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Step 1 Do you qualify' k5 ?# u1 W' l: T
To qualify for the survivor’s pension, you must:1 Z1 U- Z! g$ Y2 S8 Z! L2 b
: C3 |# c2 w4 C8 dbe legally married to a deceased CPP contributor% p7 L! N( |0 m b9 L6 t+ z
be the common-law partner of a deceased CPP contributor
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* ^- D( \% \1 |+ a2 dThe amount you receive as a surviving spouse or common-law partner will depend on:
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% Q: R7 Z! M y( w% Twhether you are younger or older than age 65* n, B& u: i! F# B I
how much, and for how long, the deceased contributor has paid into the CPP
- {1 q+ o- X0 L0 J8 q- S; C9 ~We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death. ~4 q+ v4 E5 w C
: k1 O( W/ ]$ K6 O9 c: H7 bIf you are age 65 or older
7 x1 ]! ?8 I- A i% u: G( \2 e) y. mYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 651 A, s/ L- y! d
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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