You may do either or both of the following two things # Q) d- d5 G# u6 q" N% D 7 G1 X2 p F |: r4 D' U4 o5 b1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage) . S( A# m4 @/ ~% k# t/ _1 g1 U6 Z2. store the car for the winter - basically take out "collision and upset" coverage , o3 R Z1 F! p9 f5 ]1 a ' _/ `: ~: i& Q+ XTogether they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...