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原帖由 来加多年 于 2006-9-18 17:09 发表/ H1 n) y" B! J1 O, S }1 f
Sorry no Chinese input.) ~( Z( [( H* r( w
" J( G. ~9 z3 m4 p# F5 CI could be wrong on this little calculation:) `# | ^, _8 r6 {! u d
0 I' P( j1 m& n* m" F* m/ L3 V6 i eAssume I have 75000 CAD on hand right now.
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& U5 `* U0 y. p2 [1 `If I buy GIC, interest is 4%.! I& Q+ T6 |, b% H' I
I also have to rent a dwelling to live in: $ ... $ `/ J( D7 v' R' r7 O: \
你算得不对吧?第一年你收入6000,但是借债225000+利息,资产表收入应该是负值.你的收益应该是资产(房屋当前值)-负债(应付贷款),即 300000*1.02-(225000+利息-第一年payment).要等若干年后,这个值才会变正./ U, _! _0 s, L( C, j& C
不算债你当然赚啦. |
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