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auto insurance clarifications

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鲜花(2) 鸡蛋(0)
发表于 2012-3-21 15:30 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
Sorry for can not type Chinese.
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I have two questions need your suggestions: If there is only one car in the family, and the husband is the principal driver, the wife may drive the car once in a while. Does the wife have to be added on the auto insurance policy as a "secondary driver"? What's the pros and cons of the options "add" or "do not add"?
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Much appreciated for your help!
鲜花(67) 鸡蛋(0)
发表于 2012-3-21 15:36 | 显示全部楼层
通常这个不是你能决定的, 保险公司会要求有驾照的人都加在policy里面,除非你有自已的保险;
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鲜花(122) 鸡蛋(1)
发表于 2012-3-21 15:51 | 显示全部楼层
Add: may pay less for premium.
, [5 e6 w3 W1 C- \) oNot add: the casual driver don't get to have insurance history so insurance premium will be higher if s/he decide to purchase auto insurance in the future.
鲜花(87) 鸡蛋(1)
发表于 2012-3-21 15:51 | 显示全部楼层
老杨团队 追求完美
需加上。 保险公司风险提高。& Y! g8 A; k) }1 ^" |8 h

7 x2 d4 @+ Q4 H除非你在一些保险公司享有顶级评级,否则保费一般会涨。涨幅介于另一个人的风险与驾龄, 如果新手的话,一般是以新手单独保费的25%。 
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$ g) g) D% r# S' Z6 ^要享有顶级评级,必须起码有6年无事故以上的经验, 没有交通罚单记录等。6 }' o$ z  C. K- d
有问题可以参考我们的汽车保险自动报价。 
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点击以下广告试试。; T7 R: @1 G) y
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鲜花(2) 鸡蛋(0)
 楼主| 发表于 2012-3-22 08:56 | 显示全部楼层
Thank you all for your great inputs!
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