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Step 1 Do you qualify
9 H- c) H% y9 p& n- |. `To qualify for the survivor’s pension, you must:; S( m6 G4 N6 K: r
& ~ i+ @$ o& P! w" l2 xbe legally married to a deceased CPP contributor
3 b4 Z4 f6 s- }* H6 }be the common-law partner of a deceased CPP contributor
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$ ^5 H- X0 r: d9 l4 [+ JThe amount you receive as a surviving spouse or common-law partner will depend on:
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6 d+ [7 z$ I ?+ n" v E1 j+ Owhether you are younger or older than age 65' h% b! b% m9 r0 R' f+ @( W
how much, and for how long, the deceased contributor has paid into the CPP- P) J' M3 d [6 Y! w
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death., L( {. z' s& W& v
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If you are age 65 or older$ o, ^+ e/ n% \
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits. w; j9 i' ^- z( d6 {8 i+ \
& L9 }6 J3 R( C7 i$ [- ^( p% K# x% DIf you are under age 65% M: e# G& X) A! z
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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