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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
. F3 q1 O4 |" _你想开哪种帐户? $ x' R! D9 [( I) O7 c
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Do you like to open a current account?
. U  e; q  G# g# {# g你想开一个活期存款帐户吗? 3 `8 D0 `4 s7 e- D1 D6 U
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A deposit or current account?+ P! l+ e4 R5 A" l
定期还是活期?
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) t1 Z8 Y0 V" f8 T1 R) c) C4 ?- VPlease tell me how you would like to deposit your money.
4 d0 W1 D6 G5 g7 d请告诉我你想存何种户头?
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7 C$ R# B) e- yThere's a service charge for the checking account but no charge for the savings.: x; u$ f; C8 T4 z" j2 Q8 ^/ D
支票户头要收服务费,现金户头不收。 9 x. a$ K  o) [$ |7 u

; }9 T: b1 V( Q: P) H( R- nOur minimum deposit for a savings account is 100 dollars.0 g' Y: ]' b' I# ]. g! w5 P0 M
我们储蓄存款的最低存款额是100美圆。 / \( \4 p1 r7 R% d2 G5 P: R7 E1 e
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Five yuan is the minimum original deposit.
% e% D( |! M% b: F; h最低起存款额是5元。
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4 Y+ L, ~2 p7 }! g& A) \You can open a savings account at any time with an initial deposit of 50 dollars.
* p+ {- f5 Y2 C你可随时以50美圆的起存额开立储蓄帐户。 0 s. T8 q4 a3 i( V! E5 M
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Even one yuan is all right.
: u# o9 J9 w0 Z4 ]3 Z9 }甚至一元也可以起存。 4 {" E. g& b, C' ^! {

! w  H, d0 r3 U5 t  `( RHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
  X, J- m: t3 }$ c6 P; a这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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; l+ ], g: E. D3 b, Q, }  eI should like to open a current account.6 e& b3 Q& c  O5 P- E$ f
我想开一个活期存款帐户。
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5 p7 n/ {  {; ?, x9 P* D/ [2 sI need a checking account so that I can pay my bill.
' r5 T+ W  V5 ^, }) Y0 @我需开个支票帐户,这样就能付帐。
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$ J  l! u/ L  iWe'd like to know how we open a checking-savings account.% _  [. f- ^. y: S. Z
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.4 G0 n) D, f: v1 z; O% t7 M: V7 I+ G, Q
我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
9 n9 J. |0 A5 s# g  P我想要开个定期存款帐户。
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Can I open a current account here?
: P, y0 j, _% |4 R- X我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.
0 r; S: Y' O) B我要开个储蓄帐户。
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I'd like to open a deposit account with you.
5 ?% ?% m) x. `% B9 ^6 z我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?# I! x' D  E; h8 D6 u" w2 e- P
请告诉我储蓄存款与支票存款的区别好吗? ! _5 T9 x  C. r5 P

8 E% W3 p# \! c- {1 t1 cPlease tell me the procedure for opening a savings account.
; g! l8 ^& O& L: B2 D8 l* L- U, ?' I' k请告诉我开个储蓄帐户需要什么手续。 + f) l/ V, q; Y6 r1 _1 K, b

4 Z) t2 i; w  pWill 100 yuan be enough for a minimum deposit?5 U) I$ w; r; G
100元作最低存款额够吗? ! J+ L  M) S  `) C& L
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.' f; {- ~) j8 a* C* m8 J' D$ E
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?( x( _, L9 l. u% C  z; }9 U
请告诉我如何经管这个帐户好吗?
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( ^6 t+ B1 Q6 m- J/ G9 qIs there any minimum for the first deposit?
8 u. c/ [' ~/ G0 h5 {' Q% k第一次储蓄有最低限额吗?
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How much does each account cost?
, C& }6 t: ], ], y$ h4 f& M每个帐户要花多少钱?, j2 y. m/ S5 D/ q) [" B7 i
 
0 p5 R  X) j9 PUseful Phrases
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current deposit, current account 活期存款: T: D- {; _. \- v$ p
fixed deposit, fixed account 定期存款
! q7 C4 V- f8 ?2 p- U8 m, ^/ @fixed deposit by installments 零存整取
& O$ F7 p) P+ ?! B2 u8 R+ ?: Ujoint account 联名存款帐户% ?7 t, T# G! m% J8 O. t& ?
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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6 {( S. K! j/ O1 k: t. PHow much do you want to deposit with us?
2 @8 ]7 i5 x* Z9 W2 }* ?4 r8 y4 G你想在我们这存多少? ! M$ M$ f3 w! Z$ C
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How much do you wish to pay into your account?
5 I  h( v5 ^5 y2 @' O5 V5 V你希望在你的户头上存多少?
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  \0 U0 z/ h+ W; A. ?  ~# k! e' rHow much money do you plan to keep in your account on a regular basis?0 b$ W/ R/ l" u; a4 ?! y# Y" \
你计划在你的户头上定期存放多少钱?
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0 T1 D! i- j2 sHow much cash do you plan to deposit in your account?6 c+ r6 j1 K; W& t5 f
你有多少钱要存入呢?
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3 S2 @# g, e( h2 T1 N3 o6 j$ WI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.; F5 Y: x% ?9 z( x$ s: R/ h
我认为你可把钱存入银行,或留在银行暂保管起来。6 T4 G2 [3 R; Q% r4 o" J3 \, k: Z7 u

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  |# t) K# o6 Z' \1 f" g$ lWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?+ c- b) ?+ _( {
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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# ]4 v4 ?  B& t: J% xI want to deposit 300 yuan in my account.+ p% J% O& U/ e; I7 ]8 J
我想在我的户头上存300元。
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3 @: @8 x- c5 d. z5 qI want to deposit these cheques in my account./ N* q2 p" L" Z% r3 a8 A
我想把这些支票存在我的户头上。4 P7 X8 F% V# X6 w4 t7 K
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9 k" z0 s8 ~, F/ }: S0 ^4 n' h+ YI'd like to pay 200 yuan into my deposit account.
% m. X6 @2 Z7 t我想在在我的定期存款户头上存200元。
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, \' J& Y( b# i- g8 N' D9 uI want to deposit my paycheck.6 E2 U- }$ ^% t3 D
我想存入我的工资支票。+ X; I9 |, B" w2 ?

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  I! x/ C# r0 a9 LI'd like to know whether I can cash a cheque here.& K) \7 K4 [, |1 U
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?% N9 ?/ [% P5 w0 X' |5 h
请兑现这张旅行支票好吗?7 \8 g! Y1 p) ~/ C2 u
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0 v6 J7 P7 f2 G* `/ s4 }- J' q) f& sI'd like to cash this money order.
. X( O: N( X' E9 a3 }我想兑现这张汇款单。
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7 G6 _; K  j* m4 C( ~* [3 \I want to cash the balance of a traveler's letter of credit.
& p+ v- j! Y0 v; j我要把旅行信用证的结余兑现。
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& Z0 G: ?% }9 a: p& qWill you please tell me whether you charge for cheques?
1 U8 h  Y. S+ J% L# v请告诉我兑换支票收手续费吗?
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% W# a" r# _$ ^7 B( R1 XCould you tell me how much the checks cost?
8 h. ?% x  E" p3 x: X; H, T/ m请告诉我这些支票要花多少钱?" y8 W1 B9 ]$ V& i' f

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What if I overdraw?! M5 I0 p7 m9 f# f) u
如果透支了怎么办?; T. \- [" l* j% R) O" m' D
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, y) [: x& U' n+ \- C5 M9 k; c& cPlease sign your name on the bottom line if you want to cash the check.
3 r. N: D. U, R如果想兑支票,请在底线上签名。6 r; Y( Z/ n: r% Q

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) G; ?% i8 A) w: O8 wPlease write your account number on the back of the check.
8 \" A- w: p, n% j  A( s请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.
" Y4 q# @3 y+ e0 y' r4 z6 g我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
/ L6 N9 k( g" T2 a: N请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.& |& E6 P' l0 Q7 d& x
旅行支票手续费是购买总额的1.5%。4 C' J1 R  ~% z3 G/ k3 g' S1 B
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
( L7 G  |; w9 @5 Y; l' f, R' t6 M这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。' [, _$ j5 n/ ?  a6 \; y
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* z! M. K4 A& M: a" C: DEach cheque you write will cost 2 dollars.4 X/ l: i' O& A" Y) G- E
你每开一张支票将花2美圆。% D  f4 L* C7 @* p) _. ^* v
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Useful Words and Phrases , r- x' J6 s3 V, H+ P2 E
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account number 帐目编号
3 @5 O: C5 ]+ w' o# udepositor 存户
. [- g1 ]7 `* t$ u2 epay-in slip 存款单' q* V( Y+ V/ Q# ~7 L# G
a deposit form 存款单" P5 |: [) N. V0 g4 h- S* p
a banding machine 自动存取机) t* V3 w5 d  F2 l, d: E
to deposit 存款- j/ k; H' e) ?& e
deposit receipt 存款收据
) O- @, b6 o/ V/ {6 o, G, [' B9 qprivate deposits 私人存款/ d& W9 c/ R) ]% A$ t8 H
certificate of deposit 存单" l$ _1 @0 S7 f
deposit book, passbook 存折! H- p& M4 U$ Y& S  b
credit card 信用卡, L/ U2 p$ H& z4 c' B8 S4 i/ S) Y' R
principal 本金' p$ v. r0 h" }3 w5 `
overdraft, overdraw 透支7 z; ?5 a+ }8 M+ U& E- d
to counter sign 双签
# _. I4 i; U' p( [( tto endorse 背书( ?& [: P  O5 }3 V# ~
endorser 背书人
) h9 A, ^5 Z! |  v! ~5 |to cash 兑现
8 |$ Y7 m! S/ A. n, f: F' Wto honor a cheque 兑付, F6 @% ]! ~' q1 ^8 ?: i
to dishonor a cheque 拒付
% y( b3 b) g, y# f! @* B. xto suspend payment 止付
6 q: S: b4 t7 p2 T: h) {0 M7 s$ Gcheque,check 支票
0 s, k  \# u! E/ U# acheque book 支票本* W* \* b) I7 _& _; d& U* ^
order cheque 记名支票* ^; @: g+ V' e% O( V5 c; F6 @
bearer cheque 不记名支票
1 O, O/ x* L- c! {crossed cheque 横线支票& R1 C: j+ G" K
blank cheque 空白支票' i8 c4 k! U: R' M' ]
rubber cheque 空头支票# ], q# a) U1 U% @
cheque stub, counterfoil 票根: o$ {- k- L/ B2 h& d
cash cheque 现金支票; _+ i* g  F9 n5 E
traveler's cheque 旅行支票
$ @" i2 Q3 @: Y& T$ n* Q3 Ocheque for transfer 转帐支票' C3 h7 J' _+ x. a9 ?  S- g9 @1 }
outstanding cheque 未付支票
2 e( X% u& g. s& `; Y- q% E; bcanceled cheque 已付支票
- Z" |. V0 j1 k( ^* _  tforged cheque 伪支票
: e9 g$ p2 [6 m! J, ~. c7 CBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
* _( v3 }# ]! T, {+ X% o2 s3 I我想知道一下我是否能提取存款来支付天津购物的费用。7 E, `% ~% R/ e* T+ L9 _

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I want to withdraw 200 dollars from my deposit account./ j1 ~/ I3 T) l+ s0 G1 q1 ^" C
我要从我的定期存款中支取200美圆。, A) `6 Y0 r- ~  z" x( p

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/ o( t# e: T# c2 O$ NI want to close my account with you.
$ A% @/ ?% i. D- T8 d* g我想结束在你们这儿的帐户。) P0 |! b  u4 N% |4 ^) g6 s; o
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I'd like to draw 100 yuan against this letter of credit.* [$ r* K) j1 s8 c# {8 _9 t% |' l
我想从这份信用证上提款100元。- r0 I; ~: e1 q+ Y8 p
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May I draw money against the letter of credit here?
! C5 Q" p* c$ Q4 Y7 v  J我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
& W% a  a$ g6 N" P+ i: I8 T/ ~能否把存款结余金额告诉我?" L6 C$ i& H) t4 b

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( F, ~8 @( s# \" L- M; YPlease let me know my balance.
. U1 I! W$ L8 |1 i0 H请告诉我结余金额。7 v4 f1 m6 E- g! h* I
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I think you can draw on this account by cheque in payment of goods." S+ O3 h6 R) K* U( v& c
我以为你可用支票提款支付购物费用。& y/ a+ \$ p  X" e
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Your balance at the bank is 300 yuan.5 r8 _; G6 s* N6 G
你在本行的结余是300元。
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: A- U7 j3 r1 O  CYour deposit is exhausted.! W0 G& h5 k7 d
你的存款支净了。% r9 k/ m" B* q7 s, k5 i' M+ w: I

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Your letter of credit is used up.
' [* E: q; P5 i- ?/ P) r# w$ A你的信用证用完了。8 ~& L9 k4 z% R/ |- g4 }8 W2 J
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' u4 b; t3 a6 \" xPlease tell me how you wish to draw your money.5 M3 r, X, H; M, n: j
请告诉我你希望怎样支款。. p, v5 L9 p8 y: T1 T; i6 O) Q
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Fill our a withdrawal form, please.
! V: f5 ]( g* D# z1 r请填写取款单。
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The letter of credit is exhausted.* O  u/ x% B% ^  p+ p
信用证上的款子已提清。4 M1 i  U/ C1 y( F# W- H* {

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6 O$ a; B) W5 k; m) ^) o3 Y  FThe letter at Counter 6 will pay you against your number slip.
, r: c5 {7 _$ {; ~六号柜台的出纳员将根据你的号码牌付给你钱。 
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$ _! [% W7 V* T( VUseful Words and Phrases
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0 q3 N* J, b9 P  M) |- Lto close an account, to clear an account 结清9 u! r$ ~2 M$ T- S+ W5 ^$ L+ j9 o  c. {9 f
to draw money 取款$ [! `4 ?5 z0 M; R2 W3 g
drawing-out slip 取款单
" a& B$ E/ P  Z0 y9 Ythe number slip 号码牌
' B; O; ~! L7 n1 \) m- ^a withdrawal form 取款单
* b# J) _6 ?# o4 W  M0 o  E7 yto fill in the receipt in duplicate 一式两份填这张收据! b& H  y' w/ Z9 x: Z
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
3 Z' ]( i' X" {( n; R" i好,已收藏!
& g- P& L# S+ l
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
, R5 O# E. q1 O
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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