as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 6 @* k7 V4 |, j. l3 G' c6 _* {, v# {/ B/ M) j7 f
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....