What is the Stable Chronic Condition (SCC) option? 7 V1 q8 f, d+ [$ tThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).6 D+ B- t# }3 J/ e" m
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic % w8 C1 P6 V6 L U1 d8 T/ [condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and / x1 a1 M3 c1 W; U( S% ~• there have been no new symptoms or change in symptoms; and/or. [- C1 }1 @% u
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.: x7 _' I! V4 O0 X4 ?- Y. [& v
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.