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原帖由 过路客 于 2006-2-7 08:04 发表. V5 \0 H) W0 @( a/ Q$ T
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
: P# k3 k3 S$ ZHouse Price = 280,000 ; q7 y% t( n2 G2 z( j( H' a" @
Down Payment = 98,000 (35% of total price)
4 H5 W; J8 n/ l. h! j( sLOAN = 182,000 2 E1 Z A8 g! _% ~
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) + M3 X$ W* o" [- A
YEAR = 25
0 c2 {5 Y5 U0 K/ n9 g0 `7 wMONTHLY Installment = $1,034
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Property Tax : $250
: Q O t( o& ^Gas+Elect.+Water : $350 x& [6 o9 k" l0 _
Misc. cost: $100
1 {$ X0 U0 {% m8 [9 q" v, D) K; p______________________________________________________________1 o) m) J. L. q4 D8 l- t
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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5 ^ S1 b' O4 O; R: ]7 G' h[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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