ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
1 K8 @9 {* s9 K; I" C
  P  a5 D+ w( U9 _固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
' f: W) }4 |% b( `" V9 V
$ `% _6 v1 P3 y我会将附件发给斑竹， 让他们粘贴出来。
. b! y! i: K  B4 t& ~, U
下面是该机构的评述：

, g' K, p5 |. B“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
& H1 E: p$ T( \& [I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
/ e+ `3 Z" O+ H2 _/ f1 g. yI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).

Results:
7 `/ i0 `, F+ ?- H6 S* |3 BThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
& _3 l5 c0 W+ W9 y
I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
; B: ^1 X9 @$ Z, \  A4 n& A
Thanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable