insurance injury adjuster from drivers involved in accidents called trying to settle down. 0 Q' o3 P, J n5 s( B 3 n$ O0 ]' B. \! Z/ x( xI think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. 0 f: y Q$ k1 L& l , v! k* ?8 f0 B1 x& Athat what an insurance agent told me.