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本帖最后由 PTL 于 2013-3-12 10:45 编辑
3 n% J, |9 l! e+ U) D# okismet 发表于 2013-3-12 09:34 
: h2 e$ T0 k' `/ J% e. S2 }能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
5 L3 B/ @% o9 D, P3 t你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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% d- I6 b4 i, C$ u( r1 b, ]What are my options if I leave the Plan before I reach age 55?- B* m0 o( ]. M$ t
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55., N! F2 V1 f$ V
$ g2 z3 w6 i6 u) j1 ~! rWhat are my options if I leave the Plan before I reach age 55?7 |3 y/ h/ j. U) f
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any: {8 ?* G# L7 l( F
excess contributions. (If you choose to receive your1 F6 _! |* A0 E; j* ?& M& S4 @
pension before you turn 65 or before your age and years
1 {, {% G5 U; vof service add up to 85, your pension will be reduced. `$ D4 M5 e7 }) v( ]/ `" o
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Reduced pension2 \" d8 s- T! K+ h; P( {
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You can retire any time after you reach age 55 if you have at least v# S1 P0 b! c* B
two years of service (including any CPS).
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Your pension will be reduced9 {$ ~/ U1 I; G9 u6 T/ _1 q
by three per cent for each year you retire early.
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; Z4 Y: h2 q/ P4 VThis reduction will& ~" ^1 F5 T6 v5 C9 ~4 m4 L
be based on the number of years your age is short of 65, or on the Z9 G& \2 R5 R- i5 q
number by which your age plus years of service is short of 85 points,4 L g) J0 }- s" o- M" Y
whichever gives you the higher pension.5 F: _' U' V# P+ _
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf2 k" x7 _$ N8 j) T! v
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
