ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。

$ w, I9 ^  z6 m7 l' j* r固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
4 A: o, b' [/ W
我会将附件发给斑竹， 让他们粘贴出来。
! j+ f& \4 M3 v
下面是该机构的评述：

! @8 M6 y. g, y/ v6 ]+ l- R+ w“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
6 T2 ?. N& i1 l9 o" OI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
& c) E  H# H7 a6 wI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).

Results:
4 R$ A; _( `- CThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
6 s" j* m0 x) F: ]
I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
4 o2 Q: Z$ c# Z" d9 ^) l* X& H
+ `- m- o% M- m' U1 g% CThanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable