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利率新动向:3年浮动 P+0.15%;5年浮动P+0.30%

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鲜花(115) 鸡蛋(0)
发表于 2009-8-14 14:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
本帖最后由 年轻的心 于 2009-8-14 15:14 编辑
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利率新动向:4 Q. X( ]/ K/ L# L% }% v8 Y

, }* I( r( T' S( [/ A" A- f6 ^8 ^3年浮动 P+0.15%
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5年浮动P+0.30%( c3 r3 D  }2 M2 U" r& s. G+ W/ P
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3 year  fix  3.39%/ _. l7 ^' y0 H9 K# a

% X! X* {: N4 m; S( X& a* C0 I7 S4 year  fix  3.85%
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5 year  fix  4.09%
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呵呵,需要的朋友请点击右边广告 Email 联系。
鲜花(25) 鸡蛋(0)
发表于 2009-8-14 18:20 | 显示全部楼层
我想知道五年浮动利率加0.3%有什么要求没有?谢谢!
大型搬家
鲜花(115) 鸡蛋(0)
 楼主| 发表于 2009-8-14 21:19 | 显示全部楼层
本帖最后由 年轻的心 于 2009-8-14 22:22 编辑
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我想知道五年浮动利率加0.3%有什么要求没有?谢谢!; \) o" |! ?6 T1 G/ \  V9 U4 p
lunik 发表于 2009-8-14 19:20

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8 g$ r3 \% `% w7 e信用分数在620分以上,稳定工作2年以上。别的要求跟大多数银行差不多,也没有特别限制。
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" ^" k" h+ x- M, i, R5 M提前还款为20/20, 即每月可以多付每月基本还款的20%, 每年可以多还剩余本金up to 20%,两项之和不超过20%/ e$ w, [3 j; e( M* D
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例如:贷款20万,每月应还$900. 你每月可以还到$1080;每年可以再最多还剩余本金 200000 x 20% - 180x12 = 37840,即多还的两项之和不超过40000.
鲜花(2) 鸡蛋(0)
发表于 2009-8-15 22:33 | 显示全部楼层
老杨团队 追求完美
请问哪些银行可以提供5年浮动的prime+0.3%? 多谢!
鲜花(115) 鸡蛋(0)
 楼主| 发表于 2009-8-16 13:13 | 显示全部楼层
请问哪些银行可以提供5年浮动的prime+0.3%? 多谢!
' O7 a( A3 P& D' V! H$ w! Qmeijuli66 发表于 2009-8-15 23:33
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: `9 h0 E! s' D' v4 Q7 AVariables Get More Competitive3 E  B6 {2 T3 O
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Variable-rate mortgages are inching closer and closer to prime.
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This week we saw a few lenders drop down to prime + 0.15%.  Nationwide variable rates haven’t been this low since last fall.
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Merix and MCAP were among the lenders cutting rates this week.  Each is now offering prime + 0.15%, on 3-year and 32-month terms respectively.. [# D7 d: d9 _4 J2 _
You might ask yourself, “Why would I want a variable term under five years?”  % I; T* z( d" _# L% J. C, h! z
The answer is based on the belief that variable-rate mortgages will once again be offered at discounts to prime.  If that occurs in the next 3 years, then a 36-month term lets you reduce your rate quicker than if you were locked into a 5-year term (unless you broke early and paid the penalty, of course).
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" ~7 \/ |0 T# B) Y. sWhat’s more, these shorter-term variables are priced a little better than 5-year variables (2.40% for a 3-year versus 2.45% to 2.65% for a 5-year).
鲜花(1022) 鸡蛋(4)
发表于 2009-8-17 12:00 | 显示全部楼层
好消息!
鲜花(2) 鸡蛋(0)
发表于 2009-8-17 15:18 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
Variables Get More Competitive+ m5 k2 T* G( Q4 x

0 c5 p, K' _$ t, B# U" @ Variable-rate mortgages are inching closer and closer to prime.
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* @; x; Y% ~- _' EThis week we saw a few lenders drop down to prime + 0.15%.  Nationwide variable rates haven’ ...
0 @" Q+ t$ `9 `- L( x$ J( c. B7 D! R年轻的心 发表于 2009-8-16 14:13

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( B; Y+ y$ a# t, B& y& F/ Gthank you very much!
鲜花(2) 鸡蛋(0)
发表于 2009-8-27 14:21 | 显示全部楼层
非常感谢,确实是好消息,希望其他贷款机构也都降利率!
鲜花(115) 鸡蛋(0)
 楼主| 发表于 2009-9-3 07:15 | 显示全部楼层
利率新动向:
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3年浮动 P+0.10%
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+ j! ^( R% ~" u3 \/ f5年浮动P+0.20%3 w' d3 j& E( q' d! X( n
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3 year  fix  3.39%9 o; |5 z8 `4 u

0 @; M7 s+ g- @  i* r1 G3 L" \4 year  fix  3.85%9 \* K) Z9 B8 f3 U& n4 q
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5 year  fix  3.99%
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