房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
& b3 L: F4 l! x现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
/ K/ j3 a1 Q5 X  s3 A' z5 a
$ `7 q7 Z0 q6 {$ Z0 G* h# P% _0 N& ^Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
- f9 a0 \7 _" w" \+ d/ Y; tThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
7 W, x$ p( \. Q+ D8 F  W4 s不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

年底现象，没事

xexe