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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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1 B6 N5 X! y }$ L, o* `( l' t固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。! L% w5 L' |4 I: e3 ]8 l- C
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我会将附件发给斑竹， 让他们粘贴出来。- @7 |4 X+ g" ?* C: Y, G: T* w
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下面是该机构的评述：! u2 }7 j; b' N8 l
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%8 a, U% W+ F- Z7 S
I factored in increases in prime over the next 24 months. Prime would go up to 5.25% / `4 z- ]/ O. V7 j
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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3 ]$ ~2 S) H, e( ?# eResults:
" w- v% v# N/ ~8 wThe variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.* p& Y) F+ `. x( f) T! ?8 K1 W9 z
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Thanks” |
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发表于 2010-4-27 10:11
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