 鲜花( 65)  鸡蛋( 0)
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发表于 2012-6-26 18:42
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OPTIMUM MORTGAGE 隶属于 CANADIAN WESTERN TRUST, 是加拿大西部银行集团的全资子公司， 我和他们打交道也有三年多了，今年也有五笔业务是通过该贷款机构获取的贷款。无收入证明需要的贷款产品简称 N.I.Q (NON-INCOME QUALIFIED), 其主要客户是针对自雇/全佣金人士；有工薪收入但达不到其借贷要求的申请人，我转发一段其网站对此类贷款的具体要：, U5 |. |$ h/ {4 [3 H+ c
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The N.I.Q. Borrower (each deal on its own merit).: g! d* }3 I1 Z/ b6 L
- Self-employed or commissioned individuals with stated income.$ z0 r8 R0 V T1 B0 t
- Salaried individuals with a GDS/TDS that does not meet traditional bank
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# M* Q+ ]: u3 e# _' D- Borrowers with a satisfactory mortgage history; vocation will be$ A+ |8 K `& b) H
confirmed, and should suggest a reasonable future repayment ability." J2 S, P9 D6 F$ h& `
- Discharged bankruptcies accepted with 12 months re-established credit., r4 f# R2 M, o. x6 K2 ~: [
- No double bankrupts. Applications accepted from new immigrants
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: y5 ~/ A2 \5 E" Q此类贷款的利率一般很高（一年固定4.99%； 三年固定5.35%），且该机构要收取借款金额1%的手续费，
5 a0 @9 h1 c. c2 T' n如果没有任何收入来源，也不属于上述三类人士， 这样的贷款申请我还从未获得过批准。
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% Q9 P' P0 h4 W% S$ P. r: Z小年同志出道不久，已经俨然巧妇，居然能烹无米之炊， 实在令我这老江湖佩服之至也！0 B* n9 b4 R5 e5 z j& C
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楼主: 郭森房贷
狗仔卡
发表于 2012-6-24 12:54
显身卡
