If you are at fault, your coming year's premium would be $300-500 higher depending on which insurance company u are with. Don't try to settle the case privately if it involves any bodily injury. No matter what happens, always notify your insurance company at the first time. Your insurer will help you determine the estimates for the damage. If you decide to pay the damage out of your own pocket, this won't affect your next year's premium, but you still have to let your insurer know.
原帖由 撞车了 于 2006-1-3 13:23 发表 5 r v$ X3 w9 f+ _$ i+ ^( ~ * ~9 v. `6 S+ b M我也认为是我的责任,所以在留保险信息的时候,我希望车主在询价之后,先和我联系一下,希望能私下解决,不希望明年的保费上涨。现在的问题是: & R( U. B. v V7 V8 w$ a1-如果通过保险公司解决,下一年的保费可能增加多少。* m% d3 N3 ^& p: F' D2 w/ l9 h
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如通过保险公司,第二年保费会涨多少,谁也说不准,跟不同保险公司 有关。. |, ?; c; r) E5 g2 o
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但是这种情况,对方车的损坏不大,还是私了的好。先由body shaop 估价,可以多找两家,然后大家商量,对方如果不是特别无赖的话,因该可以顺利解决。 ( q5 Z3 S; t- l2 {% i ^% O" @1 A5 j$ E; F
根据你描述的情况,也许可以在200刀内解决,当然也的看对方开的时什么车,新旧程度。很多开旧车的,拿了赔偿很可能根本不会去修。