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BMO, Scotiabank join RBC in quietly reducing mortgage rates
8 m* ~3 C1 X$ i2 R0 j. q5 cCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET . ]: d; Y F# r$ z9 {* z
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. ( P$ K+ `5 P. G2 }# r" t8 f- U
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. - O: J0 }% U- o
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. 6 t, V$ ^& a; d" W
% J7 `7 N$ g4 H2 j# wBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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$ O$ X/ D% \) z7 T; P, G+ F- ~; }For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. 7 m+ l- k- B% `$ F0 h3 s: e9 o7 w
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. ) S8 j% f6 d3 Q- j8 c9 ~& S! ]
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. / |3 h# A w: D. c" k5 R
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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