 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑 $ @( g1 I h0 ^4 ~
kismet 发表于 2013-3-12 09:34 
; r* D3 X, l$ t% d* P能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
# X+ T7 @; q7 L你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/: O: {4 B d1 W# e5 }
( F! }3 L- }$ ]4 V5 }7 f, z9 g
What are my options if I leave the Plan before I reach age 55?
3 {/ H$ R+ \& g: T& iYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.* b' u# R4 g( Y4 { @8 }
/ u# `3 e( [3 m9 P2 hWhat are my options if I leave the Plan before I reach age 55?' O/ | {. u; C% k3 t
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.7 n+ l7 `% n) H5 e
# @, l% b/ t6 x+ j7 R+ MIf you are 55 or older, you may:- e2 _$ A; i" I2 b5 |; ^0 }/ K# [
, e" k/ N- x9 ]$ r+ f7 I- Z
receive an immediate monthly pension, as well as any
' ]% b0 f. K7 T0 Dexcess contributions. (If you choose to receive your& G/ S4 _$ [3 C: y$ Y
pension before you turn 65 or before your age and years
4 B0 Y4 J$ G& h& S7 cof service add up to 85, your pension will be reduced.! U7 M: D; t q+ p/ ~4 {
" D) `; h- S; V; A W0 O9 fReduced pension
3 v; x# _: a1 N1 O
2 R" }% \% n E" H" l, sYou can retire any time after you reach age 55 if you have at least
8 L. ]5 v2 G0 i$ s; ktwo years of service (including any CPS).
" e, l4 b; a5 w8 O1 V% r5 ?
) C* G, e! w, e1 v& nYour pension will be reduced3 Q2 n- M j6 V) M5 }2 J+ g
by three per cent for each year you retire early.
. V" @6 ~' V, y: t- q
. y% P7 Y: A4 x' wThis reduction will
8 z& u5 d, ]1 ]1 X% E1 Kbe based on the number of years your age is short of 65, or on the
; Y5 |$ C6 p c2 C4 V0 ~number by which your age plus years of service is short of 85 points,
( H; C4 x$ @1 |) l! Ewhichever gives you the higher pension.
$ ?% ^& U6 I4 Z/ y7 n3 w. H8 l6 L5 G8 u( E) L' y* t, a
Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf8 J( R" f& M, B) k& w. h
) B) _+ {8 k `0 h' c/ } k
|
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
