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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?# ~5 h/ h6 ]# G
你想开哪种帐户?
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6 q0 s7 c& b- i3 r1 U5 ~Do you like to open a current account?- P  P! f8 ?! t( v
你想开一个活期存款帐户吗? 7 G8 B; ~: R; M' h7 B% e( o
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A deposit or current account?
" l! h% @' q, e, U1 \' y: i定期还是活期?
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Please tell me how you would like to deposit your money.
6 H; F6 ?, X( D& j2 g请告诉我你想存何种户头?
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4 A! ^8 q+ K7 z5 ^: UThere's a service charge for the checking account but no charge for the savings.8 \% F, E9 z6 b& N! w+ h/ Z- `
支票户头要收服务费,现金户头不收。
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/ m5 l4 \2 I" ~Our minimum deposit for a savings account is 100 dollars.6 ?$ A9 J9 E! I/ T5 U
我们储蓄存款的最低存款额是100美圆。 6 \1 ]* s8 t  X! h" o
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Five yuan is the minimum original deposit./ k- a: ^; e, J, k' b: `
最低起存款额是5元。 ) a! j5 n, F7 ?7 I+ H9 z# A# u

$ w/ _) p; L' N) K# bYou can open a savings account at any time with an initial deposit of 50 dollars.6 T9 _7 s2 P4 f& W' ~& E% V" i
你可随时以50美圆的起存额开立储蓄帐户。   Y, y. I; y; S3 N6 o: P8 D

4 ?" B# |  W# h+ O% w8 \1 P0 rEven one yuan is all right.; ~8 r" m: R/ X; I# ~+ f
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.% E7 E  }, X2 N; J( S
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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3 _/ J" f* x9 N  w6 e4 jI should like to open a current account.% _: w5 w5 x! g5 V% W
我想开一个活期存款帐户。
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: R' O9 ?$ v7 ~, L, I/ DI need a checking account so that I can pay my bill.
' H* D3 U# W$ s8 M我需开个支票帐户,这样就能付帐。 + X% `1 O8 K% e, J# v

1 E' K0 g4 `/ p% k5 V* e5 @We'd like to know how we open a checking-savings account.' T5 q8 ]4 t( v- v4 I. ]1 u" M% ~' P) z
我们想知道如何开一个支票储蓄帐户。 1 p6 y; o; b" Z

5 U5 u: z: @7 Y# ?4 e: r, V( EI have a checking account here.
! G6 K% n5 ]9 R. N5 L7 ~我在这里有一个支票存款帐户。 2 X, ]" z! E: M9 }

, P9 c" s+ @$ u7 F4 `8 TI think I'd like a deposit account.
  e9 ~$ [" p+ t' |4 ^$ k4 c& B# s我想要开个定期存款帐户。 1 ?& {3 ^& a5 C( l4 S! b
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Can I open a current account here?
7 U+ l* v% Z6 ^2 M& `# K/ g2 o我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.& e) X# y6 E; v* L3 f! w
我要开个储蓄帐户。 ! k0 m3 ]+ ]0 ]% U6 e; n$ n
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I'd like to open a deposit account with you.
2 u' ?/ X# ?- [4 z! k5 g我想在你们这儿开个定期存款帐户。 * J+ h* x4 m4 j- i

4 e8 q/ v* `# }; h8 A- [Could you tell me the difference between a savings account and a checking account?
6 ?: R( m- M8 Z请告诉我储蓄存款与支票存款的区别好吗? 9 q" J# a1 T. D  h! ~+ v
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Please tell me the procedure for opening a savings account.) T) A3 V) Z* s5 |
请告诉我开个储蓄帐户需要什么手续。 6 H+ ?+ W8 f4 ?* u; C$ I9 p5 J
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Will 100 yuan be enough for a minimum deposit?- H: n* E4 {6 W- `- V. R
100元作最低存款额够吗? ! R/ r+ {3 `3 u" y+ b6 l/ Q; ~; k! ^5 J

& v4 J1 |0 z4 u7 ]* y$ y& F3 YI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.& D' y& w/ {1 F
我想知道开一个支票帐户200元存款是否够。 ; ?  q" z) q- @

$ _" M4 Z+ X, g  |0 bCould you tell me how to operate this account?
9 h, z% ^% b# z5 z: m4 e* w$ C请告诉我如何经管这个帐户好吗? . Z6 ?0 z! o- g

2 t) X2 D% B( q5 m0 n" ^; dIs there any minimum for the first deposit?
7 ^% |1 [2 N- y* u- F第一次储蓄有最低限额吗?
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8 ]% F+ e% Q  @6 S3 ^How much does each account cost?4 D! _* B' F$ \& P: j
每个帐户要花多少钱?; B0 Q3 i7 [) y7 S8 L( Z
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Useful Phrases * o' @! x+ W% K. \7 [. S& d

6 |5 _0 j& w. y; _current deposit, current account 活期存款
# M/ C3 V; o/ ^. |! J6 [* m% Jfixed deposit, fixed account 定期存款
9 I0 |5 `' |1 h. H+ u8 }! S3 Nfixed deposit by installments 零存整取/ `. n" e: M' O, [  H; u6 e& U
joint account 联名存款帐户+ G5 b3 w9 t+ ?- i5 Y7 u  l
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款8 n' h7 T; E; J8 O
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How much do you want to deposit with us?# w' C* G+ l, k5 [+ I
你想在我们这存多少?
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" h0 O6 g. W) N$ t, M2 jHow much do you wish to pay into your account?
' W( t; j% c, x+ A# j$ R你希望在你的户头上存多少?
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& l6 }6 p# E$ J4 wHow much money do you plan to keep in your account on a regular basis?
) I/ s0 Z* N9 ^# S; s8 X; H+ L你计划在你的户头上定期存放多少钱?, R  J, z1 D. d+ t

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$ }& k; k) @% wHow much cash do you plan to deposit in your account?
  r" u9 N( z. B* x0 o9 _你有多少钱要存入呢?
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- |' \+ c7 q* [+ R- iI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
  @/ X3 E% m: R: `  f3 v* G8 O7 B我认为你可把钱存入银行,或留在银行暂保管起来。+ q+ C; t0 S! d# [* @1 O

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?- V. a+ z: S. e; M1 m5 |) z; L4 e
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?. [# B- f- G; A8 B! D* \

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' A8 C3 s5 O4 v- m3 w/ MI want to deposit 300 yuan in my account.9 m* }- V7 c) Y" u1 O* ~
我想在我的户头上存300元。/ F6 c. n& B8 m
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I want to deposit these cheques in my account.. H& J1 i1 _- E6 m5 D8 |
我想把这些支票存在我的户头上。
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' \7 Z3 t5 C6 l. A9 D6 }& `, tI'd like to pay 200 yuan into my deposit account.
; N$ s! E: o4 a, }1 B我想在在我的定期存款户头上存200元。8 Y2 h5 b, Q0 i" ?$ L& I

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I want to deposit my paycheck.9 _$ z+ s7 O) a2 I  G
我想存入我的工资支票。( W1 G2 E. e8 P
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5 w& @! `3 X7 p+ V0 T! u7 l: d. Y* eI'd like to know whether I can cash a cheque here.+ H, I; d3 o0 C1 U3 z
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
3 K. Y: @/ g' a  _请兑现这张旅行支票好吗?
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& ]- R3 N, _7 G& l; \I'd like to cash this money order.. \3 m! O8 F. [
我想兑现这张汇款单。& w# O  M3 c- N; A
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I want to cash the balance of a traveler's letter of credit.
- Z5 I# w! q$ o. X我要把旅行信用证的结余兑现。, k! ~. g' S/ B, r2 C
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# D/ D4 W5 R- g8 _8 d; P3 kWill you please tell me whether you charge for cheques?
; d: D; M  P6 ^- \3 o请告诉我兑换支票收手续费吗?
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) Y3 q4 v3 m% U% `0 n$ `) WCould you tell me how much the checks cost?% I# ?9 |: J9 v$ n& b$ [2 m5 I+ }
请告诉我这些支票要花多少钱?6 w" L4 o0 ^+ H+ i) Y6 V7 G) Y
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. s$ K: g% G" l0 D1 p, j( WWhat if I overdraw?  s$ R' S5 g: i, C/ h# ^
如果透支了怎么办?) h& q5 l+ W2 i* z9 x- t

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. C8 H% t* @8 q0 R: H% w% oPlease sign your name on the bottom line if you want to cash the check.
+ _7 s4 ]9 Q1 |, N3 k& @如果想兑支票,请在底线上签名。
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  B0 b4 f# R% EPlease write your account number on the back of the check.+ k, ^' f1 |2 E- y2 w
请在支票背面写上你的帐号。/ x2 O# O" o- s& v) M
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9 M' B) r3 {$ M/ l$ o: C0 YWe honored the check as the overdraft was only 5 yuan.
! s; E2 l/ F& S* `; a我们承兑这张支票的透支额只有5元。0 {* p/ e, N% B" X# Z* z( {
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Please endorse the cheque.
: w5 `9 q  M2 m" E! ]请背签这张支票。/ R( _. B* V- e

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The traveler's checks cost 1.5% of the total amount of purchase.+ j2 i9 C8 G8 x" _
旅行支票手续费是购买总额的1.5%。; X: I( d+ r  n" E. v/ _5 r
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# o! q; ], p2 l( fHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
6 ^4 R  J. X4 b$ a: ?) W/ d这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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, m  T" e5 u7 v' p3 R. A  J4 L8 \8 jEach cheque you write will cost 2 dollars.
2 b9 E! G$ y, @2 _你每开一张支票将花2美圆。: r( @# l9 k3 R- u
 
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. F2 F( b4 E3 O. V  aUseful Words and Phrases 5 ]& a( e1 I. ]
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account number 帐目编号, p! e/ t4 q: D+ @7 D! t; _7 G& r4 X
depositor 存户# r& y' C+ ]. w3 p$ p; X
pay-in slip 存款单+ J: h, T' p% ^7 W' g
a deposit form 存款单
/ h, D: r5 O* S8 O1 Ra banding machine 自动存取机! `6 M: {' e8 Q: n7 u" B" x
to deposit 存款
# W' i( {  ~0 c# ~2 L( _$ x- `( Z+ G- vdeposit receipt 存款收据, Q7 `- D, C; Z3 F! M
private deposits 私人存款# v6 N6 }$ H0 i( H: k
certificate of deposit 存单
$ R: S' D7 N: M- g) I& e: [8 [5 {deposit book, passbook 存折
9 I8 U2 U! v) U6 J) N8 scredit card 信用卡% x4 e+ f3 B5 f4 I  }  X5 V4 H
principal 本金3 K/ n- B6 a2 G- A3 [+ P4 z0 x
overdraft, overdraw 透支
- f2 g; [5 P7 Z8 R( y% jto counter sign 双签
7 u! `7 ^8 H, M) v" L! T9 Rto endorse 背书
9 z! L5 P% U" P" i4 Mendorser 背书人
4 p/ Q3 E+ d/ {2 w: r* \, ^: F4 U% Wto cash 兑现
$ w  E( \$ t! Bto honor a cheque 兑付
) X2 L6 Q; P. X0 Zto dishonor a cheque 拒付
4 `1 M+ j# D  G# Sto suspend payment 止付: E. z; [. G, Z; P. G8 {
cheque,check 支票: P  d5 l0 h# g
cheque book 支票本, w) V+ c/ `$ h2 V" a
order cheque 记名支票5 n, ~% g* Q8 p$ W
bearer cheque 不记名支票
) R6 q: H: Q; q1 k* Kcrossed cheque 横线支票+ c: P% Y% a- b- f
blank cheque 空白支票
$ d' H; c$ _  Grubber cheque 空头支票. v% g# a$ b; Q4 N7 E1 E7 T
cheque stub, counterfoil 票根
" d8 ]1 h# q+ q) j2 L5 Rcash cheque 现金支票
: w4 {  V& r* a! f' v0 |$ Htraveler's cheque 旅行支票
" z# B0 Z: v0 R. g5 x. I0 vcheque for transfer 转帐支票! h2 p+ r0 f9 @8 A4 |/ ?
outstanding cheque 未付支票
! d/ w+ o1 d4 z+ {canceled cheque 已付支票* W* Z0 h4 ~& c, ]" e) i
forged cheque 伪支票
" {6 q& \' h$ U$ C+ g+ `Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
理袁律师事务所
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余" i, [6 B9 l% x
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.4 [! d. M% [" g0 y: v7 k$ I7 J4 [
我想知道一下我是否能提取存款来支付天津购物的费用。4 L% X  E/ m6 k/ f( O1 J( R
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I want to withdraw 200 dollars from my deposit account.
( S8 e) Q. j& W, x+ k* V& W我要从我的定期存款中支取200美圆。5 l+ ^) q: t1 D& [. I

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6 c+ A( s; q  l. x+ p* _; RI want to close my account with you.
% D4 l# b1 d) [2 ?我想结束在你们这儿的帐户。
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& u! G+ ~+ ~5 J. ~I'd like to draw 100 yuan against this letter of credit.) L3 j& s8 S4 ~" v
我想从这份信用证上提款100元。; x, ^" v9 F& }# w* D! b* S$ G

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May I draw money against the letter of credit here?
% s6 `7 }9 d- I- \9 X我可以在这儿用这份信用证取钱吗?9 E* P' D5 Z) B8 t) ?

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Could you tell me my balance?& [* W1 M% k# c: Q
能否把存款结余金额告诉我?
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Please let me know my balance.
4 ?5 k; a8 c- g: Q: d请告诉我结余金额。- l8 ]0 R! J, K7 u

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/ M. @: q& _7 J" [- x2 KI think you can draw on this account by cheque in payment of goods.
% r7 n/ e- p: M, c: `5 t, v我以为你可用支票提款支付购物费用。" G2 r. C9 r; U" b) M9 m

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+ a! Y5 ^9 l& _2 f" F! e  xYour balance at the bank is 300 yuan.
" R3 B1 v4 R, h9 r你在本行的结余是300元。, U( H# q6 Z% G. _1 R* ~$ e  U

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Your deposit is exhausted.
# O! {3 a3 V9 X3 [你的存款支净了。
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Your letter of credit is used up.
6 z! M. [) J2 Z3 j' t; p你的信用证用完了。
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Please tell me how you wish to draw your money.0 h$ a" w/ F. q* r: H" d
请告诉我你希望怎样支款。
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+ p+ z. a7 [# ?& [Fill our a withdrawal form, please.
& Z+ n2 p7 L+ ~: I请填写取款单。- p$ V- O: d. ?# D
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# v8 _+ A0 w& H( J' sThe letter of credit is exhausted.& ^6 \6 M5 e9 h: G! S, o- ?( i# S* L
信用证上的款子已提清。) H" s9 v7 t: R: o: T7 v

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The letter at Counter 6 will pay you against your number slip.
; \6 S+ C2 S" @' r六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases " E% \, M1 Y0 m+ I4 t8 H! i5 p1 q
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to close an account, to clear an account 结清: ~6 p0 ?& X( U. @5 M- O$ X2 N1 y
to draw money 取款" K$ t  t6 @: [
drawing-out slip 取款单
! m* ?5 R' t4 Z' Hthe number slip 号码牌
3 I4 J! D3 O( i8 g- {a withdrawal form 取款单( W. I6 E: P) k4 D8 O
to fill in the receipt in duplicate 一式两份填这张收据
- y+ r. W* J& F! M( }' M! F5 h5 x' A) gteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表6 M" E8 K: m: f$ k) e
好,已收藏!
# [$ ?5 Q6 F) |- \
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

: {  i* `  F! l3 g' v" Q$ O8 [
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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