What is the Stable Chronic Condition (SCC) option?( F- L; d" Q j8 m7 U
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). / T6 r2 L0 d' G- S7 BWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic. z: s" h* b. S9 _
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and : }; M) C) G, |" I6 L: N• there have been no new symptoms or change in symptoms; and/or- Z% |4 u1 C9 i! l6 a }8 r
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. % R" M% }9 p+ w- \0 MIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.