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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
. C2 S6 v7 H* e你想开哪种帐户? 9 x" s0 h. T, v1 S
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Do you like to open a current account?
" r& f# z5 Z3 d0 o9 |5 ~* O: g; `你想开一个活期存款帐户吗? ; D, }" K, {; P
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A deposit or current account?
: r( E6 g1 W; r" |7 O4 n& t定期还是活期?
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: s" y6 s. ~' b' Z# }0 y) UPlease tell me how you would like to deposit your money.3 z9 v: u+ X8 S9 L$ d
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.0 b# U$ v: V6 h8 o" \
支票户头要收服务费,现金户头不收。 9 Y: J0 s- x& w1 P$ W/ p* O0 e5 Y

3 H5 E: _# F7 iOur minimum deposit for a savings account is 100 dollars.
3 V) G0 r) [! n& D: @" o4 O我们储蓄存款的最低存款额是100美圆。   M; x& K: B! v& H' M' }1 Y1 m
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Five yuan is the minimum original deposit.
, P; B0 i- l( Q9 C+ m. r1 t* r最低起存款额是5元。 " e& w/ p- A' O

& g* g: o# G! \. SYou can open a savings account at any time with an initial deposit of 50 dollars.
! n0 H) U6 D. s7 a2 F" B4 n你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.2 ?1 n4 D6 x. p$ G. Y% n
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
2 a5 H+ T, D  M0 @8 u这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
' i9 g' z/ e; ~, k* e: J我想开一个活期存款帐户。 2 K" E! q4 h% }/ I% P# _

9 n8 [2 n9 t, s, \" {& vI need a checking account so that I can pay my bill.9 z" Q' }+ a$ [- y3 P. ~
我需开个支票帐户,这样就能付帐。 " j! H# \* M* W8 S8 @
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We'd like to know how we open a checking-savings account.
6 m; @4 S/ H& Q7 ~2 B我们想知道如何开一个支票储蓄帐户。 " ?. I6 M' f3 R6 {
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I have a checking account here.1 x7 L& N/ ?/ w7 I: f
我在这里有一个支票存款帐户。
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4 Q0 n! G) V. ?I think I'd like a deposit account.
' s# Q" I8 A4 U, A  E/ C我想要开个定期存款帐户。
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Can I open a current account here?5 A+ y2 j+ v" X( D9 |3 ~# }
我能否在这儿开个活期存款帐户? 4 S6 C. b0 b! T
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I want to open a deposit account with you.3 |% l/ W% E4 _& q
我要开个储蓄帐户。
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I'd like to open a deposit account with you./ i* }; D0 I3 D5 n  R' }5 W- B0 t
我想在你们这儿开个定期存款帐户。
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" ]* K) \, d# d% N. ?Could you tell me the difference between a savings account and a checking account?+ T+ ~% P) u, y7 S, l  G
请告诉我储蓄存款与支票存款的区别好吗?
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" O( r# g* I. F3 \, f) {Please tell me the procedure for opening a savings account.& j2 o. W! [& Q2 I1 G, W
请告诉我开个储蓄帐户需要什么手续。
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- B  R6 w1 A, d* f  j" C6 yWill 100 yuan be enough for a minimum deposit?
! s% x: B& S$ R' i9 L! c# w3 w* ]4 N100元作最低存款额够吗? 2 U  Y# ]1 a( L9 V# i! M, X

  {+ Y' A4 r/ |3 T# f/ `I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.( a+ h2 u' j. t2 j  F/ p
我想知道开一个支票帐户200元存款是否够。 ; A8 C& d' U9 ~, V( D7 H/ W9 ]& g5 R
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Could you tell me how to operate this account?  |0 d3 i; k6 R% Y
请告诉我如何经管这个帐户好吗? / N8 m1 u$ g! e/ F! W. W2 X
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Is there any minimum for the first deposit?3 b. ^& V1 f" o
第一次储蓄有最低限额吗?
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) c- v0 P* y; C, d( V: bHow much does each account cost?
8 H% k! f/ @8 i4 ~  A* \( z每个帐户要花多少钱?( e! t# G7 o- b
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Useful Phrases
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current deposit, current account 活期存款
/ R+ F2 N* F6 O1 @$ W9 R- S- g! hfixed deposit, fixed account 定期存款, ^* C2 R6 Z/ [" y4 y& _+ y& h
fixed deposit by installments 零存整取
  D4 l+ T8 n* I- \' yjoint account 联名存款帐户
$ n1 C! \9 U  ^5 W0 Tto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款/ c0 I1 N- b* E' y$ s% ]- _
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How much do you want to deposit with us?
2 M- j' k. ]! s你想在我们这存多少?
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How much do you wish to pay into your account?& ^7 i# G4 R, ?1 K; h" u! v8 F5 \
你希望在你的户头上存多少?$ g" z( O, @3 k$ T+ d3 n
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! ^' j# x- N  sHow much money do you plan to keep in your account on a regular basis?! P! E- X$ O5 B: U
你计划在你的户头上定期存放多少钱?% f! w% S9 H+ c) |9 G+ x
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# k+ K, z5 V5 P6 T7 P8 j' DHow much cash do you plan to deposit in your account?
, s. v" Y6 ^, U8 T0 a- H8 d) @1 {你有多少钱要存入呢?% y- p) Z, g6 D: w- z
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
  t: t" e1 c1 {  f9 V+ S我认为你可把钱存入银行,或留在银行暂保管起来。
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: D4 M$ v! F$ G2 E/ N4 |Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?$ m( c) y5 {- f. S. Y5 p- x* P
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account." r( m! y) z0 a6 j+ u2 ^3 ~6 `5 D0 L
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
$ h! s8 j; {  w7 o# G8 y/ F: b5 ~我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.
! u$ A; l- n2 ^! S, \* n我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.
% G2 O  R4 M5 I9 y) y8 o6 F我想存入我的工资支票。+ b0 J6 m8 J, X" R" V

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I'd like to know whether I can cash a cheque here.
" [' D9 ^9 n) [5 B3 _; p, a我想知道我能否在这兑换支票。- I' Q! ~2 e$ [* v4 h

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! y. H9 L* H1 K5 Q; u" v+ _7 _Will you please cash this traveler's cheque?
- p  o( _" Y- b* a$ ?. ]请兑现这张旅行支票好吗?5 `* V( r: H/ c1 \  ?5 p3 g; y
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( S% I; p$ a6 t3 Z. }- N' \I'd like to cash this money order.
6 q) n. t9 h, ~- L: x3 M我想兑现这张汇款单。
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( o2 s4 S5 U" S+ }3 nI want to cash the balance of a traveler's letter of credit./ ?! i/ D; H. j0 T7 T7 d8 [0 ]
我要把旅行信用证的结余兑现。
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4 c* D- k3 q9 `* o- V9 B8 c9 aWill you please tell me whether you charge for cheques?% [. S8 ~! G( ^3 K& ~0 _: H. S( d
请告诉我兑换支票收手续费吗?  x" j- k4 T3 F2 c* j) C
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+ v4 q1 F6 f* U  V1 v% W6 u4 TCould you tell me how much the checks cost?; m: o; c4 s" p, c, p+ q/ ^
请告诉我这些支票要花多少钱?# Z0 x8 p8 T! L, M
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; v- w2 n9 C! V& X5 {5 ~What if I overdraw?
4 l" G' ]/ P9 Q0 k4 i: e& R如果透支了怎么办?! D( _2 h. E5 m/ w

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Please sign your name on the bottom line if you want to cash the check.* {# D# ?: p3 U- P5 v1 b; j
如果想兑支票,请在底线上签名。
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7 c4 ~9 l/ {& c8 U! {  A( NPlease write your account number on the back of the check.7 {$ d$ I# r" p, h7 ~4 `
请在支票背面写上你的帐号。1 o- X$ o! p1 t) v' z! _& E
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$ F8 Z1 Y& Q/ p5 w4 }$ YWe honored the check as the overdraft was only 5 yuan.
( `/ B# k* n- \. w, N: s我们承兑这张支票的透支额只有5元。
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7 w! g8 ?% M9 M* k  sPlease endorse the cheque.
5 x! x( h, e0 T3 L) ]请背签这张支票。4 d( \7 L! {1 \/ l: G7 c
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( O9 v1 j/ [0 m8 J3 b$ [The traveler's checks cost 1.5% of the total amount of purchase., w' f7 a# O; X! N" B
旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
) [$ x; k& }2 e  h2 y' R. H这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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' {2 @6 f0 r8 Z5 l" _Each cheque you write will cost 2 dollars.. T" J0 {6 s$ A9 |- f0 T% u
你每开一张支票将花2美圆。
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Useful Words and Phrases
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account number 帐目编号" J+ o, }5 ^% d8 M3 t3 R
depositor 存户
0 T9 o, }  R7 V# N5 tpay-in slip 存款单
( k' Y. J3 U$ V1 ta deposit form 存款单. [( ~: a# H, a9 _! q
a banding machine 自动存取机- a3 w: m! }0 W8 {- }
to deposit 存款/ r% u7 S0 m7 n0 q7 f: m5 A
deposit receipt 存款收据" G6 a+ T/ Q8 d% V
private deposits 私人存款$ n/ S9 d" K2 i# B# w9 o8 }; C
certificate of deposit 存单
4 b# Y2 s7 a# G2 ?( J$ a, s0 Fdeposit book, passbook 存折
7 L# n4 Z2 g- e2 ^7 t) Qcredit card 信用卡
0 U1 O. P2 B& u7 G7 u' yprincipal 本金0 _/ p: E, [; Q5 \
overdraft, overdraw 透支
: s; s8 p' j$ x) Rto counter sign 双签! r  s! t; h& ~: l1 b, x+ S
to endorse 背书
; j) F4 _1 L2 T6 Y9 s9 Q9 v/ ?endorser 背书人
! s! h9 ^  |$ N& O, Vto cash 兑现: ?$ b. e# Q7 \: W" Z# S& W+ j
to honor a cheque 兑付
* k, n0 [% |, w( _, s3 S# G4 kto dishonor a cheque 拒付
2 U$ X% n2 I- m; c' Vto suspend payment 止付
' j! i% R9 c2 Icheque,check 支票' h6 f! c' o. o2 U& ^+ @
cheque book 支票本$ E: d$ J' H. m+ f
order cheque 记名支票
! e/ B0 Q: F+ p6 B3 Obearer cheque 不记名支票( ~* a  r6 h7 f7 i
crossed cheque 横线支票$ }. S3 ~4 Q- H4 W3 Q
blank cheque 空白支票
; X! R' c: W4 `7 rrubber cheque 空头支票) {! e: J! W# i2 _1 x
cheque stub, counterfoil 票根/ i8 h# }8 r) d7 x; n
cash cheque 现金支票7 ]9 L' j6 n" y7 L% Z8 j
traveler's cheque 旅行支票+ l# `6 E2 ^3 i3 Z7 }
cheque for transfer 转帐支票  e8 f; k  e+ @
outstanding cheque 未付支票
6 |( S% F7 h* j9 [6 hcanceled cheque 已付支票
; i% w* U) V, }' Zforged cheque 伪支票
: n) D( ~. P8 f$ v3 a" NBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin." Z  s- ?: g" F& ^8 y9 T" a
我想知道一下我是否能提取存款来支付天津购物的费用。3 E/ L' B3 ?  s$ i5 l
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I want to withdraw 200 dollars from my deposit account.
% o1 ?! J  V# o我要从我的定期存款中支取200美圆。  m) y6 ^! j, P( k+ F- I! B
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I want to close my account with you.
8 r  g( ^9 n# w- C我想结束在你们这儿的帐户。. i  Y- A6 d) j. Z/ \

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% T" p; N* x; e" O2 \' D4 eI'd like to draw 100 yuan against this letter of credit.! T+ \% e$ y+ ~+ Z( v7 k: j
我想从这份信用证上提款100元。
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* h7 `- |7 v5 q) S# B& oMay I draw money against the letter of credit here?0 w+ n/ d* x* n. p& a+ T
我可以在这儿用这份信用证取钱吗?/ |4 z$ {% w9 u- b2 B4 c
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Could you tell me my balance?
) p/ Q, a. i: w/ f8 q& B能否把存款结余金额告诉我?
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Please let me know my balance.5 s! Q5 X: z5 ?+ Y3 t& Y* ?% F7 J9 c
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
' t& x4 p5 \7 z我以为你可用支票提款支付购物费用。" i& ^; n6 e) u9 x! }( V5 T

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Your balance at the bank is 300 yuan.
) E7 a4 U4 R0 l8 e6 s- z  e你在本行的结余是300元。9 V! f! O! I3 z8 q  ~  Z) [" ]4 c
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" @: p1 ~! m+ Q+ Y5 ^2 x0 N- ^Your deposit is exhausted.3 U2 F! ^" S; [/ p( M
你的存款支净了。
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Your letter of credit is used up.
9 A9 j; u. f6 t0 [, V  U你的信用证用完了。
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: S* N1 H% p( v, w+ M7 W; c+ d) mPlease tell me how you wish to draw your money.; W0 }- v8 R7 ~0 A# K: c
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.1 o, g( Y% q$ T1 |$ _5 `
请填写取款单。2 b% U: j9 t: |: [; o  y9 @
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The letter of credit is exhausted.
4 N2 l4 c0 {+ _7 ~3 R信用证上的款子已提清。' W% U+ o3 e/ H6 M$ \

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# H! D/ Z$ P6 T" ]* Z5 E4 yThe letter at Counter 6 will pay you against your number slip.
# E* o- G" \( F0 k; |0 @  h六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases ) t& d5 H9 r- E! B5 G9 `' h9 U, c- O

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: C$ r2 m% n* h6 F# a3 mto close an account, to clear an account 结清- _- P7 t+ A2 O3 B* a, |+ ?
to draw money 取款
; w$ @- S" T# @( `+ d/ Udrawing-out slip 取款单# E( f& _, s* r0 a1 `+ b
the number slip 号码牌
* a) l- i) p0 K" Ta withdrawal form 取款单
/ P- g4 T* z  ^: ito fill in the receipt in duplicate 一式两份填这张收据
% p4 K/ H& s8 A7 U' z: s) X5 R) cteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
大型搬家
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
% L) T& f3 |  N) e8 |好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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