 鲜花( 115)  鸡蛋( 0)
|
楼主 |
发表于 2009-8-16 13:13
|
显示全部楼层
请问哪些银行可以提供5年浮动的prime+0.3%? 多谢!) l4 a3 ~! W, U9 S! i8 g
meijuli66 发表于 2009-8-15 23:33 
; w. l& L$ f0 E5 l; J7 Z$ e) f" ^' E- P- J6 R
Variables Get More Competitive: X/ P- u$ d+ Q- }
{: ~( D* x% j7 I6 X Variable-rate mortgages are inching closer and closer to prime.
/ t9 c2 Y( j/ J# ]7 U6 H
- _7 H" d9 Z% A, ]) DThis week we saw a few lenders drop down to prime + 0.15%. Nationwide variable rates haven’t been this low since last fall.4 h2 v& _! P4 Z! k4 K! z9 Q
9 g: K3 e5 z% X# g- p+ \4 F* U( p2 mMerix and MCAP were among the lenders cutting rates this week. Each is now offering prime + 0.15%, on 3-year and 32-month terms respectively.
7 Z }1 h& L, q5 dYou might ask yourself, “Why would I want a variable term under five years?” 0 e* I) {. W! g2 T2 h/ v
The answer is based on the belief that variable-rate mortgages will once again be offered at discounts to prime. If that occurs in the next 3 years, then a 36-month term lets you reduce your rate quicker than if you were locked into a 5-year term (unless you broke early and paid the penalty, of course)., H! F" ]0 a: {! R7 e; G% }4 |1 ]5 o
1 q+ E. u, h6 R! l: mWhat’s more, these shorter-term variables are priced a little better than 5-year variables (2.40% for a 3-year versus 2.45% to 2.65% for a 5-year). |
|
狗仔卡
发表于 2009-8-14 14:11
提升卡
置顶卡
沉默卡
喧嚣卡
变色卡
显身卡
