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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
银行英语口语-新开帐户9 d" d0 A1 A* u/ ^
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What kind of account did you have in your mind?- I/ c5 I3 {) X6 F
你想开哪种帐户?
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# x. c  [. v! N. YDo you like to open a current account?! O. f) Z5 i; ]. [8 p- z
你想开一个活期存款帐户吗? - L* i; Q" e" u  ?

& K/ Q% S% o/ v- l$ BA deposit or current account?
" \* Z3 ]* d- N/ P" }, K* {8 a% h定期还是活期? : I6 a+ l& F4 y8 V; H4 r# B

& t; d7 h: G9 ~4 |# u# B5 LPlease tell me how you would like to deposit your money.
  r/ L$ |# P( w1 Y: Z请告诉我你想存何种户头? 5 B0 C( s# [) f+ k, F+ |
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There's a service charge for the checking account but no charge for the savings.7 t) F+ J# J  j; o* M
支票户头要收服务费,现金户头不收。 1 ]/ S" R0 }$ }* \

$ |- p! I- S. }/ ROur minimum deposit for a savings account is 100 dollars.8 w9 J- F1 C* n, O1 ~% H8 h
我们储蓄存款的最低存款额是100美圆。 3 Y0 L& }) Z& o
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Five yuan is the minimum original deposit.
% r5 o3 W# P  D最低起存款额是5元。 : ~0 l, g+ A5 R2 `

8 D  |  O8 z, J; A! Y9 ?You can open a savings account at any time with an initial deposit of 50 dollars.7 p; \. y& l( I3 d$ P
你可随时以50美圆的起存额开立储蓄帐户。 ! B8 n" ^4 m6 _) W- Z
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Even one yuan is all right.
( X5 B* q2 r5 S$ ]甚至一元也可以起存。 , K* P) S) C1 b: L$ i
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
$ E4 A( i" p5 ]这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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0 R5 K* V) D3 C5 tI should like to open a current account.
" T+ X- Z: _2 k. v我想开一个活期存款帐户。 % s$ p1 a! a. C+ t* n& Q# y1 E
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I need a checking account so that I can pay my bill.
' U$ j, p6 P; o! V. @' n我需开个支票帐户,这样就能付帐。
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" G6 ~" W/ E% n& O4 j7 bWe'd like to know how we open a checking-savings account.
6 j$ L$ F( R* G+ G5 @" W4 p+ g  F我们想知道如何开一个支票储蓄帐户。 & U: U0 H) k3 p! H! o' |
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I have a checking account here.
  Z* E0 w- s/ @+ m; q% d9 D( R我在这里有一个支票存款帐户。
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I think I'd like a deposit account., x6 P$ {7 U) o' J! q; @
我想要开个定期存款帐户。 8 r  S, {" R+ Y6 P
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Can I open a current account here?
3 r; F) t7 X9 `. y我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.
( C. _% q# X& A$ U# U我要开个储蓄帐户。
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( o9 v- [2 q" i. [I'd like to open a deposit account with you., P, t9 o/ ]3 y4 `% `6 G8 X
我想在你们这儿开个定期存款帐户。 & z  U. X& |) W5 J
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Could you tell me the difference between a savings account and a checking account?
5 J5 Q8 z/ H9 |- V请告诉我储蓄存款与支票存款的区别好吗? ( A; x+ O1 R) {: d% P: _$ m: A5 y, k
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Please tell me the procedure for opening a savings account.
7 `; K% ^9 a- t& C0 Q7 v请告诉我开个储蓄帐户需要什么手续。 ) Q1 H" ~! x# G- \

& b/ q1 N9 C) B8 W$ @* J% H0 b0 |Will 100 yuan be enough for a minimum deposit?
$ ?" h( B4 i& U$ W) `100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
6 q  q2 b0 v) ]' _; a7 D我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?, v. @& ?5 E; v: ~9 E+ a
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
4 _9 x: i3 j1 @3 J6 j0 ^7 R& [% f第一次储蓄有最低限额吗? ; w5 l1 w. l! H3 ~7 R" |, W3 p+ M

( y% ]) u5 y4 f$ a% ~How much does each account cost?
6 K0 L0 Q! u' K& Q9 y9 d6 @7 r每个帐户要花多少钱?  r% V4 s$ |0 w  ~1 y7 g
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Useful Phrases
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: G) q1 u+ H! k$ U* t' d- hcurrent deposit, current account 活期存款
: o0 X8 K0 F1 C; ~fixed deposit, fixed account 定期存款- G8 j) |, J9 f- k0 p% I. w) H
fixed deposit by installments 零存整取6 @% i4 A" w% v) J- p5 j' b
joint account 联名存款帐户
8 h6 m0 G# \/ L" A3 J2 Dto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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: x$ w0 T/ {' i5 g( ^How much do you want to deposit with us?
; R: a4 m2 n( ^你想在我们这存多少? . v) v- _5 z8 c( }" \
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How much do you wish to pay into your account?3 v, f9 C% \/ D8 W9 ~! M& V; x
你希望在你的户头上存多少?' r: b: ?+ W# W# ~, m

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How much money do you plan to keep in your account on a regular basis?! R3 B! q1 ^) d1 _
你计划在你的户头上定期存放多少钱?
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2 B; V& i, x5 fHow much cash do you plan to deposit in your account?
! D# P3 Q$ F& i, W1 C4 ^  j) ]# l你有多少钱要存入呢?
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: C) H# O+ w) HI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.5 _2 I3 U4 |& W! k* ^
我认为你可把钱存入银行,或留在银行暂保管起来。9 l# q; H8 j7 _# r4 }9 }

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4 |* t- c/ h. H# l( ^) [Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?0 r# ?" j; n" E7 m
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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  n. n; n( m. p* `4 SI want to deposit 300 yuan in my account.& L. y- e$ U9 F+ X% y
我想在我的户头上存300元。
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I want to deposit these cheques in my account.2 Q3 S, G( @; Q) s
我想把这些支票存在我的户头上。1 X% W  h0 |4 D& \3 f' d

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I'd like to pay 200 yuan into my deposit account./ @0 Z2 I2 }3 X8 {
我想在在我的定期存款户头上存200元。2 }( ]+ C7 \$ f1 j

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I want to deposit my paycheck.
3 H- i9 J* n% O% y4 R我想存入我的工资支票。
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; j$ J' ~7 E7 n" i# qI'd like to know whether I can cash a cheque here.5 l* f+ \; k+ @2 ~; S. @4 R
我想知道我能否在这兑换支票。' i( F0 H0 q. J
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Will you please cash this traveler's cheque?
, N4 C$ Z0 ]: n; m/ R请兑现这张旅行支票好吗?
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6 {6 f# n# Y5 p+ i$ ?, GI'd like to cash this money order.  G( k; w6 Q+ G; u
我想兑现这张汇款单。5 m- N1 a6 u3 S6 _7 z; R" W
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, V" m7 B7 ~3 y6 e7 D- r  v% O0 ^6 i8 JI want to cash the balance of a traveler's letter of credit.
9 t! o2 O4 q" n8 Y5 a/ d我要把旅行信用证的结余兑现。3 [$ ?8 E* ^+ W
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' q$ o* B8 M5 J0 X! l3 Q# ^: ?3 ~Will you please tell me whether you charge for cheques?
: [' |6 K& f7 X: |. c' B6 r请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
3 K8 s  ^2 P) j" \4 V1 P# ~, w请告诉我这些支票要花多少钱?
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# C+ A/ A- H' J' D" EWhat if I overdraw?' P. S' }: n* [8 |
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.( |/ u- f: B1 }
如果想兑支票,请在底线上签名。! S- a3 h% @1 g+ |9 U) o4 G. `

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6 B* L, T' f- A7 _. APlease write your account number on the back of the check.
1 {0 Y# L- B" Q  k- ?# Z请在支票背面写上你的帐号。& w" |3 _3 r: u2 R5 S6 }8 T

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+ S* n7 _8 j" R- e" ~) PWe honored the check as the overdraft was only 5 yuan.1 K9 v1 q3 a* Q7 x: @5 u
我们承兑这张支票的透支额只有5元。
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! R# v, L$ q% c0 n& {Please endorse the cheque.
: @2 M. A9 j  h. b( O- Z* ^7 F  q- S请背签这张支票。2 }  j8 z. q3 f/ G( V; e
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The traveler's checks cost 1.5% of the total amount of purchase.
; G; l/ X3 @# L! y旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
" T& n/ Y" a( M. Q: R这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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2 M. R: [7 {9 V' x$ e% j4 }Each cheque you write will cost 2 dollars.
3 m$ g! n4 N! B3 [你每开一张支票将花2美圆。& \: a5 m: f3 j; K+ V) a& N
 
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+ x2 [8 Q" b& D% zUseful Words and Phrases 9 o$ ~+ j" t* i$ |. w
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account number 帐目编号& B' n0 Y! M0 j7 c4 ~
depositor 存户( f9 l2 f" r" A* j, p4 j6 Z" S* P
pay-in slip 存款单
% `, Z+ A8 [9 S6 A7 ua deposit form 存款单
" F7 N& R# _5 Qa banding machine 自动存取机
- @$ J! q; Z, e( u$ _  V# o$ Wto deposit 存款
8 W3 o& @9 |0 E, Qdeposit receipt 存款收据1 j9 Q1 Q$ e+ D+ Y, J( O0 ^
private deposits 私人存款
( [/ @. C8 t% w9 |certificate of deposit 存单
/ G; G4 r/ t9 y4 ?& edeposit book, passbook 存折3 A, F$ Q' [8 t8 G, o
credit card 信用卡
$ [6 l" j' J2 G- fprincipal 本金
0 f. ^' J, g4 ~& i; x5 loverdraft, overdraw 透支
7 `+ Q3 T' o/ X% O0 I% Eto counter sign 双签4 r' ]6 N5 |0 T8 S& n
to endorse 背书
. {9 W0 O& B" b9 c/ u2 p5 \endorser 背书人" Y$ a5 W& P& w, i
to cash 兑现2 @2 ^2 ~1 Z% T& r7 q
to honor a cheque 兑付
; Y. M5 o. v( h& T# B  Xto dishonor a cheque 拒付
8 s! s: l. c# b# f( Lto suspend payment 止付" j1 _" O. J$ p: c9 C
cheque,check 支票6 l6 b/ o2 J$ g: Z. w, m3 k/ |+ }! u
cheque book 支票本
" g: x: t5 k3 i/ k1 u; X- rorder cheque 记名支票
1 b# {# T) I# q  r, ubearer cheque 不记名支票1 Z- {" o* Y% e4 W- Z. ^- N3 j
crossed cheque 横线支票
8 C, p8 _5 q4 {9 Fblank cheque 空白支票+ q: d$ f4 A; e) y/ Z
rubber cheque 空头支票
+ w% h4 t& ?8 ?; qcheque stub, counterfoil 票根+ o! O) ^' `0 r6 l
cash cheque 现金支票
, E6 A9 g' W2 otraveler's cheque 旅行支票& C; A3 B* y6 ~( L9 w; ?
cheque for transfer 转帐支票6 r2 p% y+ q- p9 j5 l3 x
outstanding cheque 未付支票
$ M; C  a) X! gcanceled cheque 已付支票
! _( A- `$ n) bforged cheque 伪支票8 M* Q, J+ }) b" `& q6 p5 q! t
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
大型搬家
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发表于 2005-12-30 20:31 | 显示全部楼层
Very good one!
大型搬家
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余7 N& \/ K8 x1 \' f' ~  j6 {$ r6 L

. J+ Q3 T2 t% A# e4 a  ^+ uI'd like to know if I can draw on my account for payment of things I buy in Tianjin.8 h0 P# @* L) B& O3 ~
我想知道一下我是否能提取存款来支付天津购物的费用。
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* ]7 {. A, ?* k2 V' {% [I want to withdraw 200 dollars from my deposit account.
" w' [1 d9 x. Y我要从我的定期存款中支取200美圆。
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I want to close my account with you.- v% v' K' b7 R! D2 m/ A
我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.
- G, t0 R* W" Q$ n8 K我想从这份信用证上提款100元。
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# M4 Z0 T- c! Z/ QMay I draw money against the letter of credit here?# F; @7 i$ x( G' f1 k+ ^
我可以在这儿用这份信用证取钱吗?! g1 v- H! l- c( \7 r- r' C

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. C0 J! s1 R" b# c$ |Could you tell me my balance?! T6 o- r  Q! M2 Z8 U0 ^1 U/ u
能否把存款结余金额告诉我?
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4 q* g5 v4 E5 P. s9 fPlease let me know my balance.: ?( Q3 v6 @3 _
请告诉我结余金额。8 E3 u: k; i- y% V. `" i  W
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I think you can draw on this account by cheque in payment of goods.
. o6 B. e6 l# R% Q5 z我以为你可用支票提款支付购物费用。; Z. ^8 D4 T$ o+ x* w, N( e

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0 q, c8 _9 r+ D! Y' U. S2 e" MYour balance at the bank is 300 yuan.
# `% a- x$ i' L1 Y* K你在本行的结余是300元。
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5 w- v" j$ D5 \' i& UYour deposit is exhausted.
; f# N! h( V- S, p3 Z3 B你的存款支净了。, W0 |% y& K) U# ~; E

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Your letter of credit is used up.
$ W: I4 c  b$ f你的信用证用完了。# M. h: j4 T* b1 E0 R9 t1 y$ G7 ]
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  D* [% K" `4 l. LPlease tell me how you wish to draw your money.! R. F. c" `& Z  J
请告诉我你希望怎样支款。8 Z6 Q/ P* c$ J0 V' r  M
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Fill our a withdrawal form, please.
) U; w* T# M1 v% f/ o; f; M/ g请填写取款单。
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The letter of credit is exhausted.8 _! v8 E- c/ i( E
信用证上的款子已提清。
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0 y: Y2 Z8 Y0 ?, fThe letter at Counter 6 will pay you against your number slip./ W" x; D9 V. o3 P# F" x
六号柜台的出纳员将根据你的号码牌付给你钱。 4 m' s$ b% }$ f1 c8 i1 V
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6 r3 A" @% v" t9 ?9 n$ _5 w
Useful Words and Phrases
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  A% d8 i9 [; N9 e9 B9 Z" F2 Tto close an account, to clear an account 结清9 v8 T6 l' ^. U$ Q$ O" @
to draw money 取款" Z' ^& N' n" K
drawing-out slip 取款单
4 |/ n6 t/ r7 s- }# ithe number slip 号码牌! W% r3 z9 d% Y: C8 {' c$ k
a withdrawal form 取款单' w# q3 A" C; i6 K8 z0 T# `
to fill in the receipt in duplicate 一式两份填这张收据
3 c. ?$ Q* f& ^* u+ fteller, cashier 出纳员
大型搬家
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
大型搬家
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发表于 2006-1-2 07:48 | 显示全部楼层
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
& C( Z1 Q" I% E/ R/ s好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

! i, v, j! ]7 F) W' n! t! @! N
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发表于 2006-3-2 17:20 | 显示全部楼层
强烈支持!不错
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