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原帖由 过路客 于 2006-2-7 08:04 发表
. o' ^+ b9 G- @2 ]' B0 H* M请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
- D% \0 p$ Q5 c8 z3 ~' B4 A sHouse Price = 280,000 4 Q/ h# @1 v2 r" `* M$ k
Down Payment = 98,000 (35% of total price)- k2 {' Y) ^: I! ^5 f
LOAN = 182,000
2 n& }4 ]6 Y! d6 `8 mINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ! j* `7 J6 ]- j6 A% y4 w* c
YEAR = 25
# N) L- r6 {9 q K4 JMONTHLY Installment = $1,034
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, n6 J o( O, i: P! j3 y+ s$ N MProperty Tax : $250 - k$ z/ N" L" Z& X% L- d
Gas+Elect.+Water : $350) T. C- ], o$ R; |
Misc. cost: $100
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, E$ e O6 B/ t3 ^) i1 e% n/ nTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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0 q: [1 }" z% N t2 h[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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