RRSP 题目

勇敢的胃

While reviewing John’s 2006 T1, you note the following carry-forward number.  His unused RRSP deduction room at the end of 2006 was $5,000.  His earned income for 2006 was $75,000 and his pension adjustment was $10,000.
' l2 K" c+ ~% K. j  G1 tJohn contributed $500 to his RRSP on September 15, 2007 and $4,000 on February 25, 2008.
1 z( e" w6 z" {" H7 L/ p& k' YRequired:
: |9 c7 N" C, L! P) lWhat is the maximum RRSP deduction that John can claim on his 2007 personal tax return?

Xbfeng

The maximum RRSP deduction limit is $8,500 on his personal tax return. But he only contribute $4,500 before March 1st, 2008. Therefore, John only can claim $4,500 on his 2007 personal tax return. Then he still has $4,000 unused RRSP deduction room for 2008 tax return.