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BMO, Scotiabank join RBC in quietly reducing mortgage rates
# W5 G6 p# O m+ H y) `6 TCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET & {$ b. c. a: t. X
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. % w/ Y8 k6 i3 q; ~* p1 m( H$ S
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 6 Q) J7 c+ G3 `0 C% {
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: \& f% U' O! l% `7 L0 RTORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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! }* e) D4 ? ~6 G1 |: a% |Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. - E" J9 N! R1 ~0 s$ g, O- N
7 g: v' g0 O# d( gHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity
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8 {! f% @7 n0 w MMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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% c' Q) g* E5 Z$ ZFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. 6 v/ T9 R. f5 `3 [
1 R, q, X4 A% m& z/ y8 IBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. # S7 _2 Y7 K, \% b
5 x& C+ j! h w$ z# c. C- vThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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/ |8 a: x9 y% l; PTD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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