 鲜花( 115)  鸡蛋( 0)
|

楼主 |
发表于 2009-8-16 13:13
|
显示全部楼层
请问哪些银行可以提供5年浮动的prime+0.3%? 多谢!
0 E3 J* A5 d5 m- p, Imeijuli66 发表于 2009-8-15 23:33  7 {( p; \4 N0 ~$ ~ q, X' d
; m2 d8 {, \" ?Variables Get More Competitive
* S* E, v+ x; q W& Z, z( k- x( m5 V0 V7 T* _
Variable-rate mortgages are inching closer and closer to prime.+ F* @: @: D2 x$ Q5 x+ D( p
6 l3 m- i$ J4 d
This week we saw a few lenders drop down to prime + 0.15%. Nationwide variable rates haven’t been this low since last fall.6 T: N: k u6 C1 K, a8 V
1 d, e3 }& m; m5 n
Merix and MCAP were among the lenders cutting rates this week. Each is now offering prime + 0.15%, on 3-year and 32-month terms respectively.
R3 B2 d2 s% a! [2 SYou might ask yourself, “Why would I want a variable term under five years?”
, q, _3 b6 j ?1 S; g" l7 @' DThe answer is based on the belief that variable-rate mortgages will once again be offered at discounts to prime. If that occurs in the next 3 years, then a 36-month term lets you reduce your rate quicker than if you were locked into a 5-year term (unless you broke early and paid the penalty, of course).
' T$ `; Y ~5 O+ e7 b+ T* K/ d+ Q7 a7 o0 J) k" n' S
What’s more, these shorter-term variables are priced a little better than 5-year variables (2.40% for a 3-year versus 2.45% to 2.65% for a 5-year). |
|