ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
* D# |4 n5 E, X& o2 e. i" [6 H/ S
- t4 J: T- F! P2 n* L8 S/ L固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
) D% n( W# {$ \& Z% u+ m+ X
0 h: ^4 H8 e$ T9 c我会将附件发给斑竹， 让他们粘贴出来。

1 Y$ Q6 T5 A9 \7 n下面是该机构的评述：

“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
3 z/ f: x4 w; b) G9 sI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).

7 K4 B8 Y0 R# N7 T/ P6 MResults:
The variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
6 F4 k# z: x3 P" J+ x
6 Y9 M- j! r6 m# EI must state that this sheet is for information purposes only. Accuracy is not guaranteed.

Thanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable