What is the Stable Chronic Condition (SCC) option? & r7 j2 `" a' n* j: D4 IThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). : L7 k4 ]0 ~1 M# e; R1 cWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic( _6 K1 x$ C7 ~6 M; G+ d- X" l
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and: H/ ]. H$ S7 y* }
• there have been no new symptoms or change in symptoms; and/or( D& |0 i+ A s& m9 Z
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy./ W- W- e3 ~( |5 v/ l* d- v5 l
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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