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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
- ?3 l" E/ j4 v0 \0 [However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.* P0 E# M2 B. C' S! ]
It is always better to buy when it is on the way up than it is on the way down.) Y, Y" i7 v6 ~, T3 b0 b6 H
For example, the condo average price is around $240,000 this March, now it is $270,000.2 K: n, Q3 f5 i/ X$ [4 d4 u& R" f# [
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000." I% m8 u1 A  b# H
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.5 j7 g, G  D/ Q- i: }
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
' F7 y1 q4 P5 Q6 Z+ v% byour mortgage interest rate may have reached 6%.
; a! b1 A8 p- d1 j7 k/ BHouse market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.; q& Y1 ]3 I" s) C% o8 o9 o

0 ~, J6 Q" k6 C- p7 s: ROK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0006 \& f: G( ^: V- a; N
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 7 B; t: E, [2 l( v2 d& I% g
condo with $1000/month rent)  Total: $344,040/ ^7 i. r% V$ _! {+ _- S
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
1 K8 J- ~* P9 O. M$ P& kWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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So, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
0 n: [2 v2 i  L( W' w) Z% c) NCannot it be $270,000? Cannot it be $280,000?
: ~1 Y6 n4 F8 [9 b: [So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.) q- z( v) t* w! V  X4 o* i
For me as a property investor, I will always tell everyboy, it is a good time to buy,
7 }$ t* y- Z/ v! o( iFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,; P5 D$ h+ M% `# i& {6 F7 @: g: d
then they will switch to my line and try to "HouHou" to push the market up.  f* a2 n( S* R0 o% ]8 {3 w+ H
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Human weakness.
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Well, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表 5 s% X4 }& T% X+ z! M% k" \$ G
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
+ s/ X# E& A( ^. v: Kthen they will switch to my line and try to "HouHou" to push the market up.
7 F. [  ^) K) Y" Z1 c. }$ @8 D2 l4 c# S0 p! \7 e2 P
Human weakness.9 M& C) ], ?' G. O/ \
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Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。
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* f! z1 U$ B; {9 Q/ e9 ~! s7 k2 U$ Z0 q1 u能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

, I" u5 f4 X. l! A2 h装不了中文软件也没关系,用这个:
" S$ o" ^  R7 vhttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 * ?" E0 P+ d' l" L! h; j. O- O
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永远看牛或者永远看熊的,那是猪。5 z# K  I0 P* M; E

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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表
: `) u" L$ }: j, t0 ]2 h0 PI hope you are not 猪, and can have house sooner and become one of us.

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Yes, I won't be bearish all the time.7 K" [, c. u- B4 P
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I will buy a house, at the time and location of my choice.
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