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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 ING DIRECT也不是取代支票账户的,是一个很好的补充。
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3 [1 l2 K# V$ [开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,如果填写orange key是 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,就可以拿到2000块奖金。7 M+ M1 ~: G% _8 k! G& m
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ING DIRECT的所有利率情况如下:
8 f M# O3 M9 }- t) l$ \/ t( H# _5 }$ B9 ~7 l
6 R- [5 {1 I3 d2 _* I ?Investment Savings Account (ISA) 1.35%6 E8 S8 y0 m7 _2 ^% t; U! P5 \& \
US$ Investment Savings Account (ISA) 0.75%
0 [6 l8 Z1 N' N9 U2 f: a/ tRSP Investment Savings Account (RISA) 1.35%
8 p0 T& [4 Z qTax-Free Investment Savings Account (TFSA) 3.00%
: }5 c3 r3 t) B9 }' I/ G" N4 P9 `Children's Savings Account 1.35%2 G6 s/ p; }. d! o
Business Investment Savings Account 1.35%
' c1 v# \: C$ F& |# L4 hUS$ Business Investment Savings Account 0.75%# Z: P* [( ~( P/ d$ s4 ?- g$ M
Guaranteed Investment (GIC) - 1 Year 1.25%, w6 k2 @( U: J9 X
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
& f% q+ W1 s! B4 J: {" z. N- }Guaranteed Investment (GIC) - 2 Year 2.00% E+ s9 |2 p" n$ ]$ l p [8 H0 e
Guaranteed Investment (GIC) - 3 Year 2.50%# a( ?/ l% x% ] l$ D5 \
Guaranteed Investment (GIC) - 4 Year 2.50%
7 I. M6 G9 ?' _6 H# X! A) PGuaranteed Investment (GIC) - 5 Year 3.25%! V% ~; d. P, M. y2 o
US$ Guaranteed Investment (GIC) - 1 Year 1.00%- g- W6 }+ C, ]( i* n2 I5 ~ T
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
J8 I# P8 A' LUS$ Guaranteed Investment (GIC) - 2 Year 1.25%, [- @3 C0 }; S6 T \6 p
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
8 Z3 t9 l: B8 @" c7 S) y* YUS$ Guaranteed Investment (GIC) - 4 Year 2.00%
! @0 C, }& I$ mUS$ Guaranteed Investment (GIC) - 5 Year 2.00%. [% f- v, a# _% R @3 F" J
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
; N- L. v; C5 N; y. n) w5 } IShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
! T& M/ p5 _4 DShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
" u/ @; Y. [9 }" n& V6 iUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%( X Z% r# I6 ~. w& Y
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
$ O) E+ t2 m3 |; S% _% G7 O2 IUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
7 _4 u* W) ^1 Z5 _% CBusiness Guaranteed Investment (GIC) - 1 Year 1.25%
$ h8 g3 q* g+ b! \; N# X6 XBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%2 e$ n6 p) l8 v6 ^2 Y8 }
Business Guaranteed Investment (GIC) - 2 Year 2.00%
* m5 s3 ?" h( l$ IBusiness Guaranteed Investment (GIC) - 3 Year 2.50%# L; N/ W/ {# ~. r5 ?- p
Business Guaranteed Investment (GIC) - 4 Year 2.50%8 O6 S* o O0 p4 ~# S$ ^
Business Guaranteed Investment (GIC) - 5 Year 3.25%0 y5 P3 G! Y0 }* w, B1 U
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%8 R8 y7 n0 y4 _. Q
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%5 K1 c8 I" f5 Z, L' [/ x8 f" z4 m
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%: m3 c8 N* h! E/ ^! I" h1 S
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%9 j# o% H* c! a, ]* B+ q
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
5 E" l' N0 C" b" f0 kUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%0 o: o6 H. E4 N3 v: r' @
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%+ ?5 ?2 h% g! B- P
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
+ Z* j* h S N( m* gBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%& D3 c0 q% `8 U; D5 w+ h4 _: W
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%. q* Q& v$ z& t" }
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%- j+ y% `1 S, p7 z; ~
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%# {8 u$ L& P5 }" [% J! f1 A
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
+ R5 P0 z `/ w0 s4 E7 aRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%% p6 g( N1 j7 ?) x2 }9 K2 M
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
" X# D+ G3 T6 q$ f# P6 V. L5 S g; QRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
# Y' k! b( ~- E1 V" iRSP Guaranteed Investment (RGIC) - 4 Year 2.50%- p% X2 v0 M7 E! ~. v& s( t
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%$ t) @8 \ j# e6 t$ D* c0 k) ?
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
* G4 Q7 c, ` ~( F4 |Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%* v0 h6 `# ], |# c6 w! e
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%/ F$ M$ j$ t( I& K* m
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%, @" f7 V9 e! d; p: e
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
3 [1 b+ r( Z+ K- r* dTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%% R0 c; a# V( z- O7 o' K+ V) D6 B
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
* b9 t+ k5 G2 NTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%, |2 Q s+ m& z& P* p$ i; B
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
) W. Y6 {* G1 G- n3 S1 yTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
/ C3 {/ a8 _2 M& I9 _1 Z) HTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%7 S) Z$ @4 U& `) z n; ]2 J E
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
& E! E* G) n0 oCredit Account as low as 3.95%. R' m& Y% f' }. s6 q
unmortgage - 1 Year 3.39%2 U4 U6 h( v8 t3 \
unmortgage - 2 Year 3.59%
5 K) E( [( }7 n9 h2 ~ `unmortgage - 3 Year 3.65%
5 H: P, @* g8 @- I+ iunmortgage - 4 Year 4.09%
4 `9 O" r! @9 p: P( A4 P A* z/ aunmortgage - 5 Year 4.49%
3 Z7 `' m8 ]0 d) e- ^+ l8 |unmortgage - 7 Year 5.50%
% @6 p$ i, M" J( Z# F; m& S- ?unmortgage - 10 Year 5.50%
1 H2 w9 K! W7 h# `# _) ^% g5 Hunmortgage - 5 year variable |
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