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原帖由 过路客 于 2006-2-7 08:04 发表
0 Y, d) ~. E3 x* F请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
% _; Y+ @( Q0 M3 w d) [2 XHouse Price = 280,000 " ^9 E+ q X3 V* P! U
Down Payment = 98,000 (35% of total price)
; i1 l/ q. f0 q9 OLOAN = 182,000 : |6 n3 |" H/ |! r" _- \
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 5 a: E5 W0 n( u8 _' r( n
YEAR = 25
$ ^8 G, i* E; g ]4 ~MONTHLY Installment = $1,034 4 t' M8 p! G) L0 }
, e5 M) K9 V: W5 D) O
Property Tax : $250
/ O, G) d; `0 ]4 t6 `Gas+Elect.+Water : $350
# e; p S2 I P3 F& Z, uMisc. cost: $100
( |0 X% p( h7 X- d2 f7 T8 {* Q______________________________________________________________
2 d3 l4 \. O9 w3 c3 D sTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
, |9 e7 ~3 T9 |, i8 F ?. i/ T0 \) E! P- @& w% ?
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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