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本帖最后由 PTL 于 2013-3-12 10:45 编辑 / M; M, M4 {7 v7 z% B% G. y
kismet 发表于 2013-3-12 09:34 
' S( ~& S. w: y能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
2 H: ^7 y- w: ?/ V1 t" D- g' _你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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q- a9 m7 Q5 u8 O4 h4 IWhat are my options if I leave the Plan before I reach age 55?9 p3 ?7 o6 T; S, H; r
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.' b3 u$ O+ E& M. M! B) @. v9 g0 |! u
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What are my options if I leave the Plan before I reach age 55?3 R6 \/ P( \) A! [% j2 V
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:
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{# P0 H9 G m1 b/ Kreceive an immediate monthly pension, as well as any
8 Y$ S: a, M) q" e$ a& N1 l3 xexcess contributions. (If you choose to receive your
5 o' \' z N B" n# apension before you turn 65 or before your age and years) t$ R% c: `8 K% T" F
of service add up to 85, your pension will be reduced.6 F' g% w/ C+ {+ Q- K# b
9 T5 X8 R. r" @! ^( q/ q& |7 BReduced pension
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! c) y# d' O; }2 ~* V7 XYou can retire any time after you reach age 55 if you have at least9 l5 s- f* O8 G+ r- `) J+ Y
two years of service (including any CPS).
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Your pension will be reduced
9 Q, Q; i; r+ w3 q5 Dby three per cent for each year you retire early.
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" C% H- N) \! c' hThis reduction will
" u! ?/ S' U, _" i7 \be based on the number of years your age is short of 65, or on the
5 C5 E M; b4 @7 k3 T) Y3 Cnumber by which your age plus years of service is short of 85 points,3 q! r+ c) H$ N# H" p
whichever gives you the higher pension. j, |; {1 G0 s/ G" k
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf( D) X7 n( h& k+ x% B! B
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
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楼主
发表于 2013-3-11 19:47
