埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2131|回复: 7

When to buy

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.9 G0 a7 t' d$ d0 n+ u
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.3 M( x5 E- A$ j; z& O
It is always better to buy when it is on the way up than it is on the way down.
. I! r. K) m$ j/ n7 m) e  `" `, pFor example, the condo average price is around $240,000 this March, now it is $270,000.5 V. H( ~8 q9 M/ v4 ]8 z
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
: O. F& q% N0 T# {I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.
& R1 N7 }* o5 L: WIf you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,; ~8 |4 s7 S# }  m% {
your mortgage interest rate may have reached 6%.* B9 \, W$ n4 o
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.' f5 }* P+ m  Y; {- o
( G( h( Z& |' M5 H* P# t
OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0002 ~; {/ x3 ]6 I7 j' x2 d8 j9 b
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 8 ?$ `7 M, Y# P% l& p$ k7 |, q
condo with $1000/month rent)  Total: $344,040$ s0 c$ Z0 w* t8 f0 j' a
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
# e$ u9 p1 r! s1 a  BWe can see what is the best, when it is on its way up, worst?when it is prime(peak).5 {9 S5 b3 J/ w3 \4 m7 I8 B4 V$ L

5 I) ?9 `$ d4 M6 v/ ^So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000." ]5 l; r  F* w0 I% F$ c% l
Cannot it be $270,000? Cannot it be $280,000?& y+ v, Z. t- d* W5 R5 d4 |) Y
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.* \& j+ `% {( |1 B! e
For me as a property investor, I will always tell everyboy, it is a good time to buy,
! c2 s& J% r. J4 @# E. ]9 _  dFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,* c% k2 a1 s" n) G  Z8 d
then they will switch to my line and try to "HouHou" to push the market up.% ^+ G9 ~0 X8 ?; m1 k

* d$ x+ _  O! DHuman weakness.' ~( W; X/ x, ]; D9 c) C

5 n, o* [1 r* JWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
' S* }. ?/ C1 |For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,4 z% B! a1 L; F: q) I  ~
then they will switch to my line and try to "HouHou" to push the market up.
. X. r) s+ K& Q: ]* m! @  s8 \& {" s
Human weakness.
9 v% x; I( q5 D5 X, n9 n+ m
# t0 v  _9 N$ y, E5 _; W# IWell, we are human, we have it.

- }2 U" V) q+ U& e& j0 B; j  }+ H5 B
呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
# p3 g6 s+ r7 N+ M) a0 M4 X0 ?
2 H+ }' E8 n4 w1 l7 p能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

% K. `7 ~) q7 m+ J" N; D0 m+ P0 T/ F装不了中文软件也没关系,用这个:
1 K; I/ ^7 A1 d& W, v5 hhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表
) f) Z' M  X5 |. n( h2 z5 S& m  z, v. J' ~: p

! K/ E$ S7 n, T6 V' R5 g永远看牛或者永远看熊的,那是猪。
1 `) K% a! s/ h/ l: M0 _
0 X& i  T- ~" I9 D

9 A* M& J+ ?# }6 v% |2 a% Y  h6 {9 [, c1 B0 Y0 i, A
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ' T8 G: G0 r9 _1 R7 W! Q1 p
I hope you are not 猪, and can have house sooner and become one of us.

7 M; j- [; n4 |7 |4 R
8 Y/ l, u  U3 l+ u, H! ~2 MYes, I won't be bearish all the time./ G5 A, r) G! p5 j+ P. e

* j, m5 j0 ^+ }) d3 d4 P" X. FI will buy a house, at the time and location of my choice.
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-6-25 13:33 , Processed in 0.240398 second(s), 19 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表