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BMO, Scotiabank join RBC in quietly reducing mortgage rates 0 [- ^/ ]$ O, l3 v a, f0 w
Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
* ]) _( {8 ]5 CBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. - b1 c) ~: L$ k7 y8 c
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. ) {; y5 P4 v, ?7 b" a
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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- N. p, N* b2 L) f( N8 wHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity 8 `; f$ U, G3 S* g! r
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days ( {9 ]# x# @' q6 @" N
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. - M# q1 n n$ p8 x
/ N! s+ X1 m, F0 }# ?: H# OBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. % N1 ?& C, C- e3 g" S1 W% S- Q; U
3 x$ c! p' }6 |The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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