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原帖由 来加多年 于 2006-9-18 17:09 发表5 c$ Z1 E$ U. H! } w Z
Sorry no Chinese input.
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I could be wrong on this little calculation:6 m: y7 L8 a" d5 Y# A2 S
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Assume I have 75000 CAD on hand right now.
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- d0 O; T' ^7 E! } k5 sIf I buy GIC, interest is 4%.
/ L4 u, Q( D0 Y; o5 ?9 ~: A7 D vI also have to rent a dwelling to live in: $ ...
: u) ]% C5 a( \9 x# r你算得不对吧?第一年你收入6000,但是借债225000+利息,资产表收入应该是负值.你的收益应该是资产(房屋当前值)-负债(应付贷款),即 300000*1.02-(225000+利息-第一年payment).要等若干年后,这个值才会变正.+ }$ D- o& W2 y/ p
不算债你当然赚啦. |
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