ING direct. If you ask me as a referee, we both can get $13.$ Y( p3 y3 f6 H/ w8 b* U
; ~ A, Q3 J3 W" v8 N$ V3 P* c
ING is eligible for CDIC, which protects your money up to $100k for all member of CDIC. # e q4 r* h. I' h# C, [$ I) }& u/ M; p2 s
ING Current rate is 3% daily.