as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 - l8 P# W5 m5 O5 Z" c) c$ B4 R+ V) h5 z2 r l/ p
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....