/ @$ V+ c/ t1 [! j5 }- y) E. ^1 |4 c 2 R- _# K. h# M* J- u/ jBut Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corporation, warned that the country could expect a tidal wave of up to five million foreclosures over the next two years if the government took no additional action. 5 D; _7 G# k. n; Q+ r# y0 N