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BMO, Scotiabank join RBC in quietly reducing mortgage rates 8 d- p. B" b8 ]( r, }
Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET . D$ Y9 F4 m7 d6 i8 \* X( B3 m
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. ' P% X' D! C; E
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. % S+ e9 D S( G7 n/ O
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. ) @' S# E; p1 X) t4 k4 N
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% O$ M6 W$ c q1 E: T7 ZMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. ' O n4 ]$ r m8 K) F$ F
* E' a0 S) P G- g8 @5 MBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. # J! _ }: h/ b3 i. d3 h# I
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. - \- p' ~ ]6 d* }4 u/ v9 T
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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