I found two additional good things about TD: : V* ^3 p* c: c! G2 O 1. If you deposit a check to your TD account, TD allows you to use it immediately. Alot of other banks will hold it several business days before you can use the money. * U- {6 s9 O9 u 2. TD is very convenient. They also open on Saturdays and workday evenings. Most branches work on day time only, and also not on Saturdays.