央行下调存款准备金率和存贷款基准利率http://www.sina.com.cn 2008年10月08日 19:05 中国人民银行网站3 |1 p w( h2 ^9 C5 _! U
^0 t5 q7 U8 B, [9 E, b + S- O3 o1 E# x5 }6 A d 中国人民银行决定:从2008年10月15日起下调存款类金融机构人民币存款准备金率0.5个百分点;从2008年10月9日起下调一年期人民币存贷款基准利率各0.27个百分点,其他期限档次存贷款基准利率作相应调整。(完)
原帖由 annieyang 于 2008-10-8 09:32 发表 G7 O5 b: ]9 h
But the commercial banks probably do not follow the Bank of Canada. That means the mortgage rate will not chande while the prime rate goes down.
原帖由 annieyang 于 2008-10-8 09:32 发表 & D3 f; Q. _# XBut the commercial banks probably do not follow the Bank of Canada. That means the mortgage rate will not chande while the prime rate goes down.
1 M% K. u4 t0 L/ p * r5 k& c' h6 M X9 [You mean fixed-rate mortgage?9 z: ^% }6 y$ Z6 s& h
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Variable-rate should go down with the prime rate.