/ U( k# _7 q( j. R) l insurance, but do not reveal how much coverage you have.
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+ M. Y+ \6 ~* s R5 UStep7. Do not accept any money the other driver may offer. By' N: ?$ w0 u3 `* B7 A
accepting money, you may give up your right to file a claim 4 V# j {$ r$ I. e) }% D3 c
against the other driver, even if the damages turn out to be8 S4 T4 v5 X# k
more extensive than you first thought.- N( _* ^) f4 N4 Q
# N7 }5 r" F9 G+ FStep8. Do not agree to forget about a minor accident. You may see
) {3 {* e+ G8 I; O( E, n later that there were hidden damages or injuries. The other
/ ]# Y8 _" j/ j person may even file a lawsuit against you.
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# ^8 F7 G7 |4 O, N3 Z& a( j/ [ F! z \Step9. Write an account of what happened: time of day, weather, & o- W! W, I) J9 W
hazards, road conditions and driving speed. Draw a picture of
% M3 ?$ U. X7 Y; ?9 P the site, showing stop signs, signal lights, etc. Try to measure
, J5 R, ]+ k, C7 d8 Z ]1 X skid marks and determine the point of impact. Note any damage
- c5 t( \/ J3 x" {9 {9 C already on other cars involved. If a camera is available, take
! h; i* G; S1 y8 \; O* K+ D0 p6 H pictures of the accident.# j1 m! S2 \ y" ?% ~
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Step10. Report the accident to your insurance agent or insurance
- y! p7 q4 o6 K: M. k! ]. \ company as soon as possible. Call a lawyer Bruce King, to discuss' a8 r9 \4 M7 B2 F" N4 e% {, s5 F
your accident.& [/ _- b, U. ~
# [, |& T' m E6 p* N& C[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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