Better go through insurance company if it will cost that much ,that is why you need insurance , then find another cheaper insurance INC to renew .5 I( {* L! m( P! {+ j/ e
I had accident last year , after fixed the car , my insurance went to $600/year more to renew with the same company , and that was how i deal with it . ' x. v% X$ X5 K% B5 W$ g' c1 M% [1 e# X' l! P5 z
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just a suggestion . ...