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 What to do if you are in a car accident" s& l' ^. d, X/ G( T) L& m
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Step1. If possible, stop your car in a safe and visible place. If a car
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ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.: [+ Q& a, _) O. A' b8 @
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Step3. Call 911 for the police and ambulance (if needed) immediately.
$ P4 k6 Z# }1 @! H% e& ?" B Report any injuries.( Y' p, ?) K' v* d) s8 D i
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Step4. If another vehicle is involved, get the car’s year, make, model
" d* G, l1 V- m% q! N. [ and license plate number; the driver’s name, address and license
/ L! I% ^& y, H0 H4 D# o number; and the name of his or her insurance company. If the
; u0 z2 r! m+ D9 q* F" R( Z driver does not own the car, get the name of the car’s owner.
5 W0 O2 m5 ]; ^ Write down names and addresses of other passengers or
; s4 M6 f4 C4 `9 E; k! c witnesses. If you have a camera take pictures of the accident 4 T& o# R2 _: E* @% }
scene.
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Step5. The police officer will give you a copy of the collision report.
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0 f9 T- L. t: a# dStep6. Cooperate with the police, but do not admit guilt for the
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insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
" E% F% x% ^; O! |2 M" {3 t accepting money, you may give up your right to file a claim
. A( {8 ~7 Z, P9 R* ? against the other driver, even if the damages turn out to be; [ l" r4 ?. i2 o! n
more extensive than you first thought.4 _# k9 r: b- a
7 x4 Y+ k( y# Z* B! I! i9 z) ZStep8. Do not agree to forget about a minor accident. You may see8 w! E' E( j$ f8 }
later that there were hidden damages or injuries. The other
' a8 m9 g/ G, X8 R' k person may even file a lawsuit against you.
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5 ~. g2 O' Z) Y- qStep9. Write an account of what happened: time of day, weather, + D- `9 a4 m& ~' C9 p8 D+ ^
hazards, road conditions and driving speed. Draw a picture of 2 ^" J! L9 [% E, x3 H
the site, showing stop signs, signal lights, etc. Try to measure 3 I" v7 l6 t$ ~ I. m7 o
skid marks and determine the point of impact. Note any damage
: g% O: Q5 b8 X( S: ~5 F9 c already on other cars involved. If a camera is available, take
/ d9 r& G* p: a: G0 y1 c! D pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance ) F4 K- V. V- S1 u9 l
company as soon as possible. Call a lawyer Bruce King, to discuss; I0 [% L6 S1 ^
your accident.8 l- k. z, u8 _2 P/ e- E& A( j: u& x
3 ~: m L2 Z- s8 J5 Q[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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