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本帖最后由 PTL 于 2013-3-12 10:45 编辑
$ ]( q" ?0 p6 i! hkismet 发表于 2013-3-12 09:34  5 M& ^- j6 c. ~! }2 o4 I5 R r2 r% R1 o
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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8 z9 s/ A( A! {- v+ dWhat are my options if I leave the Plan before I reach age 55?3 p u& r9 b( o, ^7 s$ ^
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.9 S p3 C* b9 E8 f! q
4 v1 T& b5 a2 ^( z& A" uWhat are my options if I leave the Plan before I reach age 55?- |0 g+ B! z: N2 }
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.9 A; x' ?6 y! ]) E
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If you are 55 or older, you may:
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/ I; z* g y; C% S9 wreceive an immediate monthly pension, as well as any% n/ k2 h* c* J" E
excess contributions. (If you choose to receive your
: T' C+ m' v3 j M& \pension before you turn 65 or before your age and years
' F2 F% o6 k) v. Nof service add up to 85, your pension will be reduced.3 W$ r) z" Y3 E" X. r% J4 O
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Reduced pension
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You can retire any time after you reach age 55 if you have at least/ M; M" i( M7 o$ j6 Y
two years of service (including any CPS).
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/ [! _* ]" b. y- e zYour pension will be reduced
1 M# U/ }8 S; A) [% Y- m5 s! d3 Y& Hby three per cent for each year you retire early.
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This reduction will y9 A1 m7 z; _; a: E! P" l
be based on the number of years your age is short of 65, or on the
+ } P$ M M4 `number by which your age plus years of service is short of 85 points,- [. J' w8 P, n3 J$ L: R
whichever gives you the higher pension.: j1 Y2 s" o* m; g
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
