埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2889|回复: 16

[爱城新闻] 哈勃政府不是一直鼓吹加拿大经济复苏了吗

[复制链接]
鲜花(36) 鸡蛋(0)
发表于 2009-9-14 12:51 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
最新调查显示,如果工资支票迟到一周,将有近60%加拿大人无法支付账单。 2 O8 \& H6 x- `$ A

$ I8 O( P4 V# A* |加拿大工资管理协会(Canadian Payroll Association)调查发现,大多数加拿大人不仅手头拮据,而且基本无力为退休储蓄。若工资迟发,约59%加拿大人无法支付账单。 5 ]% y0 d$ X, t) w; T* s
年轻上班族们尤其捉襟见肘。如果工资迟发,18至34岁的年轻人中有4 5%难以或很难维持生活。72%单身父母们表示工资迟发会导致他们无法支付账单。尽管理财规划师建议人们预留三个月的房租、食品和水电等应急费用,但显然加拿大人们没有遵照这一点。 8 I, B7 I# i$ {- I7 Y; ~' n
调查还发现50%加拿大上班族们无法拿出5%的净收入做退休储蓄。工资管理协会的主席兼CEO库哈尼(Patrick Culhane)说,由于近期股市的动荡,为退休储蓄就更难了。 * Q: [  a& }3 {5 O* a
约52%加拿大人认为若想退休生活舒适安逸,需要75万到300万元的资金。然而,约1/3表示努力比去年拿出更多钱来储蓄,但无法做到。另有42%表示无法拿出更多钱来储蓄。0 B0 ~' g* t( {) \$ E
Majority of Canadian employees living paycheque to paycheque, not saving enough for retirement. Younger workers and single parents having most trouble making ends meet.
  r( m  E0 Z" {8 a( `+ Q1 WTORONTO, Sept. 14 /CNW/ - Results from a new nationwide survey show that a majority of working Canadians are cash-strapped and have little ability to put money away for their retirement. ' q% g" A. U0 [8 l
According to the 2009 National Payroll Week Employee Survey, conducted by the Canadian Payroll Association (CPA) and released today, 59% of Canadian employees report they would have trouble making ends meet if their paycheque was delayed by even one week. * Q( N4 O* s7 g5 x$ m# e, D: l' U4 Z
"We were shocked by that number. So many Canadians are now living so close to the line that if they miss a single paycheque, the majority will find themselves in financial difficulty," says Janice MacLellan, Chairman of the CPA. # s1 e& B8 t& l  L: Y3 d  n
Financial experts recommend that people keep emergency funds totaling approximately three months of expenses (rent, mortgage, bills, groceries, etc.). 8 ], C) [7 m. Q9 W( z7 G: c7 W
By age group, the younger workforce is feeling the greatest pinch, with 45% of those aged 18-34 saying it would be difficult or very difficult for them to meet their current financial obligations if a paycheque were delayed, and a further 21% stating that it would be somewhat difficult. By household, the situation is most precarious for single parents, with 72% saying they would have some trouble making ends meet if their pay were delayed. + k0 ?# D2 N9 A) r" E; Y+ ~- T
The survey also found that 50% of Canadian workers are unable to save more than 5% of their net pay for retirement. Financial experts generally recommend a retirement savings rate of about 10%.
0 F+ t* V* p5 Z5 V( d"Canadians are living paycheque to paycheque, and there's precious little left that they can put away for retirement," notes Patrick Culhane, CPA's President and CEO. $ I- @: m+ B' f8 B0 H& X
About one-third of Canadian workers say they have been trying to save more money than a year ago because of the economic uncertainty but have been unable to do so. Another 42% say they aren't even attempting to save additional funds. Yet, the majority (52%) feels they'll need between $750,000 and $3 million to live comfortably in retirement.
. m5 j! E1 t0 Y4 t6 |Those finding it most difficult to put money aside are single parents, with 65% saying they're saving only 5% or less of their net pay. 3 y: ?0 L* D7 H( ~9 i- \5 l" p
A majority of Canadians (70%) say their first priority if they were to win $1 million in the lottery would be to pay off their debt, followed by contributing as much as possible toward retirement (35%) and investing (30%) as the next priorities. 5 {" k) ?7 y+ L; }
Of all regions, Quebecers would be more likely to use some of their lottery winnings to have a party (7%) than people living elsewhere in Canada (3%). Maritimers would be more likely to share their lottery winnings with family members (37%) than would the rest of the country (26%). & z5 R- X* x7 f/ a: z" S# }
Cash is king for Canadians when it comes to remuneration. A whopping 65% of those who responded said it's more important that they receive higher wages from their employer, compared to better health benefits (25%), and education funding (10%).
鲜花(80) 鸡蛋(0)
发表于 2009-9-14 13:16 | 显示全部楼层
it depends on the way they spent, for the same amount, there is no problem for the chinese
鲜花(41) 鸡蛋(0)
发表于 2009-9-14 14:46 | 显示全部楼层
.....才信
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 15:47 | 显示全部楼层
老杨团队 追求完美
“二”的话不能全信,呵呵。
鲜花(78) 鸡蛋(0)
发表于 2009-9-14 16:10 | 显示全部楼层
加拿大人是完全没有储蓄习惯的,在危机发生时就麻烦了
鲜花(1) 鸡蛋(0)
发表于 2009-9-14 19:44 | 显示全部楼层
5# YZSUNNY
" B7 }  E4 p( w# I: ~! S$ d; O* I. L: `6 ~0 c- C- Q  k

- v1 u- x! [5 di agree
鲜花(3) 鸡蛋(0)
发表于 2009-9-14 20:07 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
It won't happen on our Chinese people.
鲜花(0) 鸡蛋(0)
发表于 2009-9-14 22:51 | 显示全部楼层
别听加 政府吹牛! I' i7 ~: b# T% N" ~9 {. L  _/ n9 Z

5 ]0 }4 r- X3 v5 ~- o0 A, f! c经济要好转时那么容易的事情吗?
鲜花(3) 鸡蛋(0)
发表于 2009-9-15 08:08 | 显示全部楼层
别听加 政府吹牛
2 Q1 _* V  d  ~* E( w! ]9 Q9 i/ {
0 u# @, l& ?0 }" J  j' m5 Z经济要好转时那么容易的事情吗?' ]8 j: v% m8 P8 s1 [* |$ f
东北男人 发表于 2009-9-14 23:51
7 M0 c- R7 J, Z8 Y/ ?' w
Agree!
$ o2 V2 R( ?& V, [& a" s- \
8 C( H- h! b* n: f政客的话还有经纪人的话,你也当真?
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 09:19 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
道法自然,经济也同样不可避免.
鲜花(2) 鸡蛋(0)
发表于 2009-9-15 13:07 | 显示全部楼层
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 16:53 | 显示全部楼层
Jesus, 75~300万?That's a long way to go for me!
1 B+ T- `# ^  b7 C6 H! v7 Q" A5 n5 F+ s) \( k5 ~7 [9 ?9 c  p
鲜花(17) 鸡蛋(0)
发表于 2009-9-15 17:58 | 显示全部楼层
同言同羽 置业良晨
鲜花(0) 鸡蛋(0)
发表于 2009-9-15 21:10 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
鲜花(13) 鸡蛋(0)
发表于 2009-9-16 10:14 | 显示全部楼层
鲜花(117) 鸡蛋(0)
发表于 2009-9-17 14:33 | 显示全部楼层
鲜花(3) 鸡蛋(0)
发表于 2009-9-17 21:58 | 显示全部楼层
同言同羽 置业良晨
Jesus, 75~300万?That's a long way to go for me!
! R' C) F$ U3 F, B
# C, y. L, K3 ~# `& e% A; t: _! z+ f9 j+ ?4 H. p) m( O
高树玛丽亚 发表于 2009-9-15 17:53
* ~+ x; q/ G" v0 V6 }
I have no way to get  this much at all!
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2025-8-12 06:57 , Processed in 0.119808 second(s), 41 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表