insurance injury adjuster from drivers involved in accidents called trying to settle down. 2 U# T, i$ z+ `- M2 F . l t- U& D# o$ B2 C3 sI think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. + f' {5 O* v/ J+ P $ ]% m, J& G6 V! Qthat what an insurance agent told me.