as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird718 D. c9 [4 Z2 b$ G
" T" u6 Z1 U5 s, a9 `) a) p$ d
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....