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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户% y7 R" N& X' d' j" [1 g$ R

8 W! A# Q8 L: ~8 pWhat kind of account did you have in your mind?
- ^+ t3 S8 W8 ^% D) x7 a你想开哪种帐户? 6 r* ?: M( I- t- j5 G1 j
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Do you like to open a current account?5 b2 m" Z8 ?. H
你想开一个活期存款帐户吗?
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: E, I1 o! X) DA deposit or current account?! c% Q! z3 i) p7 @3 m' U% S9 T
定期还是活期? % |+ k. o4 M, W- b8 K! \" B

- Q$ y; s  }  l0 ?: P! lPlease tell me how you would like to deposit your money.
6 D8 |, }8 e) h1 p7 @: O, p5 {8 L7 {请告诉我你想存何种户头? 8 O1 I# F/ l/ T  S& j( k, n& `
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There's a service charge for the checking account but no charge for the savings.
: l3 ?0 Z) x- {# b+ G支票户头要收服务费,现金户头不收。
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, ^9 y! F2 z6 V" wOur minimum deposit for a savings account is 100 dollars.
$ u) u4 Y& y3 j% d0 s% u我们储蓄存款的最低存款额是100美圆。 ! D! u3 e2 f) f+ A3 i7 C

) S$ {( o/ X0 t$ n% N3 B$ \3 bFive yuan is the minimum original deposit.3 h% C/ g* P" f* f' R: [, \
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
5 ~$ e! e! I. d: z" u1 `4 U你可随时以50美圆的起存额开立储蓄帐户。
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+ H& ~, p1 m1 i, g3 y! x  J1 e( `Even one yuan is all right.
% `) w* P: C) R( r1 {8 [( \: T甚至一元也可以起存。
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7 I5 R% N; F7 p8 b2 |* {8 aHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.6 @5 i& b3 R4 |, C7 c
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 . v! n0 j. m/ W. w$ e  y' c
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I should like to open a current account.
4 H  y4 m4 V6 N5 X2 s. k我想开一个活期存款帐户。
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. K- h' D' o  Y. \. D  zI need a checking account so that I can pay my bill." C0 L* h; ^$ c' {
我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.1 n- i( ^7 W2 |' a4 G) w9 q. S
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
( N9 o0 a; W2 D  V7 a我在这里有一个支票存款帐户。
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$ [9 Z4 v0 F, x* S4 P5 ~I think I'd like a deposit account.0 k0 _' I; p, u$ a- M5 j7 }
我想要开个定期存款帐户。 ( ?8 {2 L1 f/ M* g+ k

$ Q6 D# E( H% D4 oCan I open a current account here?& ~) |# \$ W+ J, c! v
我能否在这儿开个活期存款帐户?
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; p5 A  L+ n6 E- uI want to open a deposit account with you.
5 s/ j- j6 T/ i4 L% u( q( x2 Q我要开个储蓄帐户。
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0 _9 G: J+ P0 E+ E5 H6 YI'd like to open a deposit account with you.4 ]8 ~; D# E2 q: j( V  @
我想在你们这儿开个定期存款帐户。 4 ^; f$ o; N0 G7 G" i4 L2 ^

9 r9 Y6 W, `! SCould you tell me the difference between a savings account and a checking account?
! m$ p* i& U9 |3 p请告诉我储蓄存款与支票存款的区别好吗?
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$ y) c1 z/ e& M+ r9 ]4 P' C5 r$ EPlease tell me the procedure for opening a savings account.0 }" k9 B2 b- K; \
请告诉我开个储蓄帐户需要什么手续。 5 F" v! c$ p6 ?* ?- y- a- H
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Will 100 yuan be enough for a minimum deposit?
7 b+ `& u1 z$ s) l9 q100元作最低存款额够吗? 2 ~3 W3 l- b4 w' [
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.$ v. ^6 E& H- m2 {( D. G
我想知道开一个支票帐户200元存款是否够。
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4 ^  e' W6 e0 m8 L$ |- \Could you tell me how to operate this account?" G  j5 y+ @) ~# Z) [4 L- n  \, _
请告诉我如何经管这个帐户好吗? ' Z4 ^4 c0 Y$ t0 S0 i

4 W* a, L% S: Y8 h2 _Is there any minimum for the first deposit?4 N4 Y5 O- t* P1 {3 a
第一次储蓄有最低限额吗? 5 z! x# C  _5 W+ W, W. j
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How much does each account cost?; R: K8 U% Z) H& j  V9 w) e
每个帐户要花多少钱?2 S' W: f: N3 V6 C! x
 
4 {4 F$ {; f; TUseful Phrases   E0 z* ~7 f* b6 e

( H7 h9 @7 K# _% t! i( S1 w0 ?& K) zcurrent deposit, current account 活期存款& d  }4 p/ C# g
fixed deposit, fixed account 定期存款
  j9 V- e) G- ^, O3 q! \; V2 Jfixed deposit by installments 零存整取
5 T1 D$ n, p8 Q2 G+ p# p7 V7 v( ejoint account 联名存款帐户
0 Z( n' g& v9 q; b6 Q% Bto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?
* K7 Y  X# b) q) r& J- e( o你想在我们这存多少? 9 T" M9 o. D( C. k" }( C5 v

: @0 }, Q0 g! ~9 I% RHow much do you wish to pay into your account?8 U3 \' ?1 ?, n! l6 ~6 u9 W
你希望在你的户头上存多少?2 Z; D! y6 S7 W: a6 V
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' ~0 B3 Q3 h7 x' ^How much money do you plan to keep in your account on a regular basis?; e" W! Q8 C; ~
你计划在你的户头上定期存放多少钱?  n2 W6 Z+ d- N, J

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How much cash do you plan to deposit in your account?
# P' c) k0 \! P. u& L你有多少钱要存入呢?; Y. D  p: }5 u: g) S  G

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/ W& `: E. Y* i; p8 c3 i" z1 a' |( \2 vI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.& _0 o! p  I  C
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?7 C! k2 J1 A* b& ~, ?6 y, X6 L
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?7 v+ g9 q8 T  T+ U' W  m- _+ i

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% G' t9 [0 C1 ^8 L: _+ HI want to deposit 300 yuan in my account./ W8 `* z! o% m6 m6 b+ N& R# S' C
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
5 }! ~2 m3 ?# m我想把这些支票存在我的户头上。
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6 `) L$ {% {* r  j# R) l9 O# |, t! R' _I'd like to pay 200 yuan into my deposit account.& z9 b- i# o% H3 g
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.
4 l4 e# v6 g, N7 ]我想存入我的工资支票。
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  q' A$ A0 q) F. yI'd like to know whether I can cash a cheque here.% A9 `" ^* n& ?& ^4 Z4 I, V8 ^) l
我想知道我能否在这兑换支票。1 u) s/ F7 i) f' U. H' E" g

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Will you please cash this traveler's cheque?
5 J" k7 q0 F/ @9 [9 Z5 V4 _" q2 v! Q请兑现这张旅行支票好吗?! D: A8 h% ^2 n( w: ]
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2 h$ |3 L: a* h$ W7 \I'd like to cash this money order.1 k0 `4 w( K/ [/ _9 u/ Q
我想兑现这张汇款单。+ o# F! d  r) \& {, a

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I want to cash the balance of a traveler's letter of credit.1 {1 r. t9 Z0 ^
我要把旅行信用证的结余兑现。# c. F  i2 D. T& A/ Y+ v7 X

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; g) h3 T9 d8 R) t! LWill you please tell me whether you charge for cheques?: m5 H: _; o6 K0 Z3 p. f, h- ?
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
! _  W# k* u/ z( O5 v" o2 [& T8 \请告诉我这些支票要花多少钱?
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" b. J/ H* @. e* g1 u7 L3 H. T8 bWhat if I overdraw?
: L- }- ^* n. N, F/ p如果透支了怎么办?1 P9 S3 }- ^3 V$ ], a- R1 K% j, A

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8 J8 T' ^9 I4 @) f0 P/ @1 nPlease sign your name on the bottom line if you want to cash the check.
+ T! G* r; V( ], g如果想兑支票,请在底线上签名。
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$ T/ \( o* n. E. f! PPlease write your account number on the back of the check.' v. j8 L- U6 O0 \1 B6 F# K
请在支票背面写上你的帐号。0 d" {# P' L7 ]! _" K

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) b& T, T% V; u5 H  S- vWe honored the check as the overdraft was only 5 yuan.: X7 V" v5 i6 U. e
我们承兑这张支票的透支额只有5元。
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8 G. Y, |) ^+ |  r6 H$ }, z+ RPlease endorse the cheque.
4 C1 |; r$ B3 T9 U$ t5 j' ?请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
: r  _% H9 s* M) B% x) |旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
9 U: F" J2 N+ O. q1 Q0 Z这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.3 b0 ^# {  |5 J9 X" l
你每开一张支票将花2美圆。1 p9 Y9 [4 \* S
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Useful Words and Phrases % z9 v( x& Q: E% p, ~
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account number 帐目编号7 V! N" K/ `' b3 ]' S0 ^7 N( H5 b
depositor 存户
% Y5 j, R# Y* M' F. m1 x4 M& Gpay-in slip 存款单
# C( z+ C6 l3 M; Xa deposit form 存款单& P$ {: x- i* V
a banding machine 自动存取机
1 e( J) S8 r' X& L, b" R( I+ oto deposit 存款) Z% t* b! W9 l& S8 ]! R
deposit receipt 存款收据
" |/ i/ S2 G& R5 ^( r" q, N. Hprivate deposits 私人存款
* U/ d! C7 h" O, Scertificate of deposit 存单6 o. D7 Z% v  ?% u$ q5 d! t
deposit book, passbook 存折
- W3 L  }$ {- c" p& O2 Ccredit card 信用卡! y" E+ h: x( t
principal 本金
" [9 m9 B: R4 }5 Noverdraft, overdraw 透支
* F$ N% U2 u3 O. d5 o' Lto counter sign 双签- Z5 I  x) [! a* {1 p- d. N
to endorse 背书
" v, X/ [. x8 ?" pendorser 背书人3 l% L2 Z5 Q( H9 @5 A/ A
to cash 兑现
4 f) m+ w* Q1 u) Dto honor a cheque 兑付+ d, D) j3 ^7 p5 O
to dishonor a cheque 拒付$ t* S  {) V+ U9 a  ]  @6 m
to suspend payment 止付5 _# x% N, e3 Y5 c7 b8 e# j& B
cheque,check 支票
- n2 O; _& N; w0 T) icheque book 支票本
2 z& X0 u2 a) K4 _2 Z- Norder cheque 记名支票
/ A$ _8 U  A; ?; v% {bearer cheque 不记名支票
4 ^2 ^( m3 w% R0 I& mcrossed cheque 横线支票
4 {: ]" f4 b5 @. d9 G5 z0 eblank cheque 空白支票1 b: y. u# a2 x& t1 W6 f) L  N1 k
rubber cheque 空头支票0 E' q  d5 p# C7 T3 @: W! Y7 s. }
cheque stub, counterfoil 票根
# ]# U4 ^; V! A4 z. vcash cheque 现金支票6 _8 [- D- L3 y7 r7 k& U$ O
traveler's cheque 旅行支票1 z4 W; w# X( X
cheque for transfer 转帐支票
$ z8 o1 q4 o7 i# F8 Z# m* C5 voutstanding cheque 未付支票
$ N+ ^5 D2 p3 D! X- K2 Icanceled cheque 已付支票5 V/ ?$ x# s  |# m# t/ v3 t
forged cheque 伪支票9 V; \8 A9 Y, ?6 U* h
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余7 Q$ r# q$ Y; b
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
& A% y$ j: K' y我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.$ x: M8 D& a5 Q, Q
我要从我的定期存款中支取200美圆。
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9 e# ?4 ~+ |0 n! C* iI want to close my account with you.
0 L2 h- T, ~# r& K, l: B; N我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.1 Y0 c4 C0 w5 x
我想从这份信用证上提款100元。. H* w0 K: ]5 S  s* {
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May I draw money against the letter of credit here?
8 l& U3 W2 |! h. ]. r3 D+ ^+ S我可以在这儿用这份信用证取钱吗?
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6 T! a/ w+ d1 X, V4 C- M5 pCould you tell me my balance?" T4 M' I- Q, E- x8 [" o" q
能否把存款结余金额告诉我?
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Please let me know my balance.9 U. L4 o8 e9 z) z5 r2 f) @4 d
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
0 O. U7 M6 t( u5 L( T) s7 f' f我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.
4 a/ l. V* }# S2 B( u2 `) ]你在本行的结余是300元。! u8 X4 X. Q& X, p$ w* N/ @

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Your deposit is exhausted.' Z+ z* r: a1 B' R6 q
你的存款支净了。5 e+ t( n: Z; z% ]( }. \

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Your letter of credit is used up.
( G7 c/ N$ }" m你的信用证用完了。* ?  N# ]. x7 d! c0 j+ K) }& t
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$ R' j/ \, T1 {  lPlease tell me how you wish to draw your money.9 j0 w2 M+ a  E
请告诉我你希望怎样支款。9 v% Z* B( k0 ~5 p, O
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Fill our a withdrawal form, please.' H3 X7 a% n- f( L6 h
请填写取款单。
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  e, d6 I5 S: C+ ^. X- A" ~The letter of credit is exhausted.
: Y  @; V3 v3 _; T" t信用证上的款子已提清。
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! w' H; T. G# F# O) L7 e# fThe letter at Counter 6 will pay you against your number slip.( C' H/ `3 ]1 U8 e% t8 F  u
六号柜台的出纳员将根据你的号码牌付给你钱。 
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3 U  v' ^8 G/ E" z4 IUseful Words and Phrases
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8 V: X$ P' n6 o8 A5 bto close an account, to clear an account 结清
& ]$ {; Z3 d2 t4 mto draw money 取款# `; w) E) J$ v: b5 d
drawing-out slip 取款单# g% m0 y1 u& I) Y0 M( e
the number slip 号码牌! B* Z  ?0 Q# O. [& M: M4 `7 t
a withdrawal form 取款单% x3 I4 Y/ p$ M* \
to fill in the receipt in duplicate 一式两份填这张收据
+ g9 b6 w+ O' l" Ateller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
  y: r  i" Z" B6 W: G好,已收藏!
; a+ u. Q4 R/ W- G1 \
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

; @. X, L7 I( n+ d
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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