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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。1 X4 `( t+ d: n& J, e
7 ~# Q( C. k$ D$ W* u0 H' b固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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我会将附件发给斑竹， 让他们粘贴出来。8 x2 f# r" ]8 g& B# {
) r7 f/ i5 }" E0 P下面是该机构的评述：
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0 J' S8 Z4 C0 b4 Y9 u% Z( W" \“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
9 B; w5 F0 s/ g1 s+ o5 dI factored in increases in prime over the next 24 months. Prime would go up to 5.25% 9 `. ~4 s3 a+ L6 Z% v
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).; W9 E1 V1 d; n _" M) s
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The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!5 b: C8 l) k3 g8 l! }- E
% L3 ~+ J+ m$ ]0 Y- [I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks” |
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发表于 2010-4-27 10:11
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