好消息—关于RESP

xiaokouchangkai

告诉年轻的父母一个好消息，就是从2004年1月1日后出生的孩子，如果能拿到牛奶近，只要父母给他开一个RESP账户，政府就一次性补贴500元（正常的20%除外），同时从1岁到15岁，如果这孩子一直能拿到牛奶金，政府每年再补贴100元。2005年1月1日后出生的孩子，阿尔伯塔政府再一次补贴500元。

横跨太平洋

WK，如果从1到15岁一直拿牛奶金，那说明当父母的在这十五年里收入一直很低，那是不是太失败了？

danaiwa

dave2004

爱城市民,
, q% J5 Q+ }3 W" u2 x
; h2 @/ x5 |& V5 V( V7 W9 mCould you let me know the original resource of the news?  Thanks.

xiaokouchangkai

很多2004年1月1号后出生的孩子这段时间拿到牛奶金的同时都收到了一张关于这个信息的说明纸，我手上就有一张。（相信在canada palace 就有拿）也可以打电话去1-800-622-6232询问或去www.canada.gc.ca查看。

dave2004

Canada Learning Bond
( N7 U& I% ]) EThe Federal Government, in the 2004 Budget, introduced the Canada Learning
' H8 k! i8 o5 qBond. The Bond is aimed at helping low-income families save for their children’s
- h0 e% A  g' Vpost-secondary education pursuits. Beginning in 2004, each child born to lowincome
families, those earning $35,000 or less and who are also entitled to receive
) R$ O1 w5 O% e2 ~' Ethe National Child Benefit, will receive a $500 Canada Learning Bond.
. u& G' S5 b2 c/ Q2 b+ a" x, [" oAssuming a child remains qualified for the Canada Learning Bond, the child will
continue to receive $100.00 in each subsequent year in Canada Learning Bond
+ f" c- k6 L4 E) O' Ginstallments. The Federal Government projects that the Canada Learning Bond will
) H5 x% h5 e/ n8 B: ?; Acarry a cost of up to $85 million this year and up to 120,000 children will benefit
from the program2. The government says a child living in a low-income household
: i/ m4 y' F; J7 `. Pcould receive up to $2,000 for their education.
) n" u" ?  c5 K# r, x, X) NAdditionally, in terms of post-secondary education and low-income families, the
government has introduced a new one-time grant of up to $3,000 for first-year
2 D6 a; N+ G4 p7 Estudents whose family income hovers around $35,000 or less a year.
4 y" ]! s" T8 d2 NAlberta Centennial Education Savings Plan Act
3 E: Y- u# Q$ I8 ?4 CDuring the 2004 Spring Sitting, the Alberta Government introduced and
  A% a+ Z( w* q1 Hsubsequently passed the Alberta Centennial Education Savings Plan Act. The
program created by the Act is available only to residents of Alberta who have
7 c; S8 i, D0 l4 W- m& Gchildren born after January 1, 2005 (Alberta’s Centennial). The program, at first
glance, seems quite simple in scope but it does have many intricate details that,
once communicated, reveal a complicated program that relies on proactive parents
9 s- G3 u9 ?) @5 hto absorb the full benefit of the program.
! t" b" D7 |  B! M- iAlberta residents, who have a baby born on January 1, 2005, or after, will be
# t3 h* F2 a) z0 {, peligible for a $500.00 grant toward the baby’s established RESP. The grant will
; E; V' U& N5 _8 ~3 o  U. Tonly be awarded if a RESP is established within the first year of the baby’s birth
- P4 \( [+ E: v& w' q(though Alberta Learning is looking to extend this deadline to two years or, albeit
# Y* z3 i/ q. C8 Qunlikely, extending the deadline until the baby has reached their first year of
% {6 @, C  ~; t/ \; q. |schooling). Should a year elapse and the parents do not arrange an RESP account,
( T+ }! L* N( u) C1 zfor the baby, then the baby will not receive the $500.00 grant, period. Subsequent
$100.00 grants are awarded when the child reaches grades 3, 6 and 9. Each of
those grants will require parents to provide matching dollars to qualify. These
grants are awarded with the same limitations and restrictions as the initial $500.00
% z. A, ^$ |7 w9 i  P2 K) X8 wgrant. Potentially, an RESP could receive up to $800.00 in Provincial grant money.

xiaokouchangkai

大家可以去
http://www.professionalreferrals.ca/article.php3?id_article=854
3 n* d2 t3 w$ j查看，如有不明白可以问我，乐意为大家解答。