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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。1 p$ \' _1 A2 A! d4 s( k# [! H
. L1 z5 ?; h5 K, D开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。; b- t$ O/ g# s( F
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注意申请者需有SIN。2 O0 ~0 b2 q/ D) n% u, u7 _4 {2 C, h
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ING DIRECT的所有利率情况如下:
/ X9 r4 L" I7 z+ z3 S$ [0 pInvestment Savings Account (ISA) 1.35%
3 T: |* j' a5 [* y* IUS$ Investment Savings Account (ISA) 0.75%! v/ A: l& a2 ]5 z, h8 }2 H
RSP Investment Savings Account (RISA) 1.35%6 N8 g' M9 c V9 R. _; }# r2 p
Tax-Free Investment Savings Account (TFSA) 3.00%
3 ^( X8 d% a* S3 x2 G) f& `Children's Savings Account 1.35%$ H. g' f" k; U. _) _4 j' M
Business Investment Savings Account 1.35%
% M& l( [0 b2 fUS$ Business Investment Savings Account 0.75%- L5 \* L! \0 F% k8 g
Guaranteed Investment (GIC) - 1 Year 1.25%$ ^2 ^8 Q9 Q% I; r' w) [
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
9 x0 [! v2 W8 aGuaranteed Investment (GIC) - 2 Year 2.00%
# Z" N. l3 l" M! i8 a8 p+ B: N" [Guaranteed Investment (GIC) - 3 Year 2.50%
1 P' }# u( m% S/ {Guaranteed Investment (GIC) - 4 Year 2.50%
7 W% _! o% @7 Z: ~Guaranteed Investment (GIC) - 5 Year 3.25%; G; \' h: H9 d! c- J
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
- D5 Y! x. q# E) C8 w N# u# ~US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
4 D; P% E% J ~0 v7 N3 a4 SUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
2 a4 o3 i4 _4 n. NUS$ Guaranteed Investment (GIC) - 3 Year 2.00%
' n K% A) E5 S1 {! tUS$ Guaranteed Investment (GIC) - 4 Year 2.00%$ w% Q; B/ e" a2 C3 g" h6 \2 g
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
( C% _4 Z$ v* J3 ?! m: b! V* aShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
, e6 W8 r, b0 q9 k! S( q2 e3 zShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
9 e2 k# s# F, Y: lShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
, J8 G6 f" V {( N$ lUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
- j. j( e1 F9 L& hUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%5 H% z. h3 L: Y3 [& ^
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%( w* b* O+ n K \$ {. h9 q
Business Guaranteed Investment (GIC) - 1 Year 1.25%5 c M `: Y8 q7 h
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
4 n) [' N6 t& f' KBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
; [1 C5 v2 H' S1 sBusiness Guaranteed Investment (GIC) - 3 Year 2.50%, d8 p: t) t2 R1 B
Business Guaranteed Investment (GIC) - 4 Year 2.50%
|0 v8 F) P1 wBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
: W8 k$ E6 @$ l7 R- _US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
# H/ |0 D+ V$ V: s$ J& s# QUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
2 u! a0 ] {% g0 C% NUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%5 G% k9 q% u5 G# ?
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00% i: _: X" t) G; _/ u) E, a/ x
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%' O! a3 l7 h1 i, f3 b) e# a
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%' |2 J5 k8 F5 K$ t- a
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
. c5 q. ?) J U8 K6 _+ oBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%- Y2 `, G. x5 e5 t6 y" t# r7 W: j7 F
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
7 F% p9 Z/ |; f* ?3 X: q+ ?US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%+ O, o* n; a2 L( {2 h/ k0 o, z
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
# \& d2 Q3 _4 [ I5 B# [US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
6 b) R7 o; }. { rRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
0 G* h, u0 {% ^% a2 o3 ARSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
. G5 k& i( E3 j# t5 K! F( lRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
( S! f, u0 M) K" \: ~; T: F! J% I* xRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
4 T; n3 S5 i" y. _) ]# r" d" u3 SRSP Guaranteed Investment (RGIC) - 4 Year 2.50%: j1 T# k/ g- L
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
+ B2 i. P& U9 D" n; U6 c) C: G+ ?Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
% {6 A6 |; E( wShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%) W* ~. l2 _0 j, q8 ?( G
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
( B& X2 l; q' ~6 c1 ~/ q$ K, c$ Z6 ZTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
$ [% v+ A/ K2 q" _Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
$ D0 a. F- I1 x# `0 U. sTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%! p" f: d( u4 p u
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%4 T0 j' ~& V* y
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
1 U c0 D0 a9 q7 k# qTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%% i; N! p1 c- T
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%0 M; r/ r4 I! q5 n; D Y8 |$ v
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
- Y; T+ Y# X9 s6 uTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%: l/ N/ h; B( u0 ?
Credit Account as low as 3.95%
( J: t8 l6 ]# ?3 r) ^unmortgage - 1 Year 3.39%
/ e V0 Y' U4 x6 }unmortgage - 2 Year 3.59%
/ ]) w& d) P I) G/ f7 Zunmortgage - 3 Year 3.65%
9 q& ^- w3 A4 h" N; F' {unmortgage - 4 Year 4.09%7 ^, ]9 X8 g ]1 T
unmortgage - 5 Year 4.49%
- g6 K6 u$ U! J! a5 w! punmortgage - 7 Year 5.50%5 k8 {9 A% i& [ w( e! ~
unmortgage - 10 Year 5.50%% x% Q$ e& y! x
unmortgage - 5 year variable |
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