 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表
5 g. B3 C$ W r- ]+ J请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ' E' | G; ~- \, K
House Price = 280,000
* Z+ A) U" u* Z+ R5 oDown Payment = 98,000 (35% of total price)
; w1 Q0 }9 a% A; zLOAN = 182,000 + ~- t; ~, t: C: t2 P
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) # A( x; `8 d( W4 f( r% R% v2 ?; W0 N
YEAR = 25 + d$ R+ Q5 ]2 {5 S5 Y+ Y% y
MONTHLY Installment = $1,034
( ]4 U( b& a# `7 `2 |' {/ S/ E! B% m q5 T
Property Tax : $250
1 H: s A: d1 @# g( s! ?4 pGas+Elect.+Water : $350: A9 F3 f* B- K
Misc. cost: $100
# {4 {2 u6 @0 R' R8 D' O1 ` \______________________________________________________________ D" l3 F0 v; I8 ?% {
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
5 \3 }( D7 b, v- E
% f7 [* d9 I1 D- w& J B8 x[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|