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ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

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鲜花(65) 鸡蛋(0)
发表于 2010-4-27 10:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
很多朋友对上次贴出的比较图感兴趣, 现在该机构又更新了比较图, 对正在为利率的选择发愁的朋友, 无疑是一个很好的参考资料。$ g6 @/ i6 e5 I: U4 ?9 o' w
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固定利率再次攀升, 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策, 即使客人选择浮动利率, 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。; B& s! n6 \! i1 R3 S7 _4 r$ D
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我会将附件发给斑竹, 让他们粘贴出来。
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下面是该机构的评述:
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* Z5 {; f* F( G- B0 c8 }“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
% O% O& K; y% j8 s0 lI factored in increases in prime over the next 24 months. Prime would go up to 5.25% + X1 B  J$ Q3 g9 R" R  }
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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Results:
8 H6 b( y  u; M9 C/ r5 nThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!; e* w" J& B- \; x/ P

. ~# U" g" f8 R% R% ^9 Z$ ?I must state that this sheet is for information purposes only. Accuracy is not guaranteed.0 z2 U' l$ h4 l+ Z  i" E

' ^/ f6 r$ s8 h5 E+ x; [8 PThanks”
鲜花(0) 鸡蛋(0)
发表于 2010-4-27 18:41 | 显示全部楼层
thank you!~
鲜花(0) 鸡蛋(0)
发表于 2010-4-28 18:18 | 显示全部楼层
Thanks
理袁律师事务所
鲜花(7) 鸡蛋(0)
发表于 2010-5-2 08:49 | 显示全部楼层
老杨团队 追求完美
yes, I prefer variable
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