Celerbrate ! 8 h9 Y M; d* L ( }% K& } V; H8 K; ~8 C' z& kYou can get a Home Equity Line of credit(HELOC) if you do have any plan to purchase anything else or a second house.
本帖最后由 甬江 于 2009-6-25 18:50 编辑 . G0 a, h" O" W9 n- A& @
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The bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是需要去land title office那里付很少手续费打印出来。7 r3 |. e Y9 k! r
或者是各家银行不同,有的银行可以直接把新证书也代办了寄给屋主? * B0 S. H$ ^; O0 x2 W7 l建议楼主去电自己银行咨询是否会把证书也寄来?或者去电land title office咨询权威的答复。
非常感谢web_passenger 和 海妮妮!祝周末愉快! 7 r4 c. D. Y; L2 V; \' `& @8 Fchiau 发表于 2009-6-25 23:25
9 K4 M: F5 i, }不要忘记庆祝一下哦!6 V9 a: Q+ y. Y2 Y
记得肥皂剧everybody loves Raymond里面一集,Raymond的老爹老妈终于把mortgage给付清了,专门开了一个party庆祝,他老爹无比夸张地拿出了银行的贷款文件,用打火机把它给烧了。那份如释重负的心情,大概每个有mortgage的人都有体会吧。