ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。

* O$ H) H5 X: @9 q* ]) s固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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; F6 `' F6 o& \0 Q0 [我会将附件发给斑竹， 让他们粘贴出来。
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/ z! b8 y6 T! D$ E: @下面是该机构的评述：

) v8 z5 c' ^" ^8 y7 |“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
9 m( E. [5 W8 T! n' RI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
# N" m6 L' y4 v0 B, FI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).

Results:
7 n! {, e8 ?. w* S' D! @) n9 M5 UThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!

I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable