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原帖由 过路客 于 2006-2-7 08:04 发表- I+ A; T( }- H' T( c8 Z5 X# n4 K
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
# A- ^0 G& c# m# k4 A! n7 z" F+ VHouse Price = 280,000
7 Q5 E1 M8 o. {* S, f3 |( F) }7 zDown Payment = 98,000 (35% of total price)
: I9 @) L f: `LOAN = 182,000
( t! P, s9 l1 A8 r% A3 I8 NINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
: H! V. b2 l) h8 e) I; A1 XYEAR = 25
$ |2 \4 }7 h; c& b% Q0 dMONTHLY Installment = $1,034
: [' R7 i3 j2 X8 f, J( @2 N5 [8 B* _. Q5 U6 Y
Property Tax : $250 ! c! E! U2 z) Z# a4 h
Gas+Elect.+Water : $350* q$ E8 p, H8 h) J8 z* q# B
Misc. cost: $1009 G4 x d4 W% D; T- j
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4 }7 C& ]0 h+ F8 _$ ~5 XTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)( Z& Z! m4 k7 _& a4 Q
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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