as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 0 Y! o) a# B7 O8 }) w$ [$ ^5 I4 {: K6 M; L+ ~) G: i# v' E
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....