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 What to do if you are in a car accident [* Y: `5 w9 F! U" C4 x
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Step1. If possible, stop your car in a safe and visible place. If a car
) x1 I$ ], @2 G2 l! ~- M cannot be moved, turn on the hazard lights. Turn off the, I" G0 S" V% T+ _% |/ M+ W2 A& u
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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6 e7 s, S+ t! |8 p# AStep3. Call 911 for the police and ambulance (if needed) immediately.
; @& B) d; p' S' W, W% | Report any injuries.
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0 K3 U7 [ a4 F# R1 rStep4. If another vehicle is involved, get the car’s year, make, model l# h" q; h8 M, a/ y
and license plate number; the driver’s name, address and license( {1 V$ U' g `0 }
number; and the name of his or her insurance company. If the
' ~! x- ~7 x8 N! b! M driver does not own the car, get the name of the car’s owner. % L/ B1 M7 q: J x ?+ U
Write down names and addresses of other passengers or # r! W: q }4 S: F" q
witnesses. If you have a camera take pictures of the accident ' [ W$ ~ D2 V# U. f9 [
scene., l H2 l9 Q' a1 g1 {/ v
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Step5. The police officer will give you a copy of the collision report.6 |( f' h' W, f; n; \: ~- J
6 |5 t, y6 d9 r9 K; ~8 Q1 iStep6. Cooperate with the police, but do not admit guilt for the
. @0 k& z1 f8 ~) \' c accident in any way. You may be required to show proof of
- h5 b( S9 w# [% W3 b8 R# A5 r insurance, but do not reveal how much coverage you have., ~( l7 T0 I, a" B% V7 s7 V2 S
' ]& b7 [- Y* D9 y6 fStep7. Do not accept any money the other driver may offer. By
# S# S! D$ g+ u8 z accepting money, you may give up your right to file a claim
2 W4 S/ V, Q) p) P$ @0 n against the other driver, even if the damages turn out to be* S5 p/ ?5 \4 H/ G+ ?7 a
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
% Z2 `' ?* M8 A1 p1 |8 d$ c2 w later that there were hidden damages or injuries. The other6 R( r; Y& `6 L: R0 T, g" l
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
$ e0 e, h( e9 R hazards, road conditions and driving speed. Draw a picture of " Q6 C3 e1 q1 \" g2 a8 j
the site, showing stop signs, signal lights, etc. Try to measure
) W& ?3 h3 L4 j1 | skid marks and determine the point of impact. Note any damage
7 S$ `* p; e, I9 O9 U# p already on other cars involved. If a camera is available, take
% G9 D; o. p( Z8 @2 f( X pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
! _. v8 w( u* a T0 Q company as soon as possible. Call a lawyer Bruce King, to discuss
% |+ x6 F3 A1 r% W! |$ g your accident.5 i6 ^, w& V c! E! M$ ^: k
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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