 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
6 C# O( h6 t' s/ s请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 2 n6 h% ?* ?2 @
House Price = 280,000 q& ?2 s) a$ v3 \; z/ `
Down Payment = 98,000 (35% of total price)
" a2 F1 U$ b% ~3 Q1 G) \LOAN = 182,000 % K$ j2 p4 x: _) t
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
! f6 ^. g8 ] N, OYEAR = 25
c4 X3 l, ^! m7 _MONTHLY Installment = $1,034 # X% G9 U: o) q! | C" Q9 c
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Property Tax : $250
( f: L* Z# i8 j, l1 R2 V; q/ v& MGas+Elect.+Water : $350
. [' P& V9 l! O! ]' h2 N) P2 d* aMisc. cost: $100
3 Z. y9 F/ }) C______________________________________________________________9 m. J7 O( J3 h9 B2 u& s U
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)1 G# M, T8 O, Q, r# U' K8 F
; Y8 O" c9 s- u[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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