What is the Stable Chronic Condition (SCC) option?4 L6 P+ C4 n* q7 I3 u8 C/ N4 ?" U) e
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).8 e* |& L% v# @" o! t# }7 h
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic 3 W; O0 P# @( R" d& Rcondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and % a9 a$ G7 L& `6 |* g0 p• there have been no new symptoms or change in symptoms; and/or+ `7 |# g% s8 @- Y5 K9 p
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.( i! g b8 M8 _
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.