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原帖由 过路客 于 2006-2-7 08:04 发表
' g. K" R0 c) Z5 ?% O& t( b请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
( c- b4 H( z. Y- z' G/ u0 jHouse Price = 280,000
/ ^2 i: V0 |( X' s Q' r$ GDown Payment = 98,000 (35% of total price)
( ?( X. O6 N1 b* |3 D1 lLOAN = 182,000 , m/ ?5 I0 d' r0 |
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 5 ]- |; t: s/ G
YEAR = 25
4 b/ x5 V0 U: R- QMONTHLY Installment = $1,034 + r- k5 u- V y* O
) C) Z/ V* O! M6 H0 ?9 m
Property Tax : $250 ' f* ^0 _9 Y( h0 D% g6 O
Gas+Elect.+Water : $350
; a0 |: c! s$ j: d( K& ^" \Misc. cost: $100
: ?9 o0 c, q" m# r9 C. S______________________________________________________________
" [2 M5 t K7 MTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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4 a: z, {7 [7 ~/ X8 S5 O, p[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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