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楼主: 蓝百合

我在房版的首贴--悬赏请教:继续租房还是买房?买什么样的房?

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发表于 2007-2-5 10:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 十年移民路_ 于 2007-2-4 21:26 发表; @) B$ V7 Z4 X8 Y8 p+ k
现状是:价位低的房子(Townhouse)走得比较快,但是高价位35万以上的房子几乎无人敢问津了。这说明了什么?很简单,市场的购买力已经非常有限了,剩下的那些没买房的人真的已经买不起房子了
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三十万算不 ...
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在这里说话得注意精确度,以爱城的平均收入水平,35万以上的房子应该算中高价位,不是无人问津,是少有人问津,而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房租涨价的各项具体措施。另外,为了不使爱城变成FORT MCMURRY的翻版,省政府在45天以后会宣布一项解决爱城高房价的具体措施。以上信息是本人这两天听本地新闻所得,请大家核实后取阅。
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发表于 2007-2-5 12:24 | 显示全部楼层
原帖由 wallyy 于 2007-2-5 10:50 发表# H& Y" z1 u! i
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在这里说话得注意精确度,以爱城的平均收入水平,35万以上的房子应该算中高价位,不是无人问津,是少有人问津,而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房 ...

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# u0 |3 o) n& T3 n 提供本地新闻,这个消息对大家还是很有参考意义的,如果政府控制价格,市场会有新的变动。
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发表于 2007-2-6 01:04 | 显示全部楼层

回复 #1 蓝百合 的帖子

The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons of money, if you buy a house, you are donating money to them. If you have too much money, you can do that, if not, you need to think about it carefully.
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Renting is a much better option for you, it is cheaper. Try to save money now and wait for a couple of years, if prices drop significantly, then you can buy. Otherwise you may want to move other cities.& \. N- u) I! t1 @* R
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Especially if your husband lose his job and you have to pay $2400 for your house monthly, you will be under tremendous pressure. 9 E; D2 Q8 Q0 u7 T* M: ]# `

, N2 N! ]8 q* ~$ G# z( z& \: HThere is no difference in terms of life quality between renting a house or owning a house. A house is just a place for you to live no matter you own it or rent it. The benefit to own a house is you can build equity from it. After 100% price increase in the recent years, I don't expect to get 10% increase annualy.! a% j% A& Q, Q! R: N* s0 y

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: j6 p; y9 s: s5 V; g" hAgree!
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发表于 2007-2-6 21:01 | 显示全部楼层
老杨团队 追求完美
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原帖由 在家闲着 于 2007-2-6 01:04 发表- N  p' S: x+ B6 _
The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons o ...
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发表于 2007-2-7 13:04 | 显示全部楼层
原帖由 在家闲着 于 2007-2-6 01:04 发表( c9 u/ S) m6 ]1 H+ w, @
The house prices are ridiculously high now, they will drop in 1-5 years for sure. It is too risky to buy a house now, you may end losing a lot of money. Now those construction workers make tons o ...
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发表于 2007-2-7 13:24 | 显示全部楼层
原帖由 wallyy 于 2007-2-5 10:50 发表2 ]+ E4 f" }% M0 W

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在这里说话得注意精确度,以爱城的平均收入水平,35万以上的房子应该算中高价位,不是无人问津,是少有人问津,而且走得很慢很慢。这几天爱城市政府在投票决定阿省是否要有rental control。安省就有控制房 ...

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If the goverment put controls over the market, it will for sure reduce the risk of market crash, that means the price will keep going up--slowly, but up, for a while yet.* H5 l8 r; }2 x8 x

) F' O. h: j$ a+ fLZ, buy it now, but your need to do a lot of research in this market, safe bet would be: find a fix-upper in a good area.
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发表于 2007-2-7 17:38 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
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I lived in Michener Park before and bought a house last summer. Just try to give you a rough idea how
7 b( _. i/ y5 z- c9 T+ Tmuch you may spend per month on roughly $250K Mortgage:
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# g/ ^* t$ H' ?, E( |, ]; r% |Mortgage/Month + property tax: $1700
' X9 X; M; k% w* q9 r2 oUtility (gas+electricity+water): $300/M, day:21 degree C Night: 19 degree C
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Other expenses you may consider once you have a house:
. t+ E# k9 l* U8 j9 F- FClosing cost (lawyer fee+inspection): $1000
8 i7 s* }% v. y. T4 I  SFurniture at Brick/Leon's level for two bedroom, one living room, one family room: $6K (Low level)
3 K8 D8 t* M5 K+ B+ xGarden & Lawn tools: roughly $200 last summer. need to buy much more this summer( c: z; I8 @# O3 ~
My neighbour said it cost her roughly $300 per summer for flower bed.
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I am also planning to put side at least $500/M for home maintence and improvement.
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4 n; X7 R9 S# Q! [1 i  NIn a word, you will have much more unexpected expesnes once you have a house. It is similar as buying a
5 `6 p: n2 f  h2 M# o% @+ ~ car instead of taking a bus. But you will also have much more fun to enjoy.
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[ 本帖最后由 zepher 于 2007-2-7 17:41 编辑 ]
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发表于 2007-2-8 10:43 | 显示全部楼层
谢谢蓝百合送的鲜花!真好玩!真高兴!
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[ 本帖最后由 wallyy 于 2007-2-8 10:46 编辑 ]
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 楼主| 发表于 2007-2-26 14:02 | 显示全部楼层
原帖由 疯青羊 于 2007-2-4 23:08 发表% E$ E+ w" O6 p+ V
如果只住两年左右不要买房了# S1 G0 U. O8 z; T) ?# b8 _% Y
房价即使涨也有限了2 Y4 y8 M' z( l
买卖房子也是很烦心的事" D; b- C5 L* ~3 p. T1 ~% v  x- v
我也不觉得你买个house生活质量能提高多少
0 d5 _# N) O9 c# N9 B- u( f你现在住michener park吧?那个地方位置多好啊 ' C. n2 }; J! Q- x/ S
买个房子麻烦事多着呢/ K9 ^) o+ n$ Y" k
水电用的不随心所欲,暖气烧得也让人心疼
: N+ T  S! ?9 b/ m( x我还真没见过有中国人家烧得比michener park暖和的

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是呀。而且Michener Park可能是老年中国人最集中的地方。老人在这儿不孤单。
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 楼主| 发表于 2007-2-26 14:04 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 在家闲着 于 2007-2-6 01:04 发表
, o- z' o* w/ Y& o) C( l& O. @Especially if your husband lose his job and you have to pay $2400 for your house monthly, you will be under tremendous pressure.

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 楼主| 发表于 2007-2-26 14:06 | 显示全部楼层
原帖由 zepher 于 2007-2-7 17:38 发表6 V* E2 X% P: m5 J
FYI$ x0 s. Q+ {1 \- b9 `% o- M
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I lived in Michener Park before and bought a house last summer. Just try to give you a rough idea how
$ `! t, I/ y8 [" n: d- c" P$ Fmuch you may spend per month on roughly $250K Mortgage:/ j  f8 e7 }5 X$ }  T

# G5 y* H0 Q. P) nMortgage/Month + property ...
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非常感谢你提供的信息。
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发表于 2007-2-26 19:08 | 显示全部楼层
这么贵的房子啊~~~
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