大家报个价, 现在哪儿的利率最底, fix or variable的

牛眼熊心

提供有价值情报者都会得到鲜花奖赏.

a888wong

PC finance and ING are the lowest.  Check their web site

音响神仙鱼

TD 5.15% 5yr fixed 如何?

牛眼熊心

有低于5.00%的吗?

feifeiba

原帖由 dgg 于 2007-5-10 16:19 发表
有低于5.00%的吗?

! ?& r. j" ?# u/ ~
1 S( V( I. o5 {! D3 `Canadian Tire 4.99/5year fix
+ d) ]- r: P! E6 y9 O" X5 ucheck their website pls!

牛眼熊心

原帖由 feifeiba 于 2007-5-10 16:37 发表
" |) J: a$ k6 @5 A! i
/ g! T# t$ k/ s9 u+ H$ _$ N
8 Y& b; u' M* O% HCanadian Tire 4.99/5year fix
4 C; n9 B6 N4 Vcheck their website pls!

  \8 g/ |$ x" ~- s& y请给个link, 我只找到Credit Card and Line of Credit,  没有mortgage啊

音响神仙鱼

听说credit union 价钱不错, 不知道谁用过?

elitee

eric.zhang

MyFairy

白水

I checked RBC, TD, and crdit union at the end of last year and below are some thing I learnt.

% g: [, V5 o! w; S+ E1) deal with bigger bank, since they can offer better deal. crdit union is just local bank....
* w* x$ T* T6 d* l9 s/ q: E2) talk to a broker since they can offer more discount
& J8 U6 ^& Y0 A3) all the banks could find a way to match the lowest rate you got from other banks since they need your busniss. so keep comunicate with other brokers when you get new lower rate.
4) do not focus only on rate. there are some other things such as lump sum payment method and penalty amount need to be compared. keep in mind if you can pay lump sum any time when you have some spare cash, it will make big different comparing to once a year method. our total borrowing cost droped a lot since we paid our spare pennes to the lump sum at the earliest time.

[ 本帖最后由 liqingbin 于 2007-5-11 17:37 编辑 ]

UncleSam

ama 五年的FIXED  5.03
/ g  w+ G3 u$ h% @5 a8 L% l" s+ Q& ?
) ]( h9 P* ?# p# Z) {* ^  qPC PRESIDNET的 VARIABLE 5年的, 5.1

/ w; }0 {7 p" b3 M* ^, X( p8 ~' C% JCIBC 五年 FIXED 5.09

/ Y1 w$ i* s# i" }) N! TING; CITIZENS BANK 一年 FIXED 5.3

/ v% [, C# S- R9 d# ?+ b/ T% ~, j/ MPC 2年 FIXED 5.37 (也许还可以更低, 没详谈)

, H$ h2 q2 {- e, ?2 a! J. @. t" I) d是我这几天问的, 有更好的, 希望能分享!