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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
i* V3 g8 P: I6 Z cannot be moved, turn on the hazard lights. Turn off the
6 M C- ]# K" P2 {! d, @ ignition. Be careful when exiting your car./ {$ U: c! W! k1 Q0 d) e
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Step2. Determine if anyone is injured. Do not move an injured person.
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( R( e) A K6 N/ n# m- tStep3. Call 911 for the police and ambulance (if needed) immediately. , `( P7 C9 s' z5 T6 Q
Report any injuries.- y$ \3 O; A' h+ S* N! X
3 c! X. |* e' R! n5 F+ H9 AStep4. If another vehicle is involved, get the car’s year, make, model 9 @: k7 w' }$ q
and license plate number; the driver’s name, address and license
* K$ C1 V- A( K4 ?0 c number; and the name of his or her insurance company. If the , j) d, r3 O: T/ b
driver does not own the car, get the name of the car’s owner. 6 s* d- e% i/ H O
Write down names and addresses of other passengers or 3 b- f5 B! F1 Q' x# F
witnesses. If you have a camera take pictures of the accident : c: ~* \, |; W1 U/ h$ N+ Y
scene.! h! F. c0 H2 J! M: h
$ v$ p8 y# F0 \. u5 \Step5. The police officer will give you a copy of the collision report.5 t8 h8 i5 L* }& L1 v' L2 e
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Step6. Cooperate with the police, but do not admit guilt for the
! F4 A1 N2 S. l( U" l# s6 R# Q9 }3 L accident in any way. You may be required to show proof of
+ C) N7 [2 Y# w( O insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
. N" w+ @4 b, m" t: z0 }5 W! \ accepting money, you may give up your right to file a claim
# i Q6 J! e! }0 V, z& d against the other driver, even if the damages turn out to be
- m. D7 X: X6 ^* n4 a5 i more extensive than you first thought.: g$ ]+ L) i; w$ b( ~7 z4 T) l
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Step8. Do not agree to forget about a minor accident. You may see
# `8 G T4 M% z* h2 A6 i later that there were hidden damages or injuries. The other: [/ W" Z: L9 E( q% i
person may even file a lawsuit against you.3 I# y, |5 [# l0 d
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Step9. Write an account of what happened: time of day, weather,
3 t9 H! \4 B/ S hazards, road conditions and driving speed. Draw a picture of
7 v- |) b+ S! U' g the site, showing stop signs, signal lights, etc. Try to measure 8 T5 f9 L u& ?3 l! T3 u- o
skid marks and determine the point of impact. Note any damage
; A7 G, u9 d1 ~ D$ j8 B already on other cars involved. If a camera is available, take # Z% w1 N0 s8 Q0 v( p
pictures of the accident.8 F O& H0 Q% M3 G' C
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Step10. Report the accident to your insurance agent or insurance
4 y4 ?) e# w* H" i4 m/ [ company as soon as possible. Call a lawyer Bruce King, to discuss Y. j: n# S" e3 X2 y
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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