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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。- e7 c' j( Z2 P6 h+ |1 H
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。- ?6 P! x0 e. H% F' ?% F, q, c/ V
& S* N: F: Y# t. W& c5 M+ a我会将附件发给斑竹， 让他们粘贴出来。
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# V/ E$ J! `! s- c: G下面是该机构的评述：( v% A6 _' M6 o- a( {# [5 B; C0 d
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%. g# I6 y' q0 e4 e' N9 L }
I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
6 x1 K1 \: G4 mI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).2 }# h, T0 l( H, K/ P
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The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!
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+ X+ K( r/ y/ `% o# AI must state that this sheet is for information purposes only. Accuracy is not guaranteed.# G7 k) Z, c; ] x: o2 P
* S2 S; G2 J" T5 OThanks” |
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发表于 2010-4-27 10:11
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