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 What to do if you are in a car accident4 D, d/ Y: R9 t5 O
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Step1. If possible, stop your car in a safe and visible place. If a car 7 ^- c: T# \( ?" q1 D
cannot be moved, turn on the hazard lights. Turn off the; [) }, Q9 Q* s
ignition. Be careful when exiting your car.$ V' `/ c! o' S I3 n
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Step2. Determine if anyone is injured. Do not move an injured person.0 m& E) Q& o# O( M
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Step3. Call 911 for the police and ambulance (if needed) immediately. $ R: p7 Z) G- _; _
Report any injuries.
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6 c/ l( Y9 N3 y/ fStep4. If another vehicle is involved, get the car’s year, make, model
+ r7 G! M' m8 L/ a; [+ L and license plate number; the driver’s name, address and license
: f+ g9 ~! t) H9 R4 O number; and the name of his or her insurance company. If the * Q& s/ x' \2 L& {$ I
driver does not own the car, get the name of the car’s owner. 3 @% a3 u0 \# h( r
Write down names and addresses of other passengers or 4 P* y# R6 y3 _3 M8 m5 L5 ?
witnesses. If you have a camera take pictures of the accident
4 B, P* Y% h% }' ~7 }+ T: @ scene.+ x1 J" c! R! ^# F4 u# _
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Step5. The police officer will give you a copy of the collision report.
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- c; P' x, v& _Step6. Cooperate with the police, but do not admit guilt for the 8 E) f* _ U" }7 @9 a9 J
accident in any way. You may be required to show proof of
9 I* U# u: [9 m# X( T$ q insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
: O# M0 g( v- W6 z/ j0 }4 B7 J M accepting money, you may give up your right to file a claim - c* T1 s5 T/ B" H8 f& V; n2 [
against the other driver, even if the damages turn out to be- {& d7 A. R. \8 J: v5 h: \# e6 k
more extensive than you first thought./ p# U" [! v3 e* o( E5 u& F6 Z
$ L. p K6 A5 cStep8. Do not agree to forget about a minor accident. You may see
, ?) `5 P" b1 g later that there were hidden damages or injuries. The other: U/ ]$ @7 N* V c
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, : D' ^0 e& R2 _1 z8 M1 [6 u
hazards, road conditions and driving speed. Draw a picture of
5 U. i3 n1 v, _7 T S8 C the site, showing stop signs, signal lights, etc. Try to measure
0 ~: y# C2 |' c0 o. \ skid marks and determine the point of impact. Note any damage
* _, w5 R6 p( h3 D8 C already on other cars involved. If a camera is available, take & }" }5 F/ S0 j H. w
pictures of the accident.: k. R2 W" a$ ^/ B
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Step10. Report the accident to your insurance agent or insurance
* e/ Q( V1 X4 v9 k% S company as soon as possible. Call a lawyer Bruce King, to discuss
. R5 G6 j- P' k( T; f8 [ your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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