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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
银行英语口语-新开帐户
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What kind of account did you have in your mind?6 ~' S# k( s+ u
你想开哪种帐户? 1 X% ~) \% R9 _- G

' ^: R- ^! m  n* P! `) R  {! gDo you like to open a current account?
9 u9 |6 n* [& f) g+ t- y8 L( a你想开一个活期存款帐户吗? $ I" H' H- K  ?, a, J: @; h

+ m; P* R4 @; ~9 s8 SA deposit or current account?8 o. r' _) ?' E- J" P; _
定期还是活期? * X. {0 a8 c# l1 I6 t

. \! ]! u2 i  gPlease tell me how you would like to deposit your money.0 N" ?* @; T& k# d% k% p+ u
请告诉我你想存何种户头? 8 m) k, |. I: R4 `: H& b6 p
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There's a service charge for the checking account but no charge for the savings.
) k* \7 I1 I6 Q2 u, \% i3 [支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
' w1 z9 c9 l! Z我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.0 o: y. q$ y8 W! _2 g% b- d
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
4 t& `0 X; R" R6 H: R* \5 O你可随时以50美圆的起存额开立储蓄帐户。
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+ x4 E$ S7 N; q& q+ wEven one yuan is all right.7 d$ g, i0 O2 h( g4 r( {9 B; T$ r
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
' i7 S% R/ T% C9 z6 h1 u+ [这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
. p% W+ {7 f) ~+ |我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
- P$ c2 i# H- `2 n/ n  \我需开个支票帐户,这样就能付帐。 3 h2 {, v" m2 Y! ~. p; S
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We'd like to know how we open a checking-savings account.2 @5 ]- A3 n( w( p3 m
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
8 Z/ r) L% Q9 M( [$ i我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
/ N# Q8 C4 u* p我想要开个定期存款帐户。 & ~* U* {" i- Z( N" L' E
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Can I open a current account here?7 _7 A& Z0 I/ n& W& _5 x# Y6 I7 m
我能否在这儿开个活期存款帐户? : @; {6 ~$ g" `/ L9 ^8 Q' M
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I want to open a deposit account with you.
* P' l& ^, P4 ?" f我要开个储蓄帐户。
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I'd like to open a deposit account with you.
* _  O3 t3 I) A( S我想在你们这儿开个定期存款帐户。 2 h9 D( z7 Q6 {! j& S: T( g& G

0 Z; l6 W* `7 NCould you tell me the difference between a savings account and a checking account?; T! C* q# \+ c. }
请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.
9 Q" h* z/ B0 d# H请告诉我开个储蓄帐户需要什么手续。
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* s6 u6 S9 E' I& x; w" i4 T" _Will 100 yuan be enough for a minimum deposit?. I+ T  n* G1 U9 Z7 X" o. O
100元作最低存款额够吗?
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2 o6 S# Q7 c: k9 XI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
$ D, g! g6 N6 C$ t4 G我想知道开一个支票帐户200元存款是否够。
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. f( i" _2 C- r6 j$ OCould you tell me how to operate this account?
0 N& I' S: Z1 F请告诉我如何经管这个帐户好吗? * \( e- D! I/ Q0 |$ b/ o

- q4 V3 D1 V( h- iIs there any minimum for the first deposit?
9 L$ y; i3 Z# V& c$ ]7 R第一次储蓄有最低限额吗?
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9 l2 E+ Y9 w: B+ M5 K5 qHow much does each account cost?
$ D* r; @3 ^3 K( H  Z! I' A( D每个帐户要花多少钱?
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! e0 J' m5 ^5 @9 I* k4 aUseful Phrases 6 J$ e! F0 ~" l3 H

1 ?) s/ K) r6 I  I( Qcurrent deposit, current account 活期存款- f3 M, d# F) J( F
fixed deposit, fixed account 定期存款' g: W8 I8 p6 k$ T; M8 v) y# `
fixed deposit by installments 零存整取  d% `7 Z% {' O6 X! T$ y& ]  B2 {
joint account 联名存款帐户3 G( m. ^5 f1 z$ d8 s
to open an account 开户头
大型搬家
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款$ a. X" z0 u. h: B9 `
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How much do you want to deposit with us?5 r4 y/ u; G6 n7 z+ G
你想在我们这存多少? " v) I0 a0 n- c5 n. F7 S3 M

2 \$ [0 h, M7 Y5 a7 Y8 g$ B6 e0 MHow much do you wish to pay into your account?* t( g, L1 a0 }- t" y* H& _4 O3 f
你希望在你的户头上存多少?
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4 j  e% D: G; T4 E7 OHow much money do you plan to keep in your account on a regular basis?1 |- Z* T, b" e2 {' e3 x( c& X$ t
你计划在你的户头上定期存放多少钱?
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) A( c* y" B+ JHow much cash do you plan to deposit in your account?7 c; y* c: L& b3 c' U3 B
你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
% D* S, M% q% F我认为你可把钱存入银行,或留在银行暂保管起来。5 X. ?% K/ ]. k6 {
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
4 o! d4 b& `4 M3 q1 o) y& F- w请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.
, ~% Y& s- G# G2 }( C我想在我的户头上存300元。
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I want to deposit these cheques in my account.: A3 X$ q3 q3 g
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.. o$ L+ t+ h5 |2 S. U
我想在在我的定期存款户头上存200元。6 Z+ x/ K% _; o2 o- i
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I want to deposit my paycheck./ e% K7 G7 t2 ]+ A
我想存入我的工资支票。1 {5 m5 K- `0 @1 h0 z7 z
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I'd like to know whether I can cash a cheque here.
* \& D  Y+ m) G; k' `! B我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?8 p4 M$ p: E+ l: x9 V, d+ ~( K
请兑现这张旅行支票好吗?
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# g, B( o; m1 t6 HI'd like to cash this money order.- V1 S5 Z/ J4 O( }- S
我想兑现这张汇款单。
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$ S2 l$ |1 M- [" _* m) `) v5 jI want to cash the balance of a traveler's letter of credit.: B3 W, ~, X  t; ^& C# W9 Z# m
我要把旅行信用证的结余兑现。- A5 x) L7 g2 r. {2 X
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Will you please tell me whether you charge for cheques?. g, K+ \! H" K* \3 l% j+ o
请告诉我兑换支票收手续费吗?' P- x7 A( z* o7 [4 i- ?" x, J
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Could you tell me how much the checks cost?
6 |$ |7 D) ]# L! @请告诉我这些支票要花多少钱?# r! t' o, }8 s. p" [

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% T% w4 T: y2 x" m& q, zWhat if I overdraw?$ R% |8 l9 |; C9 \& Z9 [, c. m% x
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
4 C! n5 T8 X7 v5 S如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.. y0 w& O' N' G
请在支票背面写上你的帐号。6 P3 p0 T0 |* h  E* u4 D/ r! n
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We honored the check as the overdraft was only 5 yuan.
- Y: J& W9 x* k! q我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
9 W3 g5 ?( @0 r1 `" `+ h: p4 V请背签这张支票。0 ?3 n* [  i9 x8 j/ c/ z/ S% P9 K
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The traveler's checks cost 1.5% of the total amount of purchase./ m+ |' b: p1 c2 }
旅行支票手续费是购买总额的1.5%。% n# [. }% `  [7 [1 T, g& o
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0 y! J- L1 W& I0 d+ s5 n5 h" ]Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
6 I0 t7 ]' a* _. `$ R* g这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.7 h  i* p4 {3 M2 w& L
你每开一张支票将花2美圆。
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Useful Words and Phrases
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, b- ]3 {' z/ r7 I) |0 aaccount number 帐目编号7 r7 m. P/ W) B+ ^6 `, ^
depositor 存户
% Q" q* V( i/ t# e' g' e, dpay-in slip 存款单; t& g/ g  P/ V+ ?9 n0 T! g+ y/ D
a deposit form 存款单2 |9 |) {4 h$ l3 e/ N
a banding machine 自动存取机/ b% D, Y" O6 _. h  e5 Y1 K
to deposit 存款7 g6 o8 L1 ~+ l! S" y$ c# z
deposit receipt 存款收据8 A  x/ m; s# b4 }4 z; Y5 g
private deposits 私人存款  f5 z. v1 \4 g- s& a4 p
certificate of deposit 存单4 a$ F/ I8 E) [7 [
deposit book, passbook 存折( y- P: J* A# ]4 K
credit card 信用卡8 Q0 K, w1 r+ l0 L% @
principal 本金
- s; R: l1 g! Koverdraft, overdraw 透支2 D. t8 a, J2 e6 c4 `0 }; H
to counter sign 双签' H4 [" I' L( j/ h& ]- s8 K5 Q( S# r
to endorse 背书
! R9 W9 B$ X; j+ u. W: Eendorser 背书人* @, c  E! t0 x5 ~
to cash 兑现5 a+ F- C7 A9 E' k
to honor a cheque 兑付+ R, {' G' ]5 p
to dishonor a cheque 拒付
# J. a% J' Y! ~/ l- tto suspend payment 止付1 v: i) a& _  E0 e8 s9 t2 B
cheque,check 支票
, L# Q; o  ?% R% H8 G* ]cheque book 支票本
( D$ d% y. x7 Q8 g* Gorder cheque 记名支票, {' C" u0 h5 e9 S' w: h9 H
bearer cheque 不记名支票/ j) u" a# \7 w; C0 d2 r( O  Y
crossed cheque 横线支票
2 L1 n! S% C% b* N/ ~blank cheque 空白支票
+ l( I# w0 F- b, `' `! @  xrubber cheque 空头支票% {" d8 j/ g* G" S% l+ g
cheque stub, counterfoil 票根
! w& L. p; q7 @cash cheque 现金支票
- }: q0 y) k8 o: ]: _9 s# c/ L: jtraveler's cheque 旅行支票; c6 V1 J- {% a/ s+ c! i
cheque for transfer 转帐支票
; V6 y* O) a- e/ Noutstanding cheque 未付支票
3 s1 ~: G5 x* N* S7 Xcanceled cheque 已付支票
% u. _- t( M( cforged cheque 伪支票3 S+ P6 f6 }7 M0 u
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余! ?9 t+ J1 O# m6 t4 `* F  L
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
* F8 Y9 [# `6 `* l8 R" w/ V6 G* R# U我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.! U" {/ U' @) H/ j
我要从我的定期存款中支取200美圆。1 k- I0 d  E/ @
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! c3 p7 j+ X7 Q& A  l, G! `; G; mI want to close my account with you.
" ^* ^; }6 e! g8 e( ^4 B/ `我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.
. m7 n2 O" o5 j) F. E5 b! ^我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
4 x+ B1 v0 h' T7 _2 `& F我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?7 M# K& Q0 D/ [6 S( _
能否把存款结余金额告诉我?9 t' H' F0 J1 R5 R2 \4 t

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Please let me know my balance.3 N2 ^9 G7 \' A# v( `
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.6 L4 W5 [+ o: Q( t& \- t" Z0 d& l
我以为你可用支票提款支付购物费用。! G- O) }& p4 F  X0 x) Q
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Your balance at the bank is 300 yuan.' X+ y/ ~( k6 r- S7 I
你在本行的结余是300元。" _9 j4 ^- B& J6 v2 \; ?) j! O: L
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Your deposit is exhausted.7 v5 x+ R9 i+ Y6 i3 E
你的存款支净了。6 Z4 t+ A1 Z/ J7 H* l  Y& o3 {. X

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Your letter of credit is used up.
8 u( e6 K% E6 x4 P: a; I你的信用证用完了。2 N& P* w$ v! v1 ~
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+ U1 p8 x# R2 N' C% {( ePlease tell me how you wish to draw your money.0 ~/ ?- M; }* `
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.
0 v$ b9 w# {1 @" c, M6 @+ E  W请填写取款单。# F, m# J3 |6 Z" o' Z

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The letter of credit is exhausted." A* U+ U/ y& M0 X; }3 G' F+ C0 u6 J
信用证上的款子已提清。
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3 @% D6 G+ P/ m+ h9 ^; O1 M4 lThe letter at Counter 6 will pay you against your number slip.
, {) Q$ K3 i6 H六号柜台的出纳员将根据你的号码牌付给你钱。   T) Y9 S7 ?$ b- X& o& D, a5 O
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Useful Words and Phrases 7 {) U# y$ n! H  J6 L9 p3 P

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$ s6 G1 @  a& v7 H6 zto close an account, to clear an account 结清
9 F% i( e2 k& R; C$ u% ^: lto draw money 取款
+ G) Q) M* |) [  W" fdrawing-out slip 取款单# O6 l; k% X! C7 t
the number slip 号码牌" ^) c4 @2 d5 [) Y/ H7 m* r
a withdrawal form 取款单
; t# x& ]0 d1 W- }7 Lto fill in the receipt in duplicate 一式两份填这张收据. T& N1 N0 n' ~: F* C5 P
teller, cashier 出纳员
大型搬家
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
好,已收藏!
大型搬家
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表( c8 w* n( K3 ~
好,已收藏!

% S: ~$ E  @0 A0 U3 tMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层

! f# U1 M9 d8 U& E* L2 V
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发表于 2006-3-2 17:20 | 显示全部楼层
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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