本帖最后由 chiau 于 2009-6-24 23:34 编辑 # {4 f p& Z% s# m9 L- z
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After payoff of my mortgage, what will happen ? and what should I do? 多谢!
Celerbrate ! # r+ i% ~1 t3 g) F# S+ l' X & J9 g% x& m3 j3 j! _You can get a Home Equity Line of credit(HELOC) if you do have any plan to purchase anything else or a second house.
本帖最后由 甬江 于 2009-6-25 18:50 编辑 ( V! x' b( Z/ d. c7 W' L1 k9 I: m0 K+ Z+ V$ _: k+ X
The bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
3 v+ v: _" f. B A' h不要忘记庆祝一下哦!: x+ s6 ^- V! Q5 s2 Z
记得肥皂剧everybody loves Raymond里面一集,Raymond的老爹老妈终于把mortgage给付清了,专门开了一个party庆祝,他老爹无比夸张地拿出了银行的贷款文件,用打火机把它给烧了。那份如释重负的心情,大概每个有mortgage的人都有体会吧。