It is probably an OK rate, may not be the best. the rate does increased, the other guy said he got 2.5 variable from TD, if you consider variable, it might be a good one, so if the interest rate increase 0.25 each time, it has to be increase 2 times to get 3.0. 7 m+ M- y5 M2 j- G T; t# [http://www.edmontonchina.com/for ... &extra=page%3D1