ING direct. If you ask me as a referee, we both can get $13. ( J* `% r& q* T1 d1 P 8 u! J8 l1 H8 A8 iING is eligible for CDIC, which protects your money up to $100k for all member of CDIC. ! s" ]$ s/ ]* j( |. ` 3 e# [" j3 B8 T% S' ?( AING Current rate is 3% daily.