What is the Stable Chronic Condition (SCC) option? 5 p; }8 P& u0 |5 j( e) B! D; EThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 4 t! P2 X* ?( }$ FWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic 3 O! a) {* t7 L- m4 M2 dcondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and ) \4 |/ \% u- r• there have been no new symptoms or change in symptoms; and/or # j" ]0 a# G" Z% k9 k) [. }• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. / Q% [0 O# V" G2 {0 `( T: OIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.