原帖由 WST 于 2007-6-15 21:45 发表 ' S$ ^% s, k1 j: F8 x) V# A) D# }# n2 C
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同意dgg的观点, 对于affordability,我补充一下。Affordability 主要是以房价和收入比来衡量。通常,收入以税前的工资为标准。这种算法实际上比较片面,特别是对爱城,因为很多家庭的被动收入(房地产,股票 ...
1 R3 a5 g7 P8 C7 g: P2 xThis is a good explanation to how real estate bubble forms. The market feeds itself to push the prices up, but eventually it will reach turning point, and the bubble bursts. ( z* s0 U8 U, q& M" |$ L* g8 E % ` j4 h5 P) Z& p3 F; |5 ?/ mThe risks to the current market:+ y8 x5 z4 l- [& `
1) Mortgage rates go up & c( }, w) ~ q! y1 w- l2) Oil price dropps % m" t: ]* J% n5 O/ Y1 T, l3) Less influx , P& h: {' x. U o5 U& n) Q4 U4) Speculators quit