ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
2 m0 T: {: t0 w/ L4 b
固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。

我会将附件发给斑竹， 让他们粘贴出来。
( D5 ^5 m; l3 R" l0 P& N5 C; x
/ j& `; K& {& I& a" l* f% t下面是该机构的评述：

1 P+ F" U" q/ `0 T5 q) ~“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
: H2 w. n/ q( k4 Q, J3 g9 TI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).

/ k$ t8 k& w0 L' y8 v( SResults:
The variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
: ]! C- \3 |& N2 |
I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
4 w* J  E6 S/ V, k
Thanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable