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本帖最后由 PTL 于 2013-3-12 10:45 编辑 9 d# _0 {2 T8 \
kismet 发表于 2013-3-12 09:34  / g5 \' }+ w1 m% u1 Q6 E, i8 b
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?
! x; _2 s2 m/ o# LYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.( v: o) I1 { W2 O; M
5 G- z; _9 }/ k# H: o+ CWhat are my options if I leave the Plan before I reach age 55?
2 ^' G2 {5 p( J( j" ~( NYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.) u6 p7 x3 f. g" G
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If you are 55 or older, you may:
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9 ~8 u' L: ]. M0 z! B/ G) ^5 E5 ?* i7 Hreceive an immediate monthly pension, as well as any
+ b) W$ e; G' t, R2 y# E* kexcess contributions. (If you choose to receive your
% |$ H) S$ N* j7 ]6 Ppension before you turn 65 or before your age and years5 d0 X. K% c# o& p* p
of service add up to 85, your pension will be reduced.% |3 H" F% f: N; M- `, h
% p* Z* |: a7 EReduced pension+ @$ o4 J. ~1 s
* Q0 ]! i/ l7 c e4 j9 U; Z9 kYou can retire any time after you reach age 55 if you have at least& y3 a1 K4 V) B
two years of service (including any CPS).
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Your pension will be reduced7 t- g2 ~0 U- t" d) Y; n. D) P4 ?" A" \
by three per cent for each year you retire early. 9 G9 i5 G- t M2 D$ r
6 l0 n; Q& l& k! O9 uThis reduction will ]0 @1 C1 ^5 h# { X+ f6 w, \
be based on the number of years your age is short of 65, or on the
: e5 q. ]2 }$ w U1 L3 m9 Wnumber by which your age plus years of service is short of 85 points,' k2 n& P! M3 f. p
whichever gives you the higher pension." f4 m2 t' n! A
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
