You may do either or both of the following two things 2 m- j* Y- o4 c* n+ e& m+ |( r% P5 l V* `5 R' T
1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage)! y4 A/ ~) D4 [6 R# u! g% n+ X
2. store the car for the winter - basically take out "collision and upset" coverage& b* o' {; P; @* S( n7 U
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Together they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...