 鲜花( 115)  鸡蛋( 0)
|

楼主 |
发表于 2009-8-16 13:13
|
显示全部楼层
请问哪些银行可以提供5年浮动的prime+0.3%? 多谢!
3 t5 R6 m* v: Cmeijuli66 发表于 2009-8-15 23:33 
5 \+ N/ X" ^. l
/ }8 C T6 J# ~8 GVariables Get More Competitive
1 r' |' c ?+ ^( n/ `$ Y* j4 a+ e& ?1 t, w2 h
Variable-rate mortgages are inching closer and closer to prime., K/ c, ^2 i6 I: E
4 v! W+ l( w% ]# C
This week we saw a few lenders drop down to prime + 0.15%. Nationwide variable rates haven’t been this low since last fall.
; y8 P5 ~ ~* f/ D/ f# V, c - k% t2 @' M6 I% U: I, e1 g, l5 K3 j
Merix and MCAP were among the lenders cutting rates this week. Each is now offering prime + 0.15%, on 3-year and 32-month terms respectively.
' K$ e9 b5 T: o! GYou might ask yourself, “Why would I want a variable term under five years?”
8 {$ B9 I/ t- I9 X% p3 O" }, bThe answer is based on the belief that variable-rate mortgages will once again be offered at discounts to prime. If that occurs in the next 3 years, then a 36-month term lets you reduce your rate quicker than if you were locked into a 5-year term (unless you broke early and paid the penalty, of course)." x$ `- D7 E) q1 [8 m( {% x
( e# F, C7 g( l, n
What’s more, these shorter-term variables are priced a little better than 5-year variables (2.40% for a 3-year versus 2.45% to 2.65% for a 5-year). |
|