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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。/ ^/ c, Q9 z5 S: s6 s1 | O
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我会将附件发给斑竹， 让他们粘贴出来。) j6 `, J! a0 Y* W* T9 y& r# k, v
. ^4 I2 q' ^3 a5 S$ a+ K: ~+ I* e下面是该机构的评述：/ _* L. D$ Y' T& K% q: G' V/ u
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
9 Z8 ]' h* H! b# ~# V! aI factored in increases in prime over the next 24 months. Prime would go up to 5.25% 7 n: D0 k# F' J2 B
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!. ], C' J0 O5 {$ W
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks” |
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发表于 2010-4-27 10:11
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