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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
- [* s0 t" L3 S. r你想开哪种帐户?   Z2 K2 }9 H+ b/ F9 v

6 p- `; q4 ?3 S7 m; j/ sDo you like to open a current account?8 d! i6 H- [8 T
你想开一个活期存款帐户吗?
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( N2 J1 Y2 Y" ~0 [6 k# f* PA deposit or current account?5 g' B. e8 A/ Y* h- d
定期还是活期?
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Please tell me how you would like to deposit your money.
8 F' {/ Y/ _# R8 Y' V; H9 b( s1 ]请告诉我你想存何种户头?
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3 F/ C1 W% ^/ u$ NThere's a service charge for the checking account but no charge for the savings.7 [- r) k, h' y# J+ J3 x# _+ N4 |
支票户头要收服务费,现金户头不收。 3 R# t/ W: E0 @! @& O
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Our minimum deposit for a savings account is 100 dollars.
0 {- T2 i: a5 q* V我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.
2 i; ~* X4 o) v: h最低起存款额是5元。 - Y6 I. V; P% ]  O# u. W
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You can open a savings account at any time with an initial deposit of 50 dollars.6 @; K" j/ [1 G- {
你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.  N1 y+ U. L; j% r
甚至一元也可以起存。   Q1 }5 G- @3 p& r/ q

' V! K8 b, S9 _9 E8 a# w% {# H; BHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
4 q9 N( }) o2 d) L这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
+ S! `( o. [$ r  E2 W/ k我想开一个活期存款帐户。
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( {% e: p* @7 I8 g, a1 I3 p$ z( jI need a checking account so that I can pay my bill.
7 n! q8 P, Z, G$ e) B$ n我需开个支票帐户,这样就能付帐。
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1 n- h& l  g0 A7 _We'd like to know how we open a checking-savings account.) g# C5 Q" k  _5 r9 x. y' D
我们想知道如何开一个支票储蓄帐户。 1 l/ f8 R5 ^2 j) Z

8 g1 o, m( b2 H' f# u: z) e3 |9 oI have a checking account here.: k. e/ U& s" `
我在这里有一个支票存款帐户。
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I think I'd like a deposit account., q, o# K! B" U/ q
我想要开个定期存款帐户。
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Can I open a current account here?4 V( J, T: ^( @( _" K" l( f# {6 `1 y
我能否在这儿开个活期存款帐户? " `3 X% o  ]0 m, W& {+ ~, a

' l3 S6 I, _7 |% WI want to open a deposit account with you.0 M2 C+ x) z( b! n9 E/ Y# B
我要开个储蓄帐户。
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0 S' n1 T4 d* rI'd like to open a deposit account with you.- I: \2 R& L4 g& v* t
我想在你们这儿开个定期存款帐户。
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# {9 S( ]# s7 z/ D6 {Could you tell me the difference between a savings account and a checking account?5 ?+ M/ k- A8 O7 [
请告诉我储蓄存款与支票存款的区别好吗?
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  J; B9 l4 T! {9 lPlease tell me the procedure for opening a savings account./ m+ N! n+ \# V, O) A8 U
请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?
8 d4 X; u6 |+ ^/ ?, [100元作最低存款额够吗? & ~+ R: |2 I6 @+ [' k

% ~4 K2 @/ E; o) h7 }I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.4 l0 X4 {* G; [
我想知道开一个支票帐户200元存款是否够。
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8 Y4 ]8 S! r0 q: E0 rCould you tell me how to operate this account?
+ D9 W: Q8 B" ?) _, ?- c" i5 m请告诉我如何经管这个帐户好吗? ) Y- ]& a5 j, y0 J
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Is there any minimum for the first deposit?, }/ v, s  b, ?7 C3 r
第一次储蓄有最低限额吗?
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How much does each account cost?
& Q5 W& j( g) |# M9 o$ c+ S0 _2 m每个帐户要花多少钱?
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Useful Phrases
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current deposit, current account 活期存款$ R3 s' C& |: g, k* b9 M, [; G6 J
fixed deposit, fixed account 定期存款% i  F, c0 p# o( Q1 f6 I8 M
fixed deposit by installments 零存整取
- M+ M( @+ ~* J! F9 G% G& M  k% Qjoint account 联名存款帐户: N/ _2 l5 Q0 s" W! G
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款9 f* Y7 |+ @2 J* A$ v
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How much do you want to deposit with us?5 E" u  ?" B3 p$ ~4 z4 }2 v
你想在我们这存多少?
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How much do you wish to pay into your account?3 d/ o4 f8 h6 ~& }0 H; ~+ g9 D) o
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?5 g. m2 a0 B+ J( K- Z8 o
你计划在你的户头上定期存放多少钱?6 ~3 ^+ i) ?/ q0 e1 M0 F
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( J% `: L7 d5 e  C% GHow much cash do you plan to deposit in your account?
; ^0 K; a* R! U+ x& q+ `你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
) A3 _, f& m) V9 R& o, J1 A5 P我认为你可把钱存入银行,或留在银行暂保管起来。
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6 @3 k3 \2 ^+ l* z$ U6 G0 jWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?3 d9 V$ O! S3 _5 c" w7 i
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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! `; f. \& V; y. \/ E& SI want to deposit 300 yuan in my account.
; t3 I# @* R! ^& `我想在我的户头上存300元。
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I want to deposit these cheques in my account.; u: Y2 k1 T  l
我想把这些支票存在我的户头上。8 L: f! D  N; z' h# _" i- F% ~
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I'd like to pay 200 yuan into my deposit account.
3 M. o1 J& n# V, m4 J# B我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.7 h% z4 P9 U7 V1 T5 b; d
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
+ C( h( X( b( r! n. c' W我想知道我能否在这兑换支票。# [8 g( u' Q7 V  B. F3 j# c
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Will you please cash this traveler's cheque?
5 ^- Q: P& T* n5 u请兑现这张旅行支票好吗?& ~8 j  B) K4 @* X3 L7 R" U8 \( m
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I'd like to cash this money order.# n& X( U& `* N" K; l. N; y, N
我想兑现这张汇款单。
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1 p! f$ @1 A/ y, {I want to cash the balance of a traveler's letter of credit.
) Y+ I. D+ y: A. b2 L- l: a( f我要把旅行信用证的结余兑现。8 N" b- b# |2 Q" A' T( B/ H& p

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+ A/ }7 T3 T; [# L) o/ r% g: L" IWill you please tell me whether you charge for cheques?
' q$ \' s* d( g# h# H4 q4 r$ ~请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
2 K! q: O6 G2 g: Y4 {* i请告诉我这些支票要花多少钱?1 Q3 m# y  {7 e+ ~
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5 ^$ E! x" [! n7 _What if I overdraw?$ ^) r+ A" h# s- s% E, }
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
7 C$ P2 u7 x+ ]' \* a. {' P如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.1 W! b% ^5 A5 f, u  k- Y
请在支票背面写上你的帐号。+ O6 I- S5 J5 n+ [# n

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We honored the check as the overdraft was only 5 yuan.
: d7 Z+ i+ n1 n# {# Y我们承兑这张支票的透支额只有5元。2 {# `5 ^. [" s7 F

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6 [" d# j% O. L$ }9 pPlease endorse the cheque.
& U, G$ Z9 c5 e. A  q/ Z请背签这张支票。6 E9 R' ~7 l# @/ {6 `/ _" u  |

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The traveler's checks cost 1.5% of the total amount of purchase.
; [3 _1 @" g% D: e: P旅行支票手续费是购买总额的1.5%。; J# F5 y) G4 O) D* a# l) L
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( T" C" _/ E3 ^" YHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".# ~" S7 Z; |8 c% x+ F4 o4 S$ Y8 w
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
. L7 R. K9 W0 f8 c5 |& f你每开一张支票将花2美圆。7 K& |7 K" o- z7 B- g9 A- x  I! E' i( `/ @
 
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Useful Words and Phrases
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6 t; c7 m" R5 I8 Z" ^: }- k- kaccount number 帐目编号7 ?7 n5 U4 d. C- N' e) b" G
depositor 存户% k& W, ?) \5 A0 r+ F$ P) T% @! z
pay-in slip 存款单( u! g8 E; p" z7 u7 h2 Z
a deposit form 存款单
& g+ R2 h* P' L* `  wa banding machine 自动存取机
2 ^5 W0 X! h2 q" t$ j3 G  F8 Yto deposit 存款$ f! u- J; g& i: o& e# ?* [2 D
deposit receipt 存款收据3 d4 D' Y, `* z
private deposits 私人存款0 R5 W3 n. m8 B7 E% }/ M$ N; T
certificate of deposit 存单
: E% F/ ^8 ~2 k9 }" y# q: E7 v( fdeposit book, passbook 存折$ M- j! }/ U/ p& h; p/ A
credit card 信用卡6 s0 Z( k+ s- H1 s
principal 本金
& \1 R9 R9 i3 x+ ?: }2 Y1 D2 ~overdraft, overdraw 透支
, k/ n6 B: H. P) fto counter sign 双签
7 Q/ g# r% O% c. W8 }6 y4 }to endorse 背书
, d/ n! D( E2 {endorser 背书人+ ^9 Q8 V/ S; r+ a% m
to cash 兑现$ U: c  \" {0 O# G; s0 q9 S
to honor a cheque 兑付
0 k) o- X9 }+ L& g) b& a! Dto dishonor a cheque 拒付
: w: m+ m1 B; i: j3 P& Q( k6 Vto suspend payment 止付
. u! J" ]( V) o0 w- Wcheque,check 支票8 A6 a1 x2 K8 I8 R; J$ w
cheque book 支票本  F; E, K: G$ `/ q: W
order cheque 记名支票
- H" |! X. D8 N2 e  m" @  A  Pbearer cheque 不记名支票
% F' i0 ~# w0 A5 _6 w' H; Bcrossed cheque 横线支票
$ }; ?; y4 O, n2 @" G( hblank cheque 空白支票
( h9 U% T  j! k* lrubber cheque 空头支票
. {- M9 S& ~% U1 @" r, Ocheque stub, counterfoil 票根
1 V' J+ R$ q. m/ p0 |) kcash cheque 现金支票/ O7 \0 f% f7 \. I$ X
traveler's cheque 旅行支票
6 |0 y; q. C& L( d2 Rcheque for transfer 转帐支票
1 ]+ r! K3 K' r2 B. W3 }! Xoutstanding cheque 未付支票0 `1 p5 {) y; g: Z
canceled cheque 已付支票
  k  k: B  F7 }7 {) q- }forged cheque 伪支票
6 C4 l. K* ^$ Y% u# r- pBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余3 Z: i, t) k# p4 t
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
9 [* x# e+ v3 i" Q# v我想知道一下我是否能提取存款来支付天津购物的费用。
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  B% K2 `; o. C7 P3 x1 vI want to withdraw 200 dollars from my deposit account.2 k1 e( ?! ^, V* v# |% W
我要从我的定期存款中支取200美圆。
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I want to close my account with you.' K% Z, @4 S# i" g. W) d
我想结束在你们这儿的帐户。; I- E2 D; ]* P) N$ v
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9 O; m' ~# Z/ Z  S. A! K6 j9 FI'd like to draw 100 yuan against this letter of credit.1 Z- b3 Q- U+ f+ s! M  o$ k
我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
8 l" x) a( t5 B6 |, r我可以在这儿用这份信用证取钱吗?
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/ f. l0 I0 {7 F4 JCould you tell me my balance?
, J* ]7 V7 z6 `3 ]) b# [能否把存款结余金额告诉我?
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6 z4 r% e3 m, c4 I7 H' p( {Please let me know my balance.
( M' @, N0 t+ w请告诉我结余金额。
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5 s: y- q4 X( K6 \I think you can draw on this account by cheque in payment of goods.3 A6 K% C6 f3 E, \0 H1 C0 X
我以为你可用支票提款支付购物费用。
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1 p/ z& F: q+ |0 Z; [2 yYour balance at the bank is 300 yuan./ B) R8 t$ {: ~; p  T0 D7 O
你在本行的结余是300元。* k7 o" W4 |7 }$ H% E6 d
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, ^! x/ k' i" }- s4 LYour deposit is exhausted.& c- a$ i1 q- ~0 i" U
你的存款支净了。
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# t9 d$ V$ ^0 k4 ^' g/ iYour letter of credit is used up.6 q% k2 A  e- I5 \' X3 o$ l* F6 }
你的信用证用完了。+ ^6 c* y( b/ p4 r: z$ ?+ K) O
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, o) ~, M4 q/ n& d& u) E/ y' @Please tell me how you wish to draw your money.  l, ^+ Y" p4 a4 Q- p
请告诉我你希望怎样支款。6 r9 Q5 i6 j6 W/ u7 H( o
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' _2 c4 z; L( f7 G# {Fill our a withdrawal form, please.9 W5 h2 X" \# b0 N
请填写取款单。
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9 y1 h0 G6 s/ d2 }1 C3 |6 \& ^The letter of credit is exhausted.
; I3 y! B, ~7 F信用证上的款子已提清。2 t; }( m, N  z. q& R4 a* N0 W  k

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+ Y$ Z& G+ B" C: n+ ~3 [The letter at Counter 6 will pay you against your number slip.
. ]" Y8 U' \1 [" Q六号柜台的出纳员将根据你的号码牌付给你钱。 ) d- H7 t4 |  d) Y$ b) e9 c

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Useful Words and Phrases
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to close an account, to clear an account 结清3 A' n: i2 B, _% \
to draw money 取款  q' r0 i4 y) `' _+ i
drawing-out slip 取款单
. F& p  Z6 v. Y* Lthe number slip 号码牌- i4 B. G3 W, [: S
a withdrawal form 取款单
3 q! U2 H3 f! o9 w* P4 Y/ z" Kto fill in the receipt in duplicate 一式两份填这张收据. X7 ?4 ^7 K7 [! a4 F2 ~* v
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表" ]( ]/ j" n: a0 f4 ?0 q( Z3 s) L
好,已收藏!
& Q; s9 w& r5 ^2 u
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
% r1 N/ Z; S3 A0 h4 G/ r6 H; B9 s
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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