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Step 1 Do you qualify, r8 i* A% M8 j
To qualify for the survivor’s pension, you must:
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9 }+ z" Y; ~; i6 t( abe legally married to a deceased CPP contributor
" U4 {: s( H; l! [% Nbe the common-law partner of a deceased CPP contributor
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1 T0 V1 C- T1 y, [; k+ z2 j/ CThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65% e4 a9 i2 C# _! z/ G
how much, and for how long, the deceased contributor has paid into the CPP4 w: X* {' R) e: b! N# K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 i+ D6 x1 G% ? V8 ?
0 Z' m# @, t' D, yIf you are age 65 or older
3 D& g. Z# j" z0 i7 u" ~/ [0 ]You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
3 m* x; N. O# z3 B- r( S( N$ o" wYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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