% \6 n3 T- F p1 i% x! MIf you have an existing MBNA card, you can request to upgrade it to a starwood one. ; C0 x' P! y9 {: Q3 \# l4 \ 3 v+ p# y" m7 C6 ? eMBNA seems to have a very bad reputation in areas of customer service and telemarketing (I think it is ok though). So beware.