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原帖由 过路客 于 2006-2-7 08:04 发表
q9 e$ k+ |' o请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
6 u2 }4 v0 G6 w! M4 l; WHouse Price = 280,000 3 W+ f' P& ]' j- e# v
Down Payment = 98,000 (35% of total price)( u- B+ S% _# j2 ^- u& L& C
LOAN = 182,000
B( o8 r Z) }3 {% IINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) + S1 y1 y' Q" r% z3 }4 ?
YEAR = 25 & f$ c, l7 V4 G+ v" X
MONTHLY Installment = $1,034
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- _' a' J1 _9 t1 c7 p6 jProperty Tax : $250
0 b" x- p1 O# N7 [3 _# hGas+Elect.+Water : $350
, {7 a; Z0 f; O9 p# tMisc. cost: $1005 T9 z* O8 J+ S; a' b a3 u0 R: A
______________________________________________________________5 }4 T x- x8 v; i) H$ r- d
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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% ^' m5 B; l! c! { p[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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