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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。% i2 s* s: D; L* P, F! Y; ~: Z
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我会将附件发给斑竹， 让他们粘贴出来。2 i; _( [. Z. y3 ^2 U7 ]
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下面是该机构的评述：
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, J7 z: @) q a5 ^“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
1 s( A4 ?% W* Z w* B1 }9 U* xI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
. R0 Z7 L; \& w6 y% QI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).2 e1 ?- X0 d9 _( b& O# B
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The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!# P s% J# P Q$ b0 `
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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发表于 2010-4-27 10:11
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