ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。

5 ~" k' f" c4 ^' V固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。

我会将附件发给斑竹， 让他们粘贴出来。
1 t5 q& t$ z4 F3 N
$ s/ H4 j  Y  Y$ V' ?下面是该机构的评述：

“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
5 z) b- o; d/ A) Z9 NI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
8 E% k% p) v* UI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
8 z4 @3 e9 l/ W" m. X0 G6 B+ j
; \" T4 ~4 B' T$ j2 N: }Results:
8 J# T$ d+ P2 N; L$ H# n6 A" LThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!

I must state that this sheet is for information purposes only. Accuracy is not guaranteed.

$ i9 ~- Z" @  S, O2 H4 XThanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable