insurance injury adjuster from drivers involved in accidents called trying to settle down. ; |* {0 Z2 B* x# ~ ) H9 ]# d. I; e4 t, BI think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. 2 T0 u5 _9 m+ U1 Q2 S" s 2 ?: `! b/ J+ `& J8 I3 c8 u# r; g6 bthat what an insurance agent told me.