ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷 · 发表于 2010-4-27 10:11

很多朋友对上次贴出的比较图感兴趣，现在该机构又更新了比较图，对正在为利率的选择发愁的朋友，无疑是一个很好的参考资料。

固定利率再次攀升，让购房者更倾向于选择相对较低的浮动利率。四月十九日实施的房贷新政策，即使客人选择浮动利率，贷款机构也会按当周的贷款基准利率计算其贷款资格。本周的基准评核利率是6.10%。

我会将附件发给斑竹，让他们粘贴出来。

下面是该机构的评述：

“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
% k' T5 T& |; \* t7 t+ @I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
( O: ?4 s5 l4 M7 iI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).% P4 |2 \( { h$ D) O3 w7 |0 v6 Q

, d* r6 [( c. M* q6 p' W: z$ yResults: / k, d' o' C6 D+ f" }1 u
The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!6 G0 R- a) V2 _4 j& O; t @6 j* Y3 `
1 O: C# `1 C% i2 m, V/ b
I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
! I2 D$ F+ i6 o3 U% ^5 C% S) Q7 G, Y8 S2 ^; p+ ^7 U5 G
Thanks”

Phaeton · 发表于 2010-4-27 18:41

thank you!~

Luk · 发表于 2010-4-28 18:18

Thanks

yuz967 · 发表于 2010-5-2 08:49

yes, I prefer variable

账号		自动登录	找回密码
密码			注册