 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表& l, h$ J; h1 q4 p
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
m% r8 u. q j$ ^$ l' I' o9 `House Price = 280,000 0 \3 u8 Z6 {+ r J0 F
Down Payment = 98,000 (35% of total price)
, V R2 X. h% N- Q3 o, F% [LOAN = 182,000 7 j, w% L5 |/ U* X/ i [8 i' P
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
5 t/ h6 ?+ G1 ~ p$ ?4 MYEAR = 25 m9 x: l( l4 _: d i
MONTHLY Installment = $1,034
# N1 q) \# D; _0 k2 k
; Y0 Y# V8 _9 d5 V- q" A7 pProperty Tax : $250
0 E4 Q1 _8 C7 t9 C! ^Gas+Elect.+Water : $350
4 H0 L2 K9 k+ R0 g }- ^3 pMisc. cost: $100' _4 j. B* ^2 \8 k. `5 u
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( J: u, l" B- WTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)1 f, a- ? G/ S: Q
9 C, Z! h! U1 G8 n2 J" i, y[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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