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BMO, Scotiabank join RBC in quietly reducing mortgage rates
# V" b( \! U3 Z# l4 [Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
% a, @) i/ ~. Q+ M1 KBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 2 E! ~% J' V" k' b
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. , r: `" x0 {. N0 C
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. - R' `0 U9 G' P1 \: g _" e% R
* d8 ]* K4 a4 Q& P! \Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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7 o' w$ s- D4 {9 rHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days - h3 X5 b5 |' {! \
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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* D# w% Z1 p5 {BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca.
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% L( Z6 M9 l) w: M' v; }+ hThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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