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Step 1 Do you qualify5 w; D/ D/ W" f; B0 K0 Q, ~5 g
To qualify for the survivor’s pension, you must:+ @1 q. m- Z+ x$ M9 l$ L# {
1 Y* d* C# _$ |) C2 a* z6 {2 xbe legally married to a deceased CPP contributor( h0 t" L5 \3 R9 {0 H
be the common-law partner of a deceased CPP contributor0 k6 e0 K9 W/ O A: E) F# [7 x
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65$ E( j# |4 k) ]% x! {
how much, and for how long, the deceased contributor has paid into the CPP
7 O4 D: n2 T6 @4 Q! B7 |We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.* w2 r3 Q7 Y9 H' I9 y1 e
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If you are age 65 or older9 n* V$ O' r' f$ c
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 656 W [0 y' v: }8 N, ~: N
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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