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 What to do if you are in a car accident9 f9 [6 q7 \( Y, A8 \' ?3 s8 r
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Step1. If possible, stop your car in a safe and visible place. If a car $ t3 W9 }5 G/ w7 y
cannot be moved, turn on the hazard lights. Turn off the* |4 @' |, j( t& T( ?
ignition. Be careful when exiting your car.7 }! ^( V8 \3 e- ]$ C" g. i1 ^
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Step2. Determine if anyone is injured. Do not move an injured person. ]2 n5 L: T: }9 S! r, _- o: N
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Step3. Call 911 for the police and ambulance (if needed) immediately.
/ {* s$ }7 M7 N! F Report any injuries." T$ y( {$ ^0 F
6 i- x5 t; M& a6 e/ t9 ~5 h( J ?Step4. If another vehicle is involved, get the car’s year, make, model
2 r9 G7 D. s/ q5 P, g and license plate number; the driver’s name, address and license8 K* s7 j) }3 \2 ]4 Y( e' I6 r6 Z
number; and the name of his or her insurance company. If the
- e4 f9 T& U" D3 r }- G! x/ h driver does not own the car, get the name of the car’s owner. 3 q% F; Q2 p* O+ D2 P+ x0 d3 U# g- F
Write down names and addresses of other passengers or
4 A6 F) U+ u2 O" w witnesses. If you have a camera take pictures of the accident " F# ]. O9 ^7 x3 w, O9 F
scene.
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+ i0 s P, |9 J4 l8 ~Step5. The police officer will give you a copy of the collision report.
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, L; U @; K BStep6. Cooperate with the police, but do not admit guilt for the 2 o8 |3 Q1 q, i
accident in any way. You may be required to show proof of + \" L( h$ B, u1 v; S# {/ |2 u: y
insurance, but do not reveal how much coverage you have.
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5 H% e5 ]0 \6 h/ `1 cStep7. Do not accept any money the other driver may offer. By
: P m% u( ~; Y% I accepting money, you may give up your right to file a claim
6 ~+ S# v0 ]$ L9 E# {% ? against the other driver, even if the damages turn out to be
. E; R9 R1 S, \! ] more extensive than you first thought.2 T1 z0 ]+ l7 d+ p1 t8 l
9 G) P& u1 n, o5 }7 C! B6 ]0 DStep8. Do not agree to forget about a minor accident. You may see; F6 I: F' S2 V, j Q
later that there were hidden damages or injuries. The other
) l% X* j0 E" G' L% D8 r3 j person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, 7 ]+ w X- Z3 o; @' I/ U) u3 G$ J
hazards, road conditions and driving speed. Draw a picture of 9 T0 l7 N- a& P E
the site, showing stop signs, signal lights, etc. Try to measure , U" b+ ?% r" d+ n( H' d
skid marks and determine the point of impact. Note any damage* }% F+ x z$ h% u+ k
already on other cars involved. If a camera is available, take % R; V) @% Y. y2 x5 \ F2 K9 S
pictures of the accident.$ S# n" C g# F4 h
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Step10. Report the accident to your insurance agent or insurance ) Z6 A9 x, H* `& L
company as soon as possible. Call a lawyer Bruce King, to discuss
7 l$ L- [( R2 ?8 N your accident.
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, \; O. `4 \. u4 c c7 C1 N[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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