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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。) e0 e; Z$ {5 P( S

( E7 ?( c* }. h. B: p4 `, F开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。+ R# a/ Z8 j: z$ K
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ING DIRECT的所有利率情况如下:
% e2 ?# n. ]- C, M+ f, q2 U! o7 C1 [Investment Savings Account (ISA) 1.35%# P1 g: s8 N, ?, X) _7 e% U
US$ Investment Savings Account (ISA) 0.75%6 p& i7 D) Z( }2 Z; S
RSP Investment Savings Account (RISA) 1.35%# d* X) t1 {' q) `
Tax-Free Investment Savings Account (TFSA) 3.00%5 t6 Z6 Y6 i/ N( R! O& T
Children's Savings Account 1.35%* P; K# x3 j; e* b
Business Investment Savings Account 1.35%" M2 ?7 Y" j! }1 I  e4 O
US$ Business Investment Savings Account 0.75%% l4 x% @1 ]' Y6 g( l* P0 ^4 r2 ~
Guaranteed Investment (GIC) - 1 Year 1.25%2 y2 c- o9 s+ J5 h* m8 d
Guaranteed Investment (GIC) - 1 ½ Year 1.50%- O* S# U2 Q- k/ F( Y
Guaranteed Investment (GIC) - 2 Year 2.00%
4 L* ^7 x$ o( V- _7 JGuaranteed Investment (GIC) - 3 Year 2.50%
: `% Q8 y3 K0 }1 U+ ^9 Y$ ZGuaranteed Investment (GIC) - 4 Year 2.50%( Z! M0 }: u0 _( H# h
Guaranteed Investment (GIC) - 5 Year 3.25%! L# ~$ g& u) j% x# w3 e
US$ Guaranteed Investment (GIC) - 1 Year 1.00%8 J  ]/ L' A7 G* K) X2 N
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
5 g( n6 d/ J; K7 S/ [6 w* j' uUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
8 K* D2 i5 k3 y! ^# d( r! G& WUS$ Guaranteed Investment (GIC) - 3 Year 2.00%
# r) W0 ]! [" s, A: NUS$ Guaranteed Investment (GIC) - 4 Year 2.00%
2 D  C9 n* j6 x- P( {& _6 E. |4 LUS$ Guaranteed Investment (GIC) - 5 Year 2.00%3 ^7 ~' R9 w3 ?+ ?2 y7 p* A5 \
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
2 G) s. l$ e) ?5 XShort Term Guaranteed Investment (GIC) - 180 Days 0.50%# _- o  j% K1 T% h/ k  L: Z
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
5 N! V3 x- S/ `: P7 bUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%$ |/ l- M$ _$ G% y# I: }  |6 s
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%6 h8 u4 e# H1 N  P8 B- i5 t4 u7 X
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%# X, ~+ E' F' |& w$ Z$ a
Business Guaranteed Investment (GIC) - 1 Year 1.25%
! R6 c  L4 D4 iBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%
, d% P8 j  `, hBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
: X! ]9 {! k. [8 z$ G: yBusiness Guaranteed Investment (GIC) - 3 Year 2.50%/ `) ~! M9 }0 `; y
Business Guaranteed Investment (GIC) - 4 Year 2.50%
) K- c( ]' O. e0 Q% [0 yBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
+ Q5 s; Q$ k1 r* h  NUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%, @) C$ z/ T! {, n0 K4 W# Y
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%; h* X3 n. u/ w! `7 M9 {7 S
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
4 f( G; B* t8 i" I! O5 k5 a) yUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%7 ]& ^9 D3 _6 L. p
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%( v+ c7 S8 Z% b* Z. v& h* n6 }( H& B
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%0 R, u" A8 i1 u2 H, p4 a2 Z; j" i
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%2 h2 X6 B% |  U. q6 p# P! v) R/ G
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%$ _+ M. @. D6 F4 u9 `
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
  Y  k% ]' l& P6 Q' z# E0 e+ zUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%% {/ r# V! q8 |: k8 d4 D8 @7 n
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%$ r: ?) x/ R  c* \$ Z: |
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
1 R# n$ h! Z/ s0 n! O" o' VRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
, n( C0 p* x- WRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
, I% k# Z$ Q( X6 f& W: U- y: l2 |5 lRSP Guaranteed Investment (RGIC) - 2 Year 2.00%: M+ t# S7 _3 q
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%, o. c2 \7 l- m+ f
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%/ p; j8 G6 {: a4 h
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%/ Q6 w# _" Y; G0 `& m1 \9 I2 Y! a
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%1 K3 c9 M2 F4 T9 f$ Y4 K. [; x
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
/ |$ x2 t& T  U: R5 ]8 D9 e/ XShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%4 n& h9 q6 A9 y
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%8 l: K- t1 J( a+ V1 R: P9 h4 A( D
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
5 A7 U0 M7 n+ U$ s4 uTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%% W: n. C! ?+ c3 {. I7 I
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
3 k1 C' {6 i: w/ F" ?0 G8 eTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%5 G& p+ j! c- F: o! `& j# \2 T
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%1 I2 K7 A* g1 I8 @1 z
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
% r2 N" r& w/ ^3 [Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
. ]6 T& J# ?* h: `8 ?; N! d! yTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
2 J8 T/ T8 D% @7 S: ?* bCredit Account as low as 3.95%- Z" X4 B- y2 m5 g! x. n% t% W9 {
unmortgage - 1 Year 3.39%$ x5 I* q( p1 {0 W: T/ q
unmortgage - 2 Year 3.59%* g2 g5 {; A' E" U. X, y. K) P5 H
unmortgage - 3 Year 3.65%
& Z6 v- \3 B; Gunmortgage - 4 Year 4.09%& }4 D6 j' U4 b( z0 D4 N9 q/ t* r  M
unmortgage - 5 Year 4.49%) U9 m) r6 a) ^* g: C- Q4 t
unmortgage - 7 Year 5.50%
0 I0 m3 P9 S3 a4 Nunmortgage - 10 Year 5.50%% [) I4 C3 O# g9 v
unmortgage - 5 year variable
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