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原帖由 Crassula 于 2007-10-14 10:37 发表 
$ V' U( A- O3 P6 t, ^- J4 tIf you cannot read what is the rate in the report, on wonder you don't dare to buy. those are posted rate, most of the buyers will get at least 1 point lower, and my rate in 2004 and 2005 were on ...
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0 a, S5 o2 p, ~) l3 ]) R这位仁兄睁大眼睛不会读英文。抑或属于回帖不看贴一族。
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& W' C* N+ t, L b我帖的不是商业银行post的利率(=要价),而是CMHC统计的购房者实际得到的锁定5年的平均利率(=成交价)。LZ开帖是建议广大人民投资房市,我估计利率时当然不能只算信用最好者的情况,当然也不能去算最坏情况,用个平均值比较合理。
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" p; f) }) S& \, P9 G" b& s% X商业银行post的利率是这个,可以看出比我前面帖的实际利率高
( j/ P' Y) D+ h1 s2 v2 ~3 eChartered Bank Administered Interest Rates - Conventional Mortgage - 5 year - V122521 -- Jan. 1973" ?/ d! v' ~( c2 F! M1 D% s" i
http://www.bankofcanada.ca/pdf/annual_page48.pdf
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/ G( m9 g2 e! p3 p6 E4 N实际的平均利率是这个
8 u; }/ r2 H$ i9 G/ ]! B9 gAverage Residential Mortgage - 5 years - V122497 -- Jan. 1951. O* I% ~5 ?' l% }1 {4 x6 ]
http://www.bankofcanada.ca/pdf/annual_page52_page53.pdf |
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