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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
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ignition. Be careful when exiting your car.% C1 I: x5 ~9 g# C$ P9 Y
$ w+ b, t7 L8 \% z) B0 k, QStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. * G" U5 `% E5 t i9 B
Report any injuries.
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* n/ s) K$ X2 u; ?! MStep4. If another vehicle is involved, get the car’s year, make, model
& J3 l1 I& Y: j3 W8 A0 w and license plate number; the driver’s name, address and license
1 j6 ?# G& s, T$ B$ z number; and the name of his or her insurance company. If the
' L- ?7 o6 C } driver does not own the car, get the name of the car’s owner.
% y0 O. [( q5 m0 g! r0 W& x Write down names and addresses of other passengers or
8 k2 P: r. G6 H' _ witnesses. If you have a camera take pictures of the accident
, x$ a/ X; U; W1 S; v$ D8 o; m scene.
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" {! F' y; }) z" NStep5. The police officer will give you a copy of the collision report.
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9 p. ^2 a) g5 WStep6. Cooperate with the police, but do not admit guilt for the 1 Z' s1 i1 _. V9 @3 I! O8 |
accident in any way. You may be required to show proof of ( d' F+ B- O; n' a
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By) M8 y+ X8 E* h; c7 T/ U
accepting money, you may give up your right to file a claim
' f, w7 |& J8 S! P8 n2 x# v0 } against the other driver, even if the damages turn out to be
, C* u' w9 G( U8 @# ~& a more extensive than you first thought.
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) @' W% u# y1 J0 L7 qStep8. Do not agree to forget about a minor accident. You may see
& k* K: R5 Y0 g3 C- x) ?7 X# q later that there were hidden damages or injuries. The other
$ e9 D' _5 M3 _6 R& {9 k0 v person may even file a lawsuit against you.
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; g! W; I& [: f9 fStep9. Write an account of what happened: time of day, weather, 5 l* ?( ~# B- r( e
hazards, road conditions and driving speed. Draw a picture of
2 b/ `8 \* Z) t& ^1 V5 j the site, showing stop signs, signal lights, etc. Try to measure C9 y" Z! `" b5 k* \- V- h7 a
skid marks and determine the point of impact. Note any damage* D9 L9 j5 j" p# E: Q
already on other cars involved. If a camera is available, take , |$ \+ X, T: m J$ J
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
6 V# r& w' h% U* h6 f9 i, R company as soon as possible. Call a lawyer Bruce King, to discuss1 b. c: o) H7 \# C) `2 }
your accident.7 U, j' j* B" T% D- z2 U2 p
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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