What is the Stable Chronic Condition (SCC) option?2 T0 `# L5 m: Y
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).2 A. n* O( Q* ]+ b% |7 r" {! Y; B
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic # F1 z% K, e7 g. e# h9 |- mcondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and 2 }) b6 y0 N: n/ C• there have been no new symptoms or change in symptoms; and/or 1 p6 B. t% ]; R. g• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. ! E1 [% f2 e. B4 S+ P8 GIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.