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本帖最后由 PTL 于 2013-3-12 10:45 编辑 ; W" A3 b7 \% |7 Q/ G
kismet 发表于 2013-3-12 09:34  2 F$ R, ?$ @/ ^7 \/ ~& G& h
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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1 v) h, w- O* ~* F g) HWhat are my options if I leave the Plan before I reach age 55?, c L- k9 l0 l, V
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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" g* g/ T2 W5 \+ P5 f; }What are my options if I leave the Plan before I reach age 55?( u4 o: B( _7 G! f0 S% i) W
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.) E; Y7 T- t3 T& A0 m& d0 Q( |
^. Z' w2 _; ]2 g$ z4 QIf you are 55 or older, you may:8 @# n0 z B/ J! N5 ~
* ^5 R8 V4 x& A. Jreceive an immediate monthly pension, as well as any3 @& G) S; }5 b( N3 ?% {
excess contributions. (If you choose to receive your
9 V) V: t2 }0 B# T" Zpension before you turn 65 or before your age and years5 L$ C' C0 }$ S0 K5 e& o; g# D# q9 J
of service add up to 85, your pension will be reduced.
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4 z) J: F9 [. R$ F3 }( B" f* WReduced pension
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You can retire any time after you reach age 55 if you have at least9 v. t5 d! K' U5 |
two years of service (including any CPS).
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5 Y! R$ [2 ]1 n; b, d' |; _Your pension will be reduced
3 {# B9 M# i7 r& ~by three per cent for each year you retire early.
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8 M- k+ ~: J% ^7 {& I5 MThis reduction will
0 D0 v3 Y# T; O! ]- s# t1 Z3 mbe based on the number of years your age is short of 65, or on the
. u# s) R3 Q* V* S* mnumber by which your age plus years of service is short of 85 points,8 L- w3 `2 A, L% X3 Y Z' r
whichever gives you the higher pension.( x+ M1 v1 S( Q
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf, n2 Z- }6 ~5 @
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
