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Step 1 Do you qualify
5 \3 k& M- {- {) o7 m: z( GTo qualify for the survivor’s pension, you must:
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Y6 p3 r, O) V$ j6 G! Dbe legally married to a deceased CPP contributor
$ ]1 L& Z: i8 I1 `5 Sbe the common-law partner of a deceased CPP contributor) j# @1 p& B. [8 A) l* u, F6 |7 D
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The amount you receive as a surviving spouse or common-law partner will depend on:5 u+ S4 S9 P& ]5 k1 y$ `/ V; L7 H
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whether you are younger or older than age 655 F. l0 _* o/ z" z' y
how much, and for how long, the deceased contributor has paid into the CPP# u! m2 U: c" _0 t8 ]
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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4 p8 b) F$ E0 ~2 P& D4 kIf you are age 65 or older
& s. B! [/ M& m- T/ OYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ n+ B, p# d! b9 e
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If you are under age 65, o3 v- R7 Y/ f' p3 [% _8 k
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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