What is the Stable Chronic Condition (SCC) option?2 Q% G B" t. O: r6 @
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).: s* [2 a$ p" E! Q& h
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic+ Z1 A4 g- N+ J5 b+ y
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and+ m' k1 |! _6 z5 k& g
• there have been no new symptoms or change in symptoms; and/or5 S/ e% ~* H( m7 V% F
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.3 l, \: x1 W% O
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.