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由买家负担没错。可是,那也得房价涨啊。 ( s( Y* V D9 `" `+ c& D0 x& s
打个比方,开发商出售每方3万。你买进100方,共300万。如果开发商随市涨价10%,那么开发商开价330万。但你无法开价330万,并同时让买家给你承担税费。买家根本就不鸟你,直接去买新房好了。 0 T3 O' L& `3 ?" X% a* w, S4 q5 W2 p8 O; ]8 C0 O+ @
唯一的办法是开价330万,然后你作为卖家自己承受费用,这样才能和开发商的价格看齐。费用 = 30x20% + 300x6.5% = 25.5 万。就是说,如果市场涨价10%,你折腾一趟,也就赚了4万5。. |6 w+ I$ F* C. `4 X
' } g ]" r/ {2 @3 T这里面还有很多其他成本你根本就没有考虑。好比说把加元换成人民币到容易。你赚点小钱以后,怎么换回来?且不说很难换,就算银行按照牌价给你换,一进一出,2%也不见掉了。剪掉这6万,你就已经亏本了。再说,整个运作少说也要一年半年。你的贷款成本呢?你所耗费的时间呢?1 p# E, y$ ?! F
楼上大叔,你看帖不仔细,我还在国内,没登陆呢。 ( Z4 @1 o& Z, G Choosing to immigrate to Canada does not necessarily mean giving up domestic investment opportunity. 6 h8 s* t2 v% J+ w! N* ] I: y . s' y2 Y% w1 Q/ P; z5 KEnjoy the fresh air, beautiful scenery, organic food and the privilege of being a canadian ,meanwhile easily earn the profit from real estate, why not ?!
1.卖家不用负担任何税费---叫兽说,那人家就买新房了,事实是,100套新房子出来,5000人排号,根本买不到!所以只要你有本事买得到,只加价10%,有的是人愿意自负税费来买。+ I& }# N e* P7 O7 k
bluestrawberry 发表于 2009-12-21 13:03
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Your logic is quite broken here. 5 p! y; D5 X$ ?# C& n ; m8 }3 j9 ^" H1) If there is a short supply of properties, then how could you flip? $ r. F3 v; @9 Y5 K* D: p- If you pay 10% extra to buy, then you gain exactly nothing when you sell it. 4 X! ?; ~- h1 |" c* E8 p! N! j# V k- If you use some kind of connection to buy, it can only be done on a case by case basis. And you have to pay back that favor in the future. This would work if you buy it for your own residence. But it's not a viable investment strategy, unless you are super powerful. 9 {; x9 ~* p8 f" D% L0 f: y. m& i! s _" ~& c" y" L
2) If it's still realistic to buy at developer's list price, then it comes back to my prior argument. Why would a potential buyer buy from you instead of from the developer directly? In that case, you have to pay the tax portion. ! p( j5 U- P4 a: n6 V" N0 m ' z( Q6 }/ P f3) The only way to evade that tax is to list your property as brand new through the developer. But that's assuming you have strong connections with the developer. Again, for some people, it's doable. But generally speaking, it's not a replicable strategy.& W# b" T0 d/ ^% p
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For the past several years, Beijing real estate went up at a bit less than 2% per month. So, you will have to wait for, on average, 5 months to have 10% gain. That's assuming everything went well.
你的理解力挑战我的耐心。! W ~" m1 J" `! k$ `$ [) [5 t2 y* J
1. Your logic is quite broken here.This would work if you buy it for your own residence. But it's not a viable investment strategy,4 m: S2 D' N0 D/ K
逻辑只是理论,而事实是偶已经做到了 ; J+ K7 \2 b, P1 y2.If there is a short supply of properties, then how could you flip?8 a( F1 V# W! V+ V3 L# Z) g3 O- m
那偶就教你吧。偶不用多10%的额外费用,我只是雇了5个民工替我排队罢了,你算算用了多少费用?你怎么就那么肯定说我必须要用10%的费用(30万?funny!)?所以我也没有什么特殊的关系或者有超常的power.! [5 d: s( `' c* A4 q# t
3) If it's still realistic to buy at developer's list price, then it comes back to my prior argument. Why would a potential buyer buy from you instead of from the developer directly? : d' e# g' e B- _ [/ x |/ N' m不是说过了么,供不应求,不是所有想买的都能买上滴。这年月你得承认有人总是倒霉蛋儿,什么都慢半拍。看着天上飞过的大雁,在想是争着吃还是红烧(附近没有动物保护组织的筒子吧),等他想好了,大雁飞走了。& ]! Z+ w6 h' T5 u
4The only way to evade that tax is to list your property as brand new through the developer. But that's assuming you have strong connections with the developer说实话,这句话的logic beats me . 7 K. j7 W6 R5 v$ B E. i8 I- q' \+ a实在买不上新房可以买二手啊,买五年以上二手房是免交5.5%营业税的啊。只不过二手房首付比例高一些罢了,有些人付不起那么多首付,才选择去买新房。9 c- L/ w. J8 q( d ^: E% w
5.Beijing real estate went up at a bit less than 2% per month. So, you will have to wait for, on average, 5 months to have 10% gain. That's assuming everything went well. 6 T4 n1 x9 A+ E1 |4 y2 I五个月怎么了?五个月就能赚30万,这样的好事还嫌不够好?!6 C W! v' N$ F! b" h4 T% _5 i! W
事实是,以上举得例子,还是保守的。去年北京地区房价普涨50%,不乏100%的楼盘,不论新房还是二手房。一个月赚个100万的大有人在。 % |2 y, _0 ^ x# ?6 i. Q p, L! ]. S' u% B& K
总结陈词(跟半夜鸡叫JJ学的哈):2 Z$ o6 d" A% C% |
那偶就教你吧。偶不用多10%的额外费用,我只是雇了5个民工替我排队罢了,你算算用了多少费用?你怎么就那么肯定说我必须要用10%的费用(30万?funny!)?所以我也没有什么特殊的关系或者有超常的power. 1 L' @( o$ `! v( ]! @( D) T/ ~% |# B- j s4 f! F; ^# y! g' C+ E. \; n% k
不是说过了么,供不应求,不是所有想买的都能买上滴。这年月你得承认有人总是倒霉蛋儿,什么都慢半拍。看着天上飞过的大雁,在想是争着吃还是红烧(附近没有动物保护组织的筒子吧),等他想好了,大雁飞走了。 4 U; ~8 f2 J {3 B) Y. ?2 `bluestrawberry 发表于 2009-12-22 13:52
: M3 _* c5 N8 w' C ? # A, h8 F- A" k: ]: xYou are contradicting yourself here. You can hire a low wage person to line up for you. But so can other buyers. 4 w5 \! \/ G" L+ ]1 l; [; v: V
As the market heated up, as you said, when 5000 people line up for 100 apartments. Your 5 民工 would have no better chance than the 5 民工 of another buyer.- z& X$ A/ d8 w4 W- e
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If you have the ability to earn 300k in one month, then it's definitely a bad thing to earn only 300k in five month.% U3 l+ V. \! X. j8 n4 E
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If you think that's a good thing, well, you must have been bluffing when you said you could earn 300k in one month.6 R+ k) [) v" G( x4 x: H
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Yep. You know what, in Edmonton, there are lots of people winning lottery at $4M each this year. Seriously, there are 13 of them. You might as well stop wasting your time in real estate and start buying lottery tickets. 5 G) u) `/ }2 E1 @1 z ) X$ k; {" K! c. ^You can keep daydreaming. But real estate can't increase at a pace of 100% per year even in Beijing. For the past 10 years, it went up 10 folds. So the increase is about 2% per month, or 26% per year, as I mentioned.3 W$ @" d9 x2 |
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If someone did get 100% in the past year, chances are someone else will hold the bag for a while.
+ {3 M, A5 ^ m; X$ u' k6 s1 q; [% `+ h ; ?7 M# S( O* V" ?Exactly what I meant by my earlier post "无法盈利。交易税费过高,货币兑换困难。只有30%以上的升幅,才有实际利益。") \5 Z* R, L) p0 ^* @
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If all I want is 300k RMB, there are a lot ways of doing it here in Canada (not risk free, of course). If I have to go through all that trouble, it better be 30% or more to justify the huge risk.
You are contradicting yourself here. You can hire a low wage person to line up for you. But so can other buyers. As the market heated up, as you said, when 5000 people line up for 100 apartments. Your 5 民工 would have no better chance than the 5 民工 of another buyer. . {) I$ E. h$ a- C. N* R; \1. 恐怕不是每个人都聪明的能想到这个方法吧。你好像就没想到,还在帖子里问我是如何抢到房子的吧,而且还言之凿凿的猜测我是有什么特殊的关系吧。其实还有很多简单的方法能办到,但是鉴于你也没教学费,偶就不一一教你了,呵呵。 8 \4 K! z& ?1 g/ S: P6 n9 M& J0 o! V r这样,你所说的一定要投资者自己负担5.5%税费的说法纯属误导大家!另外我还谈到了海外资产增值合法避税的方法,我目的是告诉大家真实的投资成本,并非像个别不懂装懂的人所误导的那样,h # K- k. x: R& F2.Yep. You know what, in Edmonton, there are lots of people winning lottery at $4M each this year. Seriously, there are 13 of them. You might as well stop wasting your time in real estate and start buying lottery tickets./ F, ?7 y" `9 c# n" g, z
你大学的时候学过什么是概率吧,现在高中就有该课程。买彩票中大奖是小概率事件,能称得上“投资”么?8 H4 l2 Z: t9 ?( n0 Z% a" T
我们在这里谈的是如何在“北京进行房产投资”!拜托,脑袋要拎淋清楚的说。我只能说叫兽的智商太让人瞠目了。