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本帖最后由 PTL 于 2013-3-12 10:45 编辑
8 g, d# I# y* C# d. h$ s( ~kismet 发表于 2013-3-12 09:34  ! W) M2 u& H r+ p
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/8 ~9 R7 O+ j# M1 a
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What are my options if I leave the Plan before I reach age 55? P1 u x& d+ R" i2 K8 s; h
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.+ q/ s( N! S, W- a/ J# {; ^
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What are my options if I leave the Plan before I reach age 55?
; Y3 g0 v, [ c9 c/ |2 JYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.. H8 y* r9 P$ f$ j9 c6 y
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If you are 55 or older, you may:; T' p, w$ C2 b, x2 `4 r& b
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receive an immediate monthly pension, as well as any! z1 D6 [0 S3 J! ~# R
excess contributions. (If you choose to receive your
& j. x* k0 F7 I' l) V3 M R4 b2 spension before you turn 65 or before your age and years; i. x+ `. m" i! f
of service add up to 85, your pension will be reduced.
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. `! B( Q, U! O. _; o- ^' t1 oReduced pension
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You can retire any time after you reach age 55 if you have at least
3 Q: K8 W1 x; \two years of service (including any CPS).
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5 V/ }3 [# w' r( u. z' p8 HYour pension will be reduced7 ~, P) M6 E; a4 ?& y! R& j6 ~
by three per cent for each year you retire early.
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0 m3 ]% U) z6 c3 w- |) v) }3 N& z8 hThis reduction will/ Z' h1 p, b* o
be based on the number of years your age is short of 65, or on the" I! F, `+ u3 K6 B
number by which your age plus years of service is short of 85 points,% J8 M+ Z% O) Y' @+ i; D
whichever gives you the higher pension.# w+ O1 a) C& \7 T7 C% k0 R
3 ]# B8 ]6 e6 B7 @$ ?: r vHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf7 ]$ I3 ^% s# C
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
