i do not why your insurance company will surcharge you by 20 percent. 0 P1 O$ G7 @+ E: rwhat is the name of that company? . V3 O3 ?# `) h0 _7 f0 P$ m4 o, W0 y6 P0 v
state farm has no such surchage at all . unless the added driver is under 25 years old.call 451 3666 for more detail.