I think that it has some issues here. 6 Q/ K' ]/ G e1 q: M! P 4 Y! c' ]0 t# i# U/ q8 j/ C# H7 tWho can get from banks 0.50%, 1.00% ? I can't. It must be private the mortgage. Or mortgage lender is parents to their kids. Private lenders usually charge 5% -12% a year when borrowers can be approved by a big bank. ( w) u9 A( j1 ^. h $ R" H/ d; [/ ?The questionaire design here has some issues, and people who answered questions are not honest. The results are such statistics can not make any reasonable conclusion.