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原帖由 过路客 于 2006-2-7 08:04 发表
- w" e! u4 L1 N* J& ?. j请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 3 f4 r3 \3 Y4 S8 C, s
House Price = 280,000
$ H# K8 D* I+ V' X/ o2 R eDown Payment = 98,000 (35% of total price)! M" F2 K& K- u t8 ^ ~2 a
LOAN = 182,000
2 a$ ]* Z% I. I2 m9 n7 f$ A- dINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
$ _: K5 Z( d y* o' c/ BYEAR = 25
3 j! V, z1 L" Z8 R9 iMONTHLY Installment = $1,034
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1 s, z* ^7 w- I: u/ W. ^2 rProperty Tax : $250 M6 n! @; b B; s! [- w* s# c
Gas+Elect.+Water : $350% c/ S5 T M& f& `8 G% m# G" i
Misc. cost: $100
6 V% p& G4 X: e______________________________________________________________
~1 Q, d2 j# w! `( ~Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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, ~) \+ i- z$ O; g[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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